City Bank (DHA:CITYBANK) Margin of Safety % (DCF Earnings Based): 82.97% (As of Jun. 24, 2026)


DHA:CITYBANK City Bank PLC DHA:CITYBANK
66 GF Score
Price BDT30.10
GF Value BDT27.11
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is City Bank Margin of Safety % (DCF Earnings Based)?

City Bank DHA:CITYBANK 66 Margin of Safety % (DCF Earnings Based) is 82.97% as of Jun. 24, 2026. GuruFocus rates DHA:CITYBANK with a GF Score™ of 66/100 and a GF Value™ of BDT27.11 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), City Bank's Predictability Rank is 2.5-Stars. City Bank's intrinsic value calculated from the Discounted Earnings model is BDT176.75 and current share price is BDT30.10. Consequently,

City Bank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 82.97%.

City Bank Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, City Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

City Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, City Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where City Bank's Margin of Safety % (DCF Earnings Based) falls into.


DHA:CITYBANK
66GF Score
City Bank PLC DHA:CITYBANK
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

City Bank Margin of Safety % (DCF Earnings Based) Calculation

City Bank's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(176.75-30.10)/176.75
=82.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 82.97% mean?
City Bank (DHA:CITYBANK) has a Margin of Safety % (DCF Earnings Based) of 82.97% as of Jun. 24, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on City Bank.
Is City Bank's Margin of Safety % (DCF Earnings Based) too high?
City Bank's current Margin of Safety % (DCF Earnings Based) is 82.97%. Overall, City Bank has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does City Bank's Margin of Safety % (DCF Earnings Based) compare to competitors?
City Bank's Margin of Safety % (DCF Earnings Based) of 82.97% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on City Bank. City Bank's current Margin of Safety % (DCF Earnings Based) is 82.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Bank stock overvalued right now?
Based on GuruFocus' analysis, City Bank (DHA:CITYBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT27.11, compared to a current price of BDT30.10 — trading 11% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 82.97%. City Bank's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For City Bank (DHA:CITYBANK), the current Margin of Safety % (DCF Earnings Based) is 82.97% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is City Bank (DHA:CITYBANK) Overvalued in 2026?

Based on GuruFocus' analysis, City Bank stock appears to be overvalued. The current stock price of BDT30.10 is trading 11% above its estimated GF Value™ of BDT27.11. GuruFocus considers City Bank to be Modestly Overvalued.

Key valuation signals for DHA:CITYBANK:

  • Margin of Safety % (DCF Earnings Based): 82.97%
  • GF Value™: BDT27.11 vs. price of BDT30.10 (11% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the DHA:CITYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

City Bank Business Description

Address SE (D)- 3, 28 Gulshan Avenue, City Bank Center, Gulshan-1, Dhaka, BGD, 1212
City Bank PLC operates as a commercial bank offering a range of depository, loan, and card products, and services. The products and services of the company include various types of savings and current accounts, personal loans, debit cards, credit cards, internet banking, corporate banking, SME banking, investment banking, and treasury and syndication services, among others. The company recognizes the majority of its revenue from interest, fees, commission, and investment income.
66GF Score

Get the complete analysis for DHA:CITYBANK

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT30.10
Price
BDT27.11
GF Value