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Columbia Banking SystemCOLB +0.66%72 OCF Margin % is 44.49% as of Jun. 2026, which is 26% above its 10-year median of 35.29. GuruFocus rates COLB with a GF Score™ of 72/100 and a GF Value™ of $25.53 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,496 Banks companies, Columbia Banking System ranks better than 72.93% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Columbia Banking System's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Columbia Banking System OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Columbia Banking System's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Columbia Banking System's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Columbia Banking System (COLB) has a OCF Margin % of 44.49% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Columbia Banking System and its competitors. This is 26% above median its historical median of 35.29. According to the industry distribution chart, Columbia Banking System ranks #405 out of 1496 companies in the Banks industry, placing it in the top 27.1%.
Is Columbia Banking System's OCF Margin % too high?
Columbia Banking System's current OCF Margin % of 44.49% is 26% above median its 10-year median of 35.29. The Banks industry median OCF Margin % is 29.64. Columbia Banking System's value of 44.49% is 50.1% above this industry median. Based on the distribution chart, Columbia Banking System ranks #405 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, Columbia Banking System has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Columbia Banking System's OCF Margin % compare to PB and BOKF?
According to the Banks industry distribution chart, Columbia Banking System ranks #405 out of 1496 companies for OCF Margin %. This puts Columbia Banking System in the upper half of its industry. The industry median OCF Margin % is 29.64. Columbia Banking System's value of 44.49% is 50.1% above this benchmark. While the company's 10-year median is 35.29 vs. the industry median of 29.64, Columbia Banking System has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.64, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Columbia Banking System's current OCF Margin % of 44.49% is 50.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Columbia Banking System and its competitors. For the Banks industry, the median OCF Margin % is 29.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Columbia Banking System's current OCF Margin % is 44.49%, which is 26% above median its own 10-year median of 35.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Banking System stock overvalued right now?
Based on GuruFocus' analysis, Columbia Banking System (COLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.53, compared to a current price of $31.23 — trading 22.3% above its estimated fair value. The current OCF Margin % is 44.49%, which is 26% above median its 10-year median of 35.29 and 50.1% above the Banks industry median of 29.64. Columbia Banking System's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Columbia Banking System (COLB), the current OCF Margin % is 44.49% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Columbia Banking System (COLB) Overvalued in 2026?
Based on GuruFocus' analysis, Columbia Banking System stock appears to be overvalued.
The current stock price of $31.23 is trading 22.3% above its estimated GF Value™ of $25.53.
GuruFocus considers Columbia Banking System to be Modestly Overvalued.
Key valuation signals for COLB:
OCF Margin %: 44.49% (26% above median its 10-year median of 35.29)
GF Value™: $25.53 vs. price of $31.23 (22.3% above fair value)
Industry Position: 50.1% above the Banks median (#405 of 1496)
No single metric tells the full story. See the COLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Columbia Banking System Inc is a registered bank holding company whose wholly-owned banking subsidiary is Columbia State Bank. The company provides a full range of banking services to small and medium sized businesses, professionals, and individuals throughout Washington, Oregon, Idaho, and California. The company's subsidiary Columbia Trust Company is an Oregon trust company that provides agency, fiduciary, and other related trust services with offices in Washington, Oregon, and Idaho. The firm offers various products and services under Personal Banking, Business Banking, and Wealth Management divisions.
72GF Score
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