City BankDHA:CITYBANK -2.27%66 FCF Margin % is 79.63% as of Mar. 2026, which is 25% above its 10-year median of 63.82. GuruFocus rates DHA:CITYBANK with a GF Score™ of 66/100 and a GF Value™ of BDT26.94 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,504 Banks companies, City Bank ranks better than 88.16% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. City Bank's Free Cash Flow for the
three
months ended in Mar. 2026 was BDT10,748 Mil. City Bank's Revenue for the
three
months ended in Mar. 2026 was BDT13,498 Mil. Therefore, City Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 79.63%.
The historical rank and industry rank for City Bank's FCF Margin % or its related term are showing as below:
DHA:CITYBANK'
s FCF Margin % Range Over the Past 10 Years
Min: -38.69 Med: 63.82 Max: 228.21
Current: 123.8
During the past 13 years, the highest FCF Margin % of City Bank was 228.21%. The lowest was -38.69%. And the median was 63.82%.
DHA:CITYBANK's FCF Margin % is ranked better than 88.16% of 1504
companies
in the Banks industry
Industry Median: 26.435
vs DHA:CITYBANK: 123.80
City Bank FCF Margin % Related Terms
City Bank FCF Margin % Historical Data
* Premium members only.
The historical data trend for City Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, City Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
City Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, City Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where City Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
City Bank (DHA:CITYBANK) has a FCF Margin % of 79.63% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on City Bank and its competitors. This is 25% above median its historical median of 63.82. According to the industry distribution chart, City Bank ranks #178 out of 1504 companies in the Banks industry, placing it in the top 11.8%.
Is City Bank's FCF Margin % too high?
City Bank's current FCF Margin % of 79.63% is 25% above median its 10-year median of 63.82. The Banks industry median FCF Margin % is 26.44. City Bank's value of 79.63% is 201.2% above this industry median. Based on the distribution chart, City Bank ranks #178 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, City Bank has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does City Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, City Bank ranks #178 out of 1504 companies for FCF Margin %. This places City Bank in the top 12% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.44. City Bank's value of 79.63% is 201.2% above this benchmark. While the company's 10-year median is 63.82 vs. the industry median of 26.44, City Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.44, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. City Bank's current FCF Margin % of 79.63% is 201.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on City Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. City Bank's current FCF Margin % is 79.63%, which is 25% above median its own 10-year median of 63.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Bank stock overvalued right now?
Based on GuruFocus' analysis, City Bank (DHA:CITYBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT26.94, compared to a current price of BDT30.20 — trading 12.1% above its estimated fair value. The current FCF Margin % is 79.63%, which is 25% above median its 10-year median of 63.82 and 201.2% above the Banks industry median of 26.44. City Bank's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For City Bank (DHA:CITYBANK), the current FCF Margin % is 79.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is City Bank (DHA:CITYBANK) Overvalued in 2026?
Based on GuruFocus' analysis, City Bank stock appears to be overvalued.
The current stock price of BDT30.20 is trading 12.1% above its estimated GF Value™ of BDT26.94.
GuruFocus considers City Bank to be Modestly Overvalued.
Key valuation signals for DHA:CITYBANK:
FCF Margin %: 79.63% (25% above median its 10-year median of 63.82)
GF Value™: BDT26.94 vs. price of BDT30.20 (12.1% above fair value)
Industry Position: 201.2% above the Banks median (#178 of 1504)
No single metric tells the full story. See the DHA:CITYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
City Bank PLC operates as a commercial bank offering a range of depository, loan, and card products, and services. The products and services of the company include various types of savings and current accounts, personal loans, debit cards, credit cards, internet banking, corporate banking, SME banking, investment banking, and treasury and syndication services, among others. The company recognizes the majority of its revenue from interest, fees, commission, and investment income.
66GF Score
Get the complete analysis for DHA:CITYBANK
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DHA:CITYBANK has been successfully added to your 
