COLB (Columbia Banking System) Cyclically Adjusted FCF per Share: $3.18 (As of Jun. 2026)

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COLB Columbia Banking System Inc COLB
72 GF Score
Price $31.23
GF Value $25.52
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Columbia Banking System Cyclically Adjusted FCF per Share?

Columbia Banking System COLB +0.66% 72 Cyclically Adjusted FCF per Share is $3.18 as of Jun. 2026. GuruFocus rates COLB with a GF Score™ of 72/100 and a GF Value™ of $25.52 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Columbia Banking System's adjusted free cash flow per share for the three months ended in Jun. 2026 was $1.005. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $3.18 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Columbia Banking System's average Cyclically Adjusted FCF Growth Rate was 7.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 3.70% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 14.60% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 6.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Columbia Banking System was 20.40% per year. The lowest was -5.10% per year. And the median was 3.20% per year.

As of today (2026-08-09), Columbia Banking System's current stock price is $31.225. Columbia Banking System's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $3.18. Columbia Banking System's Cyclically Adjusted Price-to-FCF of today is 9.82.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Columbia Banking System was 11.59. The lowest was 6.51. And the median was 8.80.


Columbia Banking System  (NAS:COLB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Columbia Banking System's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=31.225/3.18
=9.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Columbia Banking System was 11.59. The lowest was 6.51. And the median was 8.80.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Columbia Banking System Cyclically Adjusted FCF per Share Related Terms


Columbia Banking System Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Columbia Banking System's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Columbia Banking System Cyclically Adjusted FCF per Share Chart

Columbia Banking System Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.77 2.69 2.65 2.81 3.00

Columbia Banking System Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.95 3.00 3.00 3.20 3.18

COLB vs PB, BOKF, WAL: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Columbia Banking System's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Columbia Banking System Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Columbia Banking System's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Columbia Banking System's Cyclically Adjusted Price-to-FCF falls into.


COLB
72GF Score
Columbia Banking System Inc COLB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Columbia Banking System Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Columbia Banking System's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.005/333.9520*333.9520
=1.005

Current CPI (Jun. 2026) = 333.9520.

Columbia Banking System Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.393 241.428 0.544
201612 0.092 241.432 0.127
201703 0.240 243.801 0.329
201706 0.092 244.955 0.125
201709 0.739 246.819 1.000
201712 1.244 246.524 1.685
201803 0.310 249.554 0.415
201806 -0.100 251.989 -0.133
201809 1.207 252.439 1.597
201812 0.831 251.233 1.105
201903 -0.254 254.202 -0.334
201906 -0.304 256.143 -0.396
201909 0.168 256.759 0.219
201912 -0.032 256.974 -0.042
202003 -0.559 258.115 -0.723
202006 -0.141 257.797 -0.183
202009 0.276 260.280 0.354
202012 0.795 260.474 1.019
202103 1.757 264.877 2.215
202106 -0.500 271.696 -0.615
202109 1.146 274.310 1.395
202112 0.549 278.802 0.658
202203 2.094 287.504 2.432
202206 2.344 296.311 2.642
202209 2.450 296.808 2.757
202212 1.113 296.797 1.252
202303 -0.271 301.836 -0.300
202306 1.277 305.109 1.398
202309 1.678 307.789 1.821
202312 0.443 306.746 0.482
202403 0.860 312.332 0.920
202406 0.688 314.175 0.731
202409 0.284 315.301 0.301
202412 1.143 315.605 1.209
202503 0.581 319.799 0.607
202506 0.510 322.561 0.528
202509 0.988 324.800 1.016
202512 0.945 324.054 0.974
202603 1.633 330.213 1.651
202606 1.005 333.952 1.005

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $3.18 mean?
Columbia Banking System (COLB) has a Cyclically Adjusted FCF per Share of $3.18 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Columbia Banking System and its competitors.
Is Columbia Banking System's Cyclically Adjusted FCF per Share too high?
Columbia Banking System's current Cyclically Adjusted FCF per Share is $3.18. Overall, Columbia Banking System has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Columbia Banking System's Cyclically Adjusted FCF per Share compare to PB and BOKF?
Columbia Banking System's Cyclically Adjusted FCF per Share of $3.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Columbia Banking System and its competitors. Columbia Banking System's current Cyclically Adjusted FCF per Share is $3.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Banking System stock overvalued right now?
Based on GuruFocus' analysis, Columbia Banking System (COLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.52, compared to a current price of $31.23 — trading 22.4% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $3.18. Columbia Banking System's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Columbia Banking System (COLB), the current Cyclically Adjusted FCF per Share is $3.18 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Columbia Banking System (COLB) Overvalued in 2026?

Based on GuruFocus' analysis, Columbia Banking System stock appears to be overvalued. The current stock price of $31.23 is trading 22.4% above its estimated GF Value™ of $25.52. GuruFocus considers Columbia Banking System to be Modestly Overvalued.

Key valuation signals for COLB:

  • Cyclically Adjusted FCF per Share: $3.18
  • GF Value™: $25.52 vs. price of $31.23 (22.4% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the COLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Columbia Banking System Business Description

Other Exchanges CM6:Germany
Address 1301 A Street, Tacoma, WA, USA, 98402-4200
Columbia Banking System Inc is a registered bank holding company whose wholly-owned banking subsidiary is Columbia State Bank. The company provides a full range of banking services to small and medium sized businesses, professionals, and individuals throughout Washington, Oregon, Idaho, and California. The company's subsidiary Columbia Trust Company is an Oregon trust company that provides agency, fiduciary, and other related trust services with offices in Washington, Oregon, and Idaho. The firm offers various products and services under Personal Banking, Business Banking, and Wealth Management divisions.
72GF Score

Get the complete analysis for COLB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.23
Price
$25.52
GF Value