CFACY (Coface) Scaled Net Operating Assets: 0.12 (As of Mar. 2026)


CFACY Coface SA CFACY
57 GF Score
Price $18.67
GF Value $19.09
Valuation Fairly Valued
! 4 Warning Signs
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What is Coface Scaled Net Operating Assets?

Coface CFACY 57 Scaled Net Operating Assets is 0.12 as of Mar. 2026. GuruFocus rates CFACY with a GF Score™ of 57/100 and a GF Value™ of $19.09 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Coface's operating assets for the quarter that ended in Mar. 2026 was $6,149 Mil. Coface's operating liabilities for the quarter that ended in Mar. 2026 was $5,020 Mil. Coface's Total Assets for the quarter that ended in Dec. 2025 was $9,473 Mil. Therefore, Coface's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.12.

CFACY
57GF Score
Coface SA CFACY
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Coface Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Coface's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(8885.846-4135.32)/8465.062
=0.56

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9473.033 - 587.187
=8885.846

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6879.03 - 2743.71 - 0
=4135.32

Coface's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(6148.596-5019.821)/9473.033
=0.12

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9819.976 - 3671.38
=6148.596

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7210.618 - 2190.797 - 0
=5019.821

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.12 mean?
Coface (CFACY) has a Scaled Net Operating Assets of 0.12 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Coface and its competitors.
Is Coface's Scaled Net Operating Assets too high?
Coface's current Scaled Net Operating Assets is 0.12. Overall, Coface has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coface's Scaled Net Operating Assets compare to RGA and EG?
Coface's Scaled Net Operating Assets of 0.12 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Coface and its competitors. Coface's current Scaled Net Operating Assets is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coface stock overvalued right now?
Based on GuruFocus' analysis, Coface (CFACY) is currently considered Fairly Valued. The stock's GF Value™ is $19.09, compared to a current price of $18.67 — trading 2.2% below its estimated fair value. The current Scaled Net Operating Assets is 0.12. Coface's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Coface (CFACY), the current Scaled Net Operating Assets is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coface (CFACY) Overvalued in 2026?

Based on GuruFocus' analysis, Coface stock appears to be undervalued. The current stock price of $18.67 is trading 2.2% below its estimated GF Value™ of $19.09. GuruFocus considers Coface to be Fairly Valued.

Key valuation signals for CFACY:

  • Scaled Net Operating Assets: 0.12
  • GF Value™: $19.09 vs. price of $18.67 (2.2% below fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the CFACY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Coface Business Description

Address 1, place Costes et Bellonte, CS 20003, Bois-Colombes, FRA, 92270
Coface SA is a property and casualty insurance company. The vast majority of its revenue is generated by its group reinsurance business. Majority of the company's sales are generated in Europe. The company offers credit insurance products to protect companies against potentially uncollected payments from their customers. Coface's plan focuses on risk management. The company considers merger and acquisition investment as a component of its operational growth Plan..
57GF Score

Get the complete analysis for CFACY

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.67
Price
$19.09
GF Value