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CofaceCFACY -4.13%54 EV-to-EBITDA is 10.36 as of Jul. 16, 2026, which is 3% below its 10-year median of 10.67. GuruFocus rates CFACY with a GF Score™ of 54/100 and a GF Value™ of $18.90 (Fairly Valued). The stock has 4 warning signs investors should review. Among 347 Insurance companies, Coface ranks worse than 64.55% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Coface's enterprise value is $4,302 Mil.
Coface's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $415 Mil. Therefore, Coface's EV-to-EBITDA for today is 10.36.
The historical rank and industry rank for Coface's EV-to-EBITDA or its related term are showing as below:
CFACY'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 6.6 Med: 10.67 Max: 22.78
Current: 10.56
During the past 13 years, the highest EV-to-EBITDA of Coface was 22.78. The lowest was 6.60. And the median was 10.67.
CFACY's EV-to-EBITDA is ranked worse than 64.55% of 347
companies
in the Insurance industry
Industry Median: 8.23
vs CFACY: 10.56
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
As of today (2026-07-16), Coface's stock price is $17.895.
Coface's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.659. Therefore, Coface's PE Ratio (TTM) for today is 10.79.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Coface (OTCPK:CFACY) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Coface's share price for today is $17.895.
Coface's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.659.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Coface's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Coface's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coface EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Coface's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Coface's EV-to-EBITDA falls into.
Coface's current Enterprise Value is $4,302 Mil.
Coface's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $415 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Coface (CFACY) has a EV-to-EBITDA of 10.36 as of Jul. 16, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Coface. This is near median its historical median of 10.67. Over the past decade, Coface's EV-to-EBITDA has ranged from 6.60 to 22.78. According to the industry distribution chart, Coface ranks #224 out of 347 companies in the Insurance industry, placing it in the top 64.6%.
Is Coface's EV-to-EBITDA too high?
Coface's current EV-to-EBITDA of 10.36 is near median its 10-year median of 10.67. Over the past 10 years, this metric has ranged from a low of 6.60 to a high of 22.78. The Insurance industry median EV-to-EBITDA is 8.23. Coface's value of 10.36 is 25.9% above this industry median. Based on the distribution chart, Coface ranks #224 out of 347 companies in the Insurance industry, which is below the industry midpoint. Overall, Coface has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coface's EV-to-EBITDA compare to RGA and EG?
According to the Insurance industry distribution chart, Coface ranks #224 out of 347 companies for EV-to-EBITDA. This places Coface in the lower half of its industry. The industry median EV-to-EBITDA is 8.23. Coface's value of 10.36 is 25.9% above this benchmark. Historically, Coface's own EV-to-EBITDA has ranged from 6.60 to 22.78 over the past decade. While the company's 10-year median is 10.67 vs. the industry median of 8.23, Coface has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.23, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coface's current EV-to-EBITDA of 10.36 is 25.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Coface. For the Insurance industry, the median EV-to-EBITDA is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coface's current EV-to-EBITDA is 10.36, which is near median its own 10-year median of 10.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coface stock overvalued right now?
Based on GuruFocus' analysis, Coface (CFACY) is currently considered Fairly Valued. The stock's GF Value™ is $18.90, compared to a current price of $17.90 — trading 5.3% below its estimated fair value. The current EV-to-EBITDA is 10.36, which is near median its 10-year median of 10.67 and 25.9% above the Insurance industry median of 8.23. Coface's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Coface (CFACY), the current EV-to-EBITDA is 10.36 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coface (CFACY) Overvalued in 2026?
Based on GuruFocus' analysis, Coface stock appears to be undervalued.
The current stock price of $17.90 is trading 5.3% below its estimated GF Value™ of $18.90.
GuruFocus considers Coface to be Fairly Valued.
Key valuation signals for CFACY:
EV-to-EBITDA: 10.36 (near median its 10-year median of 10.67)
GF Value™: $18.90 vs. price of $17.90 (5.3% below fair value)
Industry Position: 25.9% above the Insurance median (#224 of 347)
No single metric tells the full story. See the CFACY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coface SA is a property and casualty insurance company. The vast majority of its revenue is generated by its group reinsurance business. Majority of the company's sales are generated in Europe. The company offers credit insurance products to protect companies against potentially uncollected payments from their customers. Coface's plan focuses on risk management. The company considers merger and acquisition investment as a component of its operational growth Plan..
54GF Score
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