City Bank (DHA:CITYBANK) Moat Score: 0/10 (As of Jul. 09, 2026)


DHA:CITYBANK City Bank PLC DHA:CITYBANK
66 GF Score
Price BDT30.20
GF Value BDT26.94
Valuation Modestly Overvalued
! 4 Warning Signs
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What is City Bank Moat Score?

City Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

City Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes City Bank might have No Moat - No discernible moat.

City Bank  (DHA:CITYBANK) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

City Bank Moat Score Related Terms

DHA:CITYBANK
66GF Score
City Bank PLC DHA:CITYBANK
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is City Bank (DHA:CITYBANK) Overvalued in 2026?

Based on GuruFocus' analysis, City Bank stock appears to be overvalued. The current stock price of BDT30.20 is trading 12.1% above its estimated GF Value™ of BDT26.94. GuruFocus considers City Bank to be Modestly Overvalued.

Key valuation signals for DHA:CITYBANK:

  • Moat Score: 0
  • GF Value™: BDT26.94 vs. price of BDT30.20 (12.1% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the DHA:CITYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

City Bank Business Description

Address SE (D)- 3, 28 Gulshan Avenue, City Bank Center, Gulshan-1, Dhaka, BGD, 1212
City Bank PLC operates as a commercial bank offering a range of depository, loan, and card products, and services. The products and services of the company include various types of savings and current accounts, personal loans, debit cards, credit cards, internet banking, corporate banking, SME banking, investment banking, and treasury and syndication services, among others. The company recognizes the majority of its revenue from interest, fees, commission, and investment income.
66GF Score

Get the complete analysis for DHA:CITYBANK

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT30.20
Price
BDT26.94
GF Value