COLB (Columbia Banking System) GF Score: 72/100 (As of Aug. 09, 2026) — 89% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

COLB Columbia Banking System Inc COLB
72 GF Score
Price $31.23
GF Value $25.53
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Columbia Banking System GF Score?

Columbia Banking System COLB +0.66% 72 GF Score is 72 as of Aug. 09, 2026, which is 89% above its 10-year median of 38.00. GuruFocus rates COLB with a GF Score™ of 72/100 and a GF Value™ of $25.53 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Columbia Banking System has the GF Score of 72, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 5/10
3. Growth Rank : 6/10
4. GF Value Rank : 6/10
5. Momentum Rank : 10/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Columbia Banking System is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Columbia Banking System  (NAS:COLB) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Columbia Banking System GF Score Related Terms


COLB vs PB, BOKF, WAL: GF Score Comparison

For the Banks - Regional subindustry, Columbia Banking System's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Columbia Banking System GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Columbia Banking System's GF Score distribution charts can be found below:

* The bar in red indicates where Columbia Banking System's GF Score falls into.


COLB
72GF Score
Columbia Banking System Inc COLB
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 72 mean?
Columbia Banking System (COLB) has a GF Score of 72 as of Aug. 09, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Columbia Banking System and its competitors. This is 89% above median its historical median of 38.00. Over the past decade, Columbia Banking System's GF Score has ranged from 24.00 to 76.00.
Is Columbia Banking System's GF Score too high?
Columbia Banking System's current GF Score of 72 is 89% above median its 10-year median of 38.00. Over the past 10 years, this metric has ranged from a low of 24.00 to a high of 76.00. Overall, Columbia Banking System has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Columbia Banking System's GF Score compare to PB and BOKF?
Columbia Banking System's GF Score of 72 can be compared against companies in the Banks industry. Historically, Columbia Banking System's own GF Score has ranged from 24.00 to 76.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Columbia Banking System and its competitors. Columbia Banking System's current GF Score is 72, which is 89% above median its own 10-year median of 38.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Banking System stock overvalued right now?
Based on GuruFocus' analysis, Columbia Banking System (COLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.53, compared to a current price of $31.23 — trading 22.3% above its estimated fair value. The current GF Score is 72, which is 89% above median its 10-year median of 38.00. Columbia Banking System's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Columbia Banking System (COLB), the current GF Score is 72 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Columbia Banking System (COLB) Overvalued in 2026?

Based on GuruFocus' analysis, Columbia Banking System stock appears to be overvalued. The current stock price of $31.23 is trading 22.3% above its estimated GF Value™ of $25.53. GuruFocus considers Columbia Banking System to be Modestly Overvalued.

Key valuation signals for COLB:

  • GF Score: 72 (89% above median its 10-year median of 38.00)
  • GF Value™: $25.53 vs. price of $31.23 (22.3% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the COLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Columbia Banking System Business Description

Other Exchanges CM6:Germany
Address 1301 A Street, Tacoma, WA, USA, 98402-4200
Columbia Banking System Inc is a registered bank holding company whose wholly-owned banking subsidiary is Columbia State Bank. The company provides a full range of banking services to small and medium sized businesses, professionals, and individuals throughout Washington, Oregon, Idaho, and California. The company's subsidiary Columbia Trust Company is an Oregon trust company that provides agency, fiduciary, and other related trust services with offices in Washington, Oregon, and Idaho. The firm offers various products and services under Personal Banking, Business Banking, and Wealth Management divisions.
72GF Score

Get the complete analysis for COLB

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.23
Price
$25.53
GF Value