CFACY (Coface) Cyclically Adjusted FCF per Share: $2.10 (As of Mar. 2026)


CFACY Coface SA CFACY
57 GF Score
Price $18.67
GF Value $18.87
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Coface Cyclically Adjusted FCF per Share?

Coface CFACY 57 Cyclically Adjusted FCF per Share is $2.10 as of Mar. 2026. GuruFocus rates CFACY with a GF Score™ of 57/100 and a GF Value™ of $18.87 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Coface's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.242. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $2.10 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 1.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Coface was 8.10% per year. The lowest was 1.40% per year. And the median was 4.75% per year.

As of today (2026-07-01), Coface's current stock price is $18.665. Coface's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $2.10. Coface's Cyclically Adjusted Price-to-FCF of today is 8.89.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Coface was 10.48. The lowest was 5.79. And the median was 8.12.


Coface  (OTCPK:CFACY) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Coface's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=18.665/2.10
=8.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Coface was 10.48. The lowest was 5.79. And the median was 8.12.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Coface Cyclically Adjusted FCF per Share Related Terms


Coface Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Coface's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coface Cyclically Adjusted FCF per Share Chart

Coface Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.89 1.84 2.12

Coface Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.47 1.95 2.11 2.12 2.10

CFACY vs RGA, EG, RNR: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Reinsurance subindustry, Coface's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Coface Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Coface's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Coface's Cyclically Adjusted Price-to-FCF falls into.


CFACY
57GF Score
Coface SA CFACY
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Coface Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Coface's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.242/120.9000*120.9000
=0.242

Current CPI (Mar. 2026) = 120.9000.

Coface Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.194 100.630 0.233
201609 0.187 100.340 0.225
201612 0.505 100.650 0.607
201703 0.651 101.170 0.778
201706 0.251 101.320 0.300
201709 0.037 101.330 0.044
201712 0.432 101.850 0.513
201803 0.447 102.750 0.526
201806 0.170 103.370 0.199
201809 0.937 103.560 1.094
201812 -0.738 103.470 -0.862
201903 0.263 103.890 0.306
201906 1.099 104.580 1.271
201909 0.266 104.500 0.308
201912 0.109 104.980 0.126
202003 0.798 104.590 0.922
202006 0.593 104.790 0.684
202009 0.174 104.550 0.201
202012 -0.406 104.960 -0.468
202103 1.201 105.750 1.373
202106 -0.607 106.340 -0.690
202109 0.934 106.810 1.057
202112 0.881 107.850 0.988
202203 0.608 110.490 0.665
202206 1.562 112.550 1.678
202209 1.056 112.740 1.132
202212 -0.272 114.160 -0.288
202303 0.889 116.790 0.920
202306 0.669 117.650 0.687
202309 0.539 118.260 0.551
202312 -0.162 118.390 -0.165
202403 1.355 119.470 1.371
202406 0.555 120.200 0.558
202409 0.285 119.560 0.288
202412 0.178 119.950 0.179
202503 0.400 120.380 0.402
202506 0.312 121.360 0.311
202509 0.581 120.950 0.581
202512 0.337 120.900 0.337
202603 0.242 120.900 0.242

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $2.10 mean?
Coface (CFACY) has a Cyclically Adjusted FCF per Share of $2.10 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Coface and its competitors.
Is Coface's Cyclically Adjusted FCF per Share too high?
Coface's current Cyclically Adjusted FCF per Share is $2.10. Overall, Coface has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coface's Cyclically Adjusted FCF per Share compare to RGA and EG?
Coface's Cyclically Adjusted FCF per Share of $2.10 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Coface and its competitors. Coface's current Cyclically Adjusted FCF per Share is $2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coface stock overvalued right now?
Based on GuruFocus' analysis, Coface (CFACY) is currently considered Fairly Valued. The stock's GF Value™ is $18.87, compared to a current price of $18.67 — trading 1.1% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $2.10. Coface's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Coface (CFACY), the current Cyclically Adjusted FCF per Share is $2.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coface (CFACY) Overvalued in 2026?

Based on GuruFocus' analysis, Coface stock appears to be undervalued. The current stock price of $18.67 is trading 1.1% below its estimated GF Value™ of $18.87. GuruFocus considers Coface to be Fairly Valued.

Key valuation signals for CFACY:

  • Cyclically Adjusted FCF per Share: $2.10
  • GF Value™: $18.87 vs. price of $18.67 (1.1% below fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the CFACY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Coface Business Description

Address 1, place Costes et Bellonte, CS 20003, Bois-Colombes, FRA, 92270
Coface SA is a property and casualty insurance company. The vast majority of its revenue is generated by its group reinsurance business. Majority of the company's sales are generated in Europe. The company offers credit insurance products to protect companies against potentially uncollected payments from their customers. Coface's plan focuses on risk management. The company considers merger and acquisition investment as a component of its operational growth Plan..
57GF Score

Get the complete analysis for CFACY

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.67
Price
$18.87
GF Value