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CARV (Carver Bancorp) PS Ratio : 0.33 (As of Dec. 12, 2024)


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What is Carver Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Carver Bancorp's share price is $1.78. Carver Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $5.35. Hence, Carver Bancorp's PS Ratio for today is 0.33.

The historical rank and industry rank for Carver Bancorp's PS Ratio or its related term are showing as below:

CARV' s PS Ratio Range Over the Past 10 Years
Min: 0.22   Med: 0.61   Max: 3.81
Current: 0.34

During the past 13 years, Carver Bancorp's highest PS Ratio was 3.81. The lowest was 0.22. And the median was 0.61.

CARV's PS Ratio is ranked better than
98.82% of 1527 companies
in the Banks industry
Industry Median: 2.62 vs CARV: 0.34

Carver Bancorp's Revenue per Sharefor the three months ended in Sep. 2024 was $1.28. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $5.35.

Warning Sign:

Carver Bancorp Inc revenue per share has been in decline over the past 3 years.

During the past 12 months, the average Revenue per Share Growth Rate of Carver Bancorp was -9.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was -2.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was 2.60% per year. During the past 10 years, the average Revenue per Share Growth Rate was -1.00% per year.

During the past 13 years, Carver Bancorp's highest 3-Year average Revenue per Share Growth Rate was 16.60% per year. The lowest was -67.50% per year. And the median was 2.10% per year.

Back to Basics: PS Ratio


Carver Bancorp PS Ratio Historical Data

The historical data trend for Carver Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Carver Bancorp PS Ratio Chart

Carver Bancorp Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.35 1.40 0.90 0.65 0.25

Carver Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.37 0.35 0.25 0.26 0.36

Competitive Comparison of Carver Bancorp's PS Ratio

For the Banks - Regional subindustry, Carver Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Carver Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Carver Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where Carver Bancorp's PS Ratio falls into.



Carver Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Carver Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=1.78/5.35
=0.33

Carver Bancorp's Share Price of today is $1.78.
Carver Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.35.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Carver Bancorp  (NAS:CARV) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Carver Bancorp PS Ratio Related Terms

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Carver Bancorp Business Description

Traded in Other Exchanges
N/A
Address
75 West 125th Street, New York, NY, USA, 10027
Carver Bancorp Inc is a holding company and conducts its business as a unitary saving and loan holding firm and the business of the company consists of the operation of its subsidiary. The bank offers a wide range of financial solutions to meet customers' banking. It offers other consumer and commercial banking products and services, such as debit cards, online banking, online bill pay, and telephone banking. The company provides deposit products, such as demand, savings, and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its market area within New York City.
Executives
Kenneth Knuckles director 75 WEST 125TH STREET, NEW YORK NY 10027
Jackson Pazel G Jr director 75 WEST 125TH STREET, NEW YORK NY 10027
Grannum Colvin director 75 WEST 125TH STREET, NEW YORK NY 10027
Craig C Mackay director 75 WEST 125TH STREET, NEW YORK NY 10027
Isaac Torres officer: SVP and GC 75 WEST 125TH STREET, NEW YORK NY 10027
Robin L Nunn director 75 WEST 125TH STREET, NEW YORK NY 10027
Christina L Maier officer: CFO C/O PATRIOT NATIONAL BANCORP, INC., 900 BEDFORD STREET, STAMFORD CT 06901
Sophia Haliotis officer: SVP and CCO 75 WEST 125TH STREET, NEW YORK NY 10027
Michael T. Pugh officer: President & COO CARVER BANCORP, INC., 75 WEST 125TH STREET, NEW YORK NY 10027
Jones Lewis P. Iii director 75 WEST 125TH STREET, NEW YORK NY 10027
Steven Bussey director 75 WEST 125TH STREET, NEW YORK NY 10027
Jillian E Joseph director 75 WEST 125TH STREET, NEW YORK NY 10027
Robert W Mooney director 75 WEST 125TH STREET, NEW YORK NY 10027
Thomas K Ritter director 120 CAMBRIDGE AVENUE, LINWOOD NJ 08221
Deborah C Wright director, officer: President & CEO CARVER BANCORP, INC, 75 W. 125TH STREET, NEW YORK NY 10027