CFACY (Coface) Cyclically Adjusted PS Ratio: 1.44 (As of Jul. 04, 2026) — Near Median


CFACY Coface SA CFACY
57 GF Score
Price $17.90
GF Value $18.29
Valuation Fairly Valued
! 4 Warning Signs
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What is Coface Cyclically Adjusted PS Ratio?

Coface CFACY -4.13% 57 Cyclically Adjusted PS Ratio is 1.44 as of Jul. 04, 2026, which is 1% above its 10-year median of 1.42. GuruFocus rates CFACY with a GF Score™ of 57/100 and a GF Value™ of $18.29 (Fairly Valued). The stock has 4 warning signs investors should review. Among 414 Insurance companies, Coface ranks worse than 59.18% on this metric.

As of today (2026-07-04), Coface's current share price is $17.895. Coface's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $12.40. Coface's Cyclically Adjusted PS Ratio for today is 1.44.

The historical rank and industry rank for Coface's Cyclically Adjusted PS Ratio or its related term are showing as below:

CFACY' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.05   Med: 1.42   Max: 1.81
Current: 1.49

During the past years, Coface's highest Cyclically Adjusted PS Ratio was 1.81. The lowest was 1.05. And the median was 1.42.

CFACY's Cyclically Adjusted PS Ratio is ranked worse than
59.18% of 414 companies
in the Insurance industry
Industry Median: 1.195 vs CFACY: 1.49

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Coface's adjusted revenue per share data for the three months ended in Mar. 2026 was $3.201. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $12.40 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Coface  (OTCPK:CFACY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Coface Cyclically Adjusted PS Ratio Related Terms


Coface Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Coface's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coface Cyclically Adjusted PS Ratio Chart

Coface Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 1.30 1.21 1.43 1.54

Coface Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.76 1.60 1.56 1.54 1.45

CFACY vs RGA, EG, RNR: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Reinsurance subindustry, Coface's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Coface Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Coface's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Coface's Cyclically Adjusted PS Ratio falls into.


CFACY
57GF Score
Coface SA CFACY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Coface Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Coface's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=17.895/12.40
=1.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coface's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Coface's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.201/122.4300*122.4300
=3.201

Current CPI (Mar. 2026) = 122.4300.

Coface Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.085 100.630 2.537
201609 3.187 100.340 3.889
201612 1.319 100.650 1.604
201703 2.381 101.170 2.881
201706 1.959 101.320 2.367
201709 3.105 101.330 3.752
201712 1.484 101.850 1.784
201803 2.651 102.750 3.159
201806 1.978 103.370 2.343
201809 3.296 103.560 3.897
201812 1.546 103.470 1.829
201903 2.572 103.890 3.031
201906 2.254 104.580 2.639
201909 3.060 104.500 3.585
201912 1.718 104.980 2.004
202003 2.671 104.590 3.127
202006 1.674 104.790 1.956
202009 3.971 104.550 4.650
202012 0.145 104.960 0.169
202103 2.690 105.750 3.114
202106 1.981 106.340 2.281
202109 3.505 106.810 4.018
202112 1.942 107.850 2.205
202203 2.738 110.490 3.034
202206 2.713 112.550 2.951
202209 2.767 112.740 3.005
202212 2.876 114.160 3.084
202303 2.884 116.790 3.023
202306 2.976 117.650 3.097
202309 2.855 118.260 2.956
202312 2.868 118.390 2.966
202403 2.996 119.470 3.070
202406 2.963 120.200 3.018
202409 3.034 119.560 3.107
202412 2.944 119.950 3.005
202503 3.031 120.380 3.083
202506 3.327 121.360 3.356
202509 3.162 120.950 3.201
202512 3.225 120.900 3.266
202603 3.201 122.430 3.201

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.44 mean?
Coface (CFACY) has a Cyclically Adjusted PS Ratio of 1.44 as of Jul. 04, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Coface and its competitors. This is near median its historical median of 1.42. Over the past decade, Coface's Cyclically Adjusted PS Ratio has ranged from 1.05 to 1.81. According to the industry distribution chart, Coface ranks #245 out of 414 companies in the Insurance industry, placing it in the top 59.2%.
Is Coface's Cyclically Adjusted PS Ratio too high?
Coface's current Cyclically Adjusted PS Ratio of 1.44 is near median its 10-year median of 1.42. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 1.81. The Insurance industry median Cyclically Adjusted PS Ratio is 1.20. Coface's value of 1.44 is 20.5% above this industry median. Based on the distribution chart, Coface ranks #245 out of 414 companies in the Insurance industry, which is below the industry midpoint. Overall, Coface has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coface's Cyclically Adjusted PS Ratio compare to RGA and EG?
According to the Insurance industry distribution chart, Coface ranks #245 out of 414 companies for Cyclically Adjusted PS Ratio. This places Coface in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.20. Coface's value of 1.44 is 20.5% above this benchmark. Historically, Coface's own Cyclically Adjusted PS Ratio has ranged from 1.05 to 1.81 over the past decade. While the company's 10-year median is 1.42 vs. the industry median of 1.20, Coface has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.20, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coface's current Cyclically Adjusted PS Ratio of 1.44 is 20.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Coface and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coface's current Cyclically Adjusted PS Ratio is 1.44, which is near median its own 10-year median of 1.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coface stock overvalued right now?
Based on GuruFocus' analysis, Coface (CFACY) is currently considered Fairly Valued. The stock's GF Value™ is $18.29, compared to a current price of $17.90 — trading 2.2% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.44, which is near median its 10-year median of 1.42 and 20.5% above the Insurance industry median of 1.20. Coface's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Coface (CFACY), the current Cyclically Adjusted PS Ratio is 1.44 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coface (CFACY) Overvalued in 2026?

Based on GuruFocus' analysis, Coface stock appears to be undervalued. The current stock price of $17.90 is trading 2.2% below its estimated GF Value™ of $18.29. GuruFocus considers Coface to be Fairly Valued.

Key valuation signals for CFACY:

  • Cyclically Adjusted PS Ratio: 1.44 (near median its 10-year median of 1.42)
  • GF Value™: $18.29 vs. price of $17.90 (2.2% below fair value)
  • GF Score™: 57/100 with 4 warning signs
  • Industry Position: 20.5% above the Insurance median (#245 of 414)

No single metric tells the full story. See the CFACY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Coface Business Description

Address 1, place Costes et Bellonte, CS 20003, Bois-Colombes, FRA, 92270
Coface SA is a property and casualty insurance company. The vast majority of its revenue is generated by its group reinsurance business. Majority of the company's sales are generated in Europe. The company offers credit insurance products to protect companies against potentially uncollected payments from their customers. Coface's plan focuses on risk management. The company considers merger and acquisition investment as a component of its operational growth Plan..
57GF Score

Get the complete analysis for CFACY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.90
Price
$18.29
GF Value