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Carver BancorpCARV 54 OCF Yield % is -19.29 as of Aug. 21, 2026. GuruFocus rates CARV with a GF Score™ of 54/100 and a GF Value™ of $1.59 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,493 Banks companies, Carver Bancorp ranks worse than 87.74% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Carver Bancorp OCF Yield % Related Terms
Carver Bancorp OCF Yield % Historical Data
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The historical data trend for Carver Bancorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Carver Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Carver Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Carver Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Carver Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Carver Bancorp (CARV) has a OCF Yield % of -19.29 as of Aug. 21, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Carver Bancorp and its competitors. According to the industry distribution chart, Carver Bancorp ranks #1310 out of 1493 companies in the Banks industry, placing it in the top 87.7%.
Is Carver Bancorp's OCF Yield % too high?
Carver Bancorp's current OCF Yield % is -19.29. Based on the distribution chart, Carver Bancorp ranks #1310 out of 1493 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Carver Bancorp has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Carver Bancorp's OCF Yield % compare to FSGB and EWSB?
According to the Banks industry distribution chart, Carver Bancorp ranks #1310 out of 1493 companies for OCF Yield %. This places Carver Bancorp in the lower half of its industry. The industry median OCF Yield % is 9.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.29, based on 1,493 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Carver Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Carver Bancorp's current OCF Yield % is -19.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carver Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Carver Bancorp (CARV) is currently considered Fairly Valued. The stock's GF Value™ is $1.59, compared to a current price of $1.61 — trading 1.5% above its estimated fair value. The current OCF Yield % is -19.29. Carver Bancorp's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Carver Bancorp (CARV), the current OCF Yield % is -19.29 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Carver Bancorp (CARV) Overvalued in 2026?
Based on GuruFocus' analysis, Carver Bancorp stock appears to be overvalued.
The current stock price of $1.61 is trading 1.5% above its estimated GF Value™ of $1.59.
GuruFocus considers Carver Bancorp to be Fairly Valued.
Key valuation signals for CARV:
OCF Yield %: -19.29
GF Value™: $1.59 vs. price of $1.61 (1.5% above fair value)
No single metric tells the full story. See the CARV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Carver Bancorp Inc is a holding company and conducts its business as a unitary saving and loan holding firm and the business of the company consists of the operation of its subsidiary. The bank offers a wide range of financial solutions to meet customers' banking. It offers other consumer and commercial banking products and services, such as debit cards, online banking, online bill pay, and telephone banking. The company provides deposit products, such as demand, savings, and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its market area within New York City.
54GF Score
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