Jamuna Bank (DHA:JAMUNABANK) Cyclically Adjusted FCF per Share: BDT13.19 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:JAMUNABANK Jamuna Bank PLC DHA:JAMUNABANK
73 GF Score
Price BDT23.00
GF Value BDT24.06
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Jamuna Bank Cyclically Adjusted FCF per Share?

Jamuna Bank DHA:JAMUNABANK -0.86% 73 Cyclically Adjusted FCF per Share is BDT13.19 as of Jun. 2026. GuruFocus rates DHA:JAMUNABANK with a GF Score™ of 73/100 and a GF Value™ of BDT24.06 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Jamuna Bank's adjusted free cash flow per share for the three months ended in Jun. 2026 was BDT27.944. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is BDT13.19 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Jamuna Bank's average Cyclically Adjusted FCF Growth Rate was 10.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-09-11), Jamuna Bank's current stock price is BDT23.00. Jamuna Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was BDT13.19. Jamuna Bank's Cyclically Adjusted Price-to-FCF of today is 1.74.

During the past 12 years, the highest Cyclically Adjusted Price-to-FCF of Jamuna Bank was 3.50. The lowest was 1.32. And the median was 1.80.


Jamuna Bank  (DHA:JAMUNABANK) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Jamuna Bank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=23.00/13.19
=1.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted Price-to-FCF of Jamuna Bank was 3.50. The lowest was 1.32. And the median was 1.80.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Jamuna Bank Cyclically Adjusted FCF per Share Related Terms


Jamuna Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Jamuna Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jamuna Bank Cyclically Adjusted FCF per Share Chart

Jamuna Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 7.46

Jamuna Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.92 15.49 7.46 10.89 13.19

Jamuna Bank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Jamuna Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jamuna Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Jamuna Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Jamuna Bank's Cyclically Adjusted Price-to-FCF falls into.


DHA:JAMUNABANK
73GF Score
Jamuna Bank PLC DHA:JAMUNABANK
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jamuna Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Jamuna Bank's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=27.944/333.9520*333.9520
=27.944

Current CPI (Jun. 2026) = 333.9520.

Jamuna Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -4.552 241.428 -6.296
201612 1.734 241.432 2.398
201703 -2.662 243.801 -3.646
201706 1.859 244.955 2.534
201709 -4.194 246.819 -5.675
201712 7.451 246.524 10.093
201803 -0.315 249.554 -0.422
201806 -2.432 251.989 -3.223
201809 0.086 252.439 0.114
201812 2.276 251.233 3.025
201903 -5.536 254.202 -7.273
201906 6.834 256.143 8.910
201909 6.438 256.759 8.374
201912 -2.393 256.974 -3.110
202003 8.552 258.115 11.065
202006 -7.411 257.797 -9.600
202009 11.969 260.280 15.357
202012 -1.110 260.474 -1.423
202103 12.462 264.877 15.712
202106 -2.055 271.696 -2.526
202109 -14.323 274.310 -17.437
202112 12.938 278.802 15.497
202203 7.516 287.504 8.730
202206 4.919 296.311 5.544
202209 1.485 296.808 1.671
202212 -4.244 296.797 -4.775
202303 22.523 301.836 24.919
202306 2.053 305.109 2.247
202309 -12.838 307.789 -13.929
202312 5.875 306.746 6.396
202403 27.092 312.332 28.967
202406 16.322 314.175 17.349
202409 14.187 315.301 15.026
202412 -44.179 315.605 -46.747
202503 33.204 319.799 34.673
202506 14.020 322.561 14.515
202509 29.670 324.800 30.506
202512 -76.055 324.054 -78.378
202603 24.471 330.213 24.748
202606 27.944 333.952 27.944

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of BDT13.19 mean?
Jamuna Bank (DHA:JAMUNABANK) has a Cyclically Adjusted FCF per Share of BDT13.19 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Jamuna Bank and its competitors.
Is Jamuna Bank's Cyclically Adjusted FCF per Share too high?
Jamuna Bank's current Cyclically Adjusted FCF per Share is BDT13.19. Overall, Jamuna Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jamuna Bank's Cyclically Adjusted FCF per Share compare to competitors?
Jamuna Bank's Cyclically Adjusted FCF per Share of BDT13.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Jamuna Bank and its competitors. Jamuna Bank's current Cyclically Adjusted FCF per Share is BDT13.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jamuna Bank stock overvalued right now?
Based on GuruFocus' analysis, Jamuna Bank (DHA:JAMUNABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT24.06, compared to a current price of BDT23.00 — trading 4.4% below its estimated fair value. The current Cyclically Adjusted FCF per Share is BDT13.19. Jamuna Bank's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Jamuna Bank (DHA:JAMUNABANK), the current Cyclically Adjusted FCF per Share is BDT13.19 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jamuna Bank (DHA:JAMUNABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Jamuna Bank stock appears to be undervalued. The current stock price of BDT23.00 is trading 4.4% below its estimated GF Value™ of BDT24.06. GuruFocus considers Jamuna Bank to be Fairly Valued.

Key valuation signals for DHA:JAMUNABANK:

  • Cyclically Adjusted FCF per Share: BDT13.19
  • GF Value™: BDT24.06 vs. price of BDT23.00 (4.4% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the DHA:JAMUNABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jamuna Bank Business Description

Address Bir Uttam A.K Khandakar Road, Jamuna Bank Tower, Plot-14, Block-C, Gulshan-1, Dhaka, BGD, 1212
Jamuna Bank PLC is a commercial bank. It offers a range of banking products and services such as personal banking, foreign trade, ADC, lease financing, industrial credit, and others. The business of the company has been divided into five segments which are Corporate Banking, Retail Banking, SME Banking, Agricultural and Micro Credit, and OBU, Credit Card, and others. The company earns the majority of its revenue from the Corporate Banking segment.
73GF Score

Get the complete analysis for DHA:JAMUNABANK

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT23.00
Price
BDT24.06
GF Value