CFACY (Coface) E10: $1.47 (As of Mar. 2026)


CFACY Coface SA CFACY
57 GF Score
Price $18.67
GF Value $19.09
Valuation Fairly Valued
! 4 Warning Signs
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What is Coface E10?

Coface CFACY 57 E10 is $1.47 as of Mar. 2026. GuruFocus rates CFACY with a GF Score™ of 57/100 and a GF Value™ of $19.09 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Coface's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.416. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.47 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Coface's average E10 Growth Rate was 6.10% per year. During the past 3 years, the average E10 Growth Rate was 8.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Coface was 12.10% per year. The lowest was 8.50% per year. And the median was 10.30% per year.

As of today (2026-06-24), Coface's current stock price is $18.665. Coface's E10 for the quarter that ended in Mar. 2026 was $1.47. Coface's Shiller PE Ratio of today is 12.70.

During the past 13 years, the highest Shiller PE Ratio of Coface was 15.86. The lowest was 10.66. And the median was 13.19.


Coface  (OTCPK:CFACY) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Coface's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=18.665/1.47
=12.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Coface was 15.86. The lowest was 10.66. And the median was 13.19.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Coface E10 Related Terms


Coface E10 Historical Data

* Premium members only.

The historical data trend for Coface's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coface E10 Chart

Coface Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.15 1.19 1.49

Coface Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 1.34 1.46 1.49 1.47

CFACY vs RGA, EG, RNR: E10 Comparison

For the Insurance - Reinsurance subindustry, Coface's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Coface Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Coface's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Coface's Shiller PE Ratio falls into.


CFACY
57GF Score
Coface SA CFACY
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Coface E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Coface's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.416/120.9000*120.9000
=0.416

Current CPI (Mar. 2026) = 120.9000.

Coface Quarterly Data

per share eps CPI Adj_EPS
201606 0.024 100.630 0.029
201609 -0.080 100.340 -0.096
201612 0.182 100.650 0.219
201703 0.050 101.170 0.060
201706 0.092 101.320 0.110
201709 0.264 101.330 0.315
201712 0.213 101.850 0.253
201803 0.281 102.750 0.331
201806 0.205 103.370 0.240
201809 0.270 103.560 0.315
201812 0.181 103.470 0.211
201903 0.272 103.890 0.317
201906 0.316 104.580 0.365
201909 0.281 104.500 0.325
201912 0.216 104.980 0.249
202003 0.093 104.590 0.108
202006 0.084 104.790 0.097
202009 0.223 104.550 0.258
202012 0.248 104.960 0.286
202103 0.450 105.750 0.514
202106 0.541 106.340 0.615
202109 0.534 106.810 0.604
202112 0.249 107.850 0.279
202203 0.385 110.490 0.421
202206 0.581 112.550 0.624
202209 0.343 112.740 0.368
202212 0.381 114.160 0.403
202303 0.439 116.790 0.454
202306 0.488 117.650 0.501
202309 0.438 118.260 0.448
202312 0.371 118.390 0.379
202403 0.500 119.470 0.506
202406 0.527 120.200 0.530
202409 0.488 119.560 0.493
202412 0.374 119.950 0.377
202503 0.454 120.380 0.456
202506 0.473 121.360 0.471
202509 0.411 120.950 0.411
202512 0.359 120.900 0.359
202603 0.416 120.900 0.416

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $1.47 mean?
Coface (CFACY) has a E10 of $1.47 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Coface and its competitors.
Is Coface's E10 too high?
Coface's current E10 is $1.47. Overall, Coface has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coface's E10 compare to RGA and EG?
Coface's E10 of $1.47 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Coface and its competitors. Coface's current E10 is $1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coface stock overvalued right now?
Based on GuruFocus' analysis, Coface (CFACY) is currently considered Fairly Valued. The stock's GF Value™ is $19.09, compared to a current price of $18.67 — trading 2.2% below its estimated fair value. The current E10 is $1.47. Coface's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Coface (CFACY), the current E10 is $1.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coface (CFACY) Overvalued in 2026?

Based on GuruFocus' analysis, Coface stock appears to be undervalued. The current stock price of $18.67 is trading 2.2% below its estimated GF Value™ of $19.09. GuruFocus considers Coface to be Fairly Valued.

Key valuation signals for CFACY:

  • E10: $1.47
  • GF Value™: $19.09 vs. price of $18.67 (2.2% below fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the CFACY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Coface Business Description

Address 1, place Costes et Bellonte, CS 20003, Bois-Colombes, FRA, 92270
Coface SA is a property and casualty insurance company. The vast majority of its revenue is generated by its group reinsurance business. Majority of the company's sales are generated in Europe. The company offers credit insurance products to protect companies against potentially uncollected payments from their customers. Coface's plan focuses on risk management. The company considers merger and acquisition investment as a component of its operational growth Plan..
57GF Score

Get the complete analysis for CFACY

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.67
Price
$19.09
GF Value