CARV (Carver Bancorp) FCF Yield %: -22.30 (As of Aug. 21, 2026)

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CARV Carver Bancorp Inc CARV
54 GF Score
Price $1.61
GF Value $1.59
Valuation Fairly Valued
! 3 Warning Signs
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What is Carver Bancorp FCF Yield %?

Carver Bancorp CARV 54 FCF Yield % is -22.30 as of Aug. 21, 2026. GuruFocus rates CARV with a GF Score™ of 54/100 and a GF Value™ of $1.59 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,497 Banks companies, Carver Bancorp ranks worse than 87.64% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Carver Bancorp's Trailing 12-Month Free Cash Flow is $-2.10 Mil, and Market Cap is $9.41 Mil. Therefore, Carver Bancorp's FCF Yield % for today is -22.30%.

The historical rank and industry rank for Carver Bancorp's FCF Yield % or its related term are showing as below:

CARV' s FCF Yield % Range Over the Past 10 Years
Min: -188.8   Med: -32.2   Max: 51.54
Current: -22.3


During the past 13 years, the highest FCF Yield % of Carver Bancorp was 51.54%. The lowest was -188.80%. And the median was -32.20%.

CARV's FCF Yield % is ranked worse than
87.64% of 1497 companies
in the Banks industry
Industry Median: 8.15 vs CARV: -22.30

Carver Bancorp's FCF Margin % for the quarter that ended in Jun. 2026 was 0.00%.


Carver Bancorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Carver Bancorp FCF Yield % Related Terms


Carver Bancorp FCF Yield % Historical Data

* Premium members only.

The historical data trend for Carver Bancorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Carver Bancorp FCF Yield % Chart

Carver Bancorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.58 -62.64 -88.12 -173.68 -16.20

Carver Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.49 -53.62 0.00 0.00 0.00

CARV vs FSGB, EWSB, MFBI: FCF Yield % Comparison

For the Banks - Regional subindustry, Carver Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Carver Bancorp FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Carver Bancorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Carver Bancorp's FCF Yield % falls into.


CARV
54GF Score
Carver Bancorp Inc CARV
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Carver Bancorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Carver Bancorp's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-1.417 / 8.7465
=-16.20%

Carver Bancorp's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 7.69692
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -22.30 mean?
Carver Bancorp (CARV) has a FCF Yield % of -22.30 as of Aug. 21, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Carver Bancorp and its competitors. According to the industry distribution chart, Carver Bancorp ranks #1312 out of 1497 companies in the Banks industry, placing it in the top 87.6%.
Is Carver Bancorp's FCF Yield % too high?
Carver Bancorp's current FCF Yield % is -22.30. Based on the distribution chart, Carver Bancorp ranks #1312 out of 1497 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Carver Bancorp has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Carver Bancorp's FCF Yield % compare to FSGB and EWSB?
According to the Banks industry distribution chart, Carver Bancorp ranks #1312 out of 1497 companies for FCF Yield %. This places Carver Bancorp in the lower half of its industry. The industry median FCF Yield % is 8.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Carver Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Carver Bancorp's current FCF Yield % is -22.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carver Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Carver Bancorp (CARV) is currently considered Fairly Valued. The stock's GF Value™ is $1.59, compared to a current price of $1.61 — trading 1.5% above its estimated fair value. The current FCF Yield % is -22.30. Carver Bancorp's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Carver Bancorp (CARV), the current FCF Yield % is -22.30 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Carver Bancorp (CARV) Overvalued in 2026?

Based on GuruFocus' analysis, Carver Bancorp stock appears to be overvalued. The current stock price of $1.61 is trading 1.5% above its estimated GF Value™ of $1.59. GuruFocus considers Carver Bancorp to be Fairly Valued.

Key valuation signals for CARV:

  • FCF Yield %: -22.30
  • GF Value™: $1.59 vs. price of $1.61 (1.5% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the CARV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Carver Bancorp Business Description

Other Exchanges 39CN:Germany
Address 75 West 125th Street, New York, NY, USA, 10027
Carver Bancorp Inc is a holding company and conducts its business as a unitary saving and loan holding firm and the business of the company consists of the operation of its subsidiary. The bank offers a wide range of financial solutions to meet customers' banking. It offers other consumer and commercial banking products and services, such as debit cards, online banking, online bill pay, and telephone banking. The company provides deposit products, such as demand, savings, and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its market area within New York City.
54GF Score

Get the complete analysis for CARV

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.61
Price
$1.59
GF Value