City Bank (DHA:CITYBANK) Cyclically Adjusted FCF per Share: BDT14.46 (As of Mar. 2026)

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DHA:CITYBANK City Bank PLC DHA:CITYBANK
64 GF Score
Price BDT31.80
GF Value BDT26.76
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is City Bank Cyclically Adjusted FCF per Share?

City Bank DHA:CITYBANK -0.31% 64 Cyclically Adjusted FCF per Share is BDT14.46 as of Mar. 2026. GuruFocus rates DHA:CITYBANK with a GF Score™ of 64/100 and a GF Value™ of BDT26.76 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

City Bank's adjusted free cash flow per share for the three months ended in Mar. 2026 was BDT6.144. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is BDT14.46 for the trailing ten years ended in Mar. 2026.

During the past 12 months, City Bank's average Cyclically Adjusted FCF Growth Rate was 32.40% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 38.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of City Bank was 38.50% per year. The lowest was 38.50% per year. And the median was 38.50% per year.

As of today (2026-07-25), City Bank's current stock price is BDT31.80. City Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was BDT14.46. City Bank's Cyclically Adjusted Price-to-FCF of today is 2.20.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of City Bank was 4.49. The lowest was 1.43. And the median was 2.62.


City Bank  (DHA:CITYBANK) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

City Bank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=31.80/14.46
=2.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of City Bank was 4.49. The lowest was 1.43. And the median was 2.62.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


City Bank Cyclically Adjusted FCF per Share Related Terms


City Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for City Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

City Bank Cyclically Adjusted FCF per Share Chart

City Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 4.90 4.69 9.81 13.01

City Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.92 12.07 13.70 13.01 14.46

City Bank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, City Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, City Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where City Bank's Cyclically Adjusted Price-to-FCF falls into.


DHA:CITYBANK
64GF Score
City Bank PLC DHA:CITYBANK
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

City Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, City Bank's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=6.144/330.2130*330.2130
=6.144

Current CPI (Mar. 2026) = 330.2130.

City Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201603 -0.374 238.132 -0.519
201606 0.566 241.018 0.775
201609 -0.896 241.428 -1.226
201612 8.212 241.432 11.232
201703 3.720 243.801 5.039
201706 -10.285 244.955 -13.865
201709 -2.993 246.819 -4.004
201712 5.555 246.524 7.441
201803 -0.329 249.554 -0.435
201806 7.163 251.989 9.387
201809 3.452 252.439 4.516
201812 -2.670 251.233 -3.509
201903 -6.492 254.202 -8.433
201906 3.021 256.143 3.895
201909 1.204 256.759 1.548
201912 9.781 256.974 12.569
202003 -5.560 258.115 -7.113
202006 3.350 257.797 4.291
202012 0.000 260.474 0.000
202103 -12.990 264.877 -16.194
202106 16.987 271.696 20.646
202109 -6.426 274.310 -7.736
202112 11.828 278.802 14.009
202203 4.413 287.504 5.069
202206 -9.665 296.311 -10.771
202209 -0.495 296.808 -0.551
202212 12.789 296.797 14.229
202303 -7.610 301.836 -8.325
202306 7.998 305.109 8.656
202309 -4.981 307.789 -5.344
202312 6.114 306.746 6.582
202403 8.085 312.332 8.548
202406 -6.887 314.175 -7.239
202409 30.070 315.301 31.492
202412 18.389 315.605 19.240
202503 7.922 319.799 8.180
202506 6.012 322.561 6.155
202509 18.558 324.800 18.867
202512 7.553 324.054 7.697
202603 6.144 330.213 6.144

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of BDT14.46 mean?
City Bank (DHA:CITYBANK) has a Cyclically Adjusted FCF per Share of BDT14.46 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on City Bank and its competitors.
Is City Bank's Cyclically Adjusted FCF per Share too high?
City Bank's current Cyclically Adjusted FCF per Share is BDT14.46. Overall, City Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does City Bank's Cyclically Adjusted FCF per Share compare to competitors?
City Bank's Cyclically Adjusted FCF per Share of BDT14.46 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on City Bank and its competitors. City Bank's current Cyclically Adjusted FCF per Share is BDT14.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Bank stock overvalued right now?
Based on GuruFocus' analysis, City Bank (DHA:CITYBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT26.76, compared to a current price of BDT31.80 — trading 18.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is BDT14.46. City Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For City Bank (DHA:CITYBANK), the current Cyclically Adjusted FCF per Share is BDT14.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is City Bank (DHA:CITYBANK) Overvalued in 2026?

Based on GuruFocus' analysis, City Bank stock appears to be overvalued. The current stock price of BDT31.80 is trading 18.8% above its estimated GF Value™ of BDT26.76. GuruFocus considers City Bank to be Modestly Overvalued.

Key valuation signals for DHA:CITYBANK:

  • Cyclically Adjusted FCF per Share: BDT14.46
  • GF Value™: BDT26.76 vs. price of BDT31.80 (18.8% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the DHA:CITYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


City Bank Business Description

Address SE (D)- 3, 28 Gulshan Avenue, City Bank Center, Gulshan-1, Dhaka, BGD, 1212
City Bank PLC operates as a commercial bank offering a range of depository, loan, and card products, and services. The products and services of the company include various types of savings and current accounts, personal loans, debit cards, credit cards, internet banking, corporate banking, SME banking, investment banking, and treasury and syndication services, among others. The company recognizes the majority of its revenue from interest, fees, commission, and investment income.
64GF Score

Get the complete analysis for DHA:CITYBANK

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT31.80
Price
BDT26.76
GF Value