CARV (Carver Bancorp) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CARV Carver Bancorp Inc CARV
54 GF Score
Price $1.61
GF Value $1.59
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Carver Bancorp Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Carver Bancorp Quality Rank Related Terms

CARV
54GF Score
Carver Bancorp Inc CARV
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Carver Bancorp (CARV) Overvalued in 2026?

Based on GuruFocus' analysis, Carver Bancorp stock appears to be overvalued. The current stock price of $1.61 is trading 1.5% above its estimated GF Value™ of $1.59. GuruFocus considers Carver Bancorp to be Fairly Valued.

Key valuation signals for CARV:

  • Quality Rank:
  • GF Value™: $1.59 vs. price of $1.61 (1.5% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the CARV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Carver Bancorp Business Description

Other Exchanges 39CN:Germany
Address 75 West 125th Street, New York, NY, USA, 10027
Carver Bancorp Inc is a holding company and conducts its business as a unitary saving and loan holding firm and the business of the company consists of the operation of its subsidiary. The bank offers a wide range of financial solutions to meet customers' banking. It offers other consumer and commercial banking products and services, such as debit cards, online banking, online bill pay, and telephone banking. The company provides deposit products, such as demand, savings, and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its market area within New York City.
54GF Score

Get the complete analysis for CARV

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.61
Price
$1.59
GF Value