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City BankDHA:CITYBANK -0.31%64 5-Year Yield-on-Cost % is 5.53 as of Jul. 25, 2026, which is 18% below its 10-year median of 6.71. GuruFocus rates DHA:CITYBANK with a GF Score™ of 64/100 and a GF Value™ of BDT26.75 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,250 Banks companies, City Bank ranks better than 68.56% on this metric.
City Bank's yield on cost for the quarter that ended in Mar. 2026 was 5.53.
The historical rank and industry rank for City Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
DHA:CITYBANK'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.38 Med: 6.71 Max: 11.25
Current: 5.53
During the past 13 years, City Bank's highest Yield on Cost was 11.25. The lowest was 2.38. And the median was 6.71.
DHA:CITYBANK's 5-Year Yield-on-Cost % is ranked better than 68.56% of 1250
companies
in the Banks industry
Industry Median: 3.885
vs DHA:CITYBANK: 5.53
City Bank (DHA:CITYBANK) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
City Bank 5-Year Yield-on-Cost % Related Terms
City Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, City Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
City Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, City Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where City Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of City Bank is calculated as
City Bank (DHA:CITYBANK) has a 5-Year Yield-on-Cost % of 5.53 as of Jul. 25, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on City Bank and its competitors. This is 18% below median its historical median of 6.71. Over the past decade, City Bank's 5-Year Yield-on-Cost % has ranged from 2.38 to 11.25. According to the industry distribution chart, City Bank ranks #393 out of 1250 companies in the Banks industry, placing it in the top 31.4%.
Is City Bank's 5-Year Yield-on-Cost % too high?
City Bank's current 5-Year Yield-on-Cost % of 5.53 is 18% below median its 10-year median of 6.71. Over the past 10 years, this metric has ranged from a low of 2.38 to a high of 11.25. The Banks industry median 5-Year Yield-on-Cost % is 3.89. City Bank's value of 5.53 is 42.3% above this industry median. Based on the distribution chart, City Bank ranks #393 out of 1250 companies in the Banks industry, which is above the industry midpoint. Overall, City Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does City Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, City Bank ranks #393 out of 1250 companies for 5-Year Yield-on-Cost %. This puts City Bank in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. City Bank's value of 5.53 is 42.3% above this benchmark. Historically, City Bank's own 5-Year Yield-on-Cost % has ranged from 2.38 to 11.25 over the past decade. While the company's 10-year median is 6.71 vs. the industry median of 3.89, City Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. City Bank's current 5-Year Yield-on-Cost % of 5.53 is 42.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on City Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. City Bank's current 5-Year Yield-on-Cost % is 5.53, which is 18% below median its own 10-year median of 6.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Bank stock overvalued right now?
Based on GuruFocus' analysis, City Bank (DHA:CITYBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT26.75, compared to a current price of BDT31.80 — trading 18.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.53, which is 18% below median its 10-year median of 6.71 and 42.3% above the Banks industry median of 3.89. City Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For City Bank (DHA:CITYBANK), the current 5-Year Yield-on-Cost % is 5.53 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is City Bank (DHA:CITYBANK) Overvalued in 2026?
Based on GuruFocus' analysis, City Bank stock appears to be overvalued.
The current stock price of BDT31.80 is trading 18.9% above its estimated GF Value™ of BDT26.75.
GuruFocus considers City Bank to be Modestly Overvalued.
Key valuation signals for DHA:CITYBANK:
5-Year Yield-on-Cost %: 5.53 (18% below median its 10-year median of 6.71)
GF Value™: BDT26.75 vs. price of BDT31.80 (18.9% above fair value)
Industry Position: 42.3% above the Banks median (#393 of 1250)
No single metric tells the full story. See the DHA:CITYBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
City Bank PLC operates as a commercial bank offering a range of depository, loan, and card products, and services. The products and services of the company include various types of savings and current accounts, personal loans, debit cards, credit cards, internet banking, corporate banking, SME banking, investment banking, and treasury and syndication services, among others. The company recognizes the majority of its revenue from interest, fees, commission, and investment income.
64GF Score
Get the complete analysis for DHA:CITYBANK
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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