Jamuna Bank (DHA:JAMUNABANK) E10: BDT3.68 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:JAMUNABANK Jamuna Bank PLC DHA:JAMUNABANK
72 GF Score
Price BDT24.30
GF Value BDT23.85
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Jamuna Bank E10?

Jamuna Bank DHA:JAMUNABANK -0.41% 72 E10 is BDT3.68 as of Jun. 2026. GuruFocus rates DHA:JAMUNABANK with a GF Score™ of 72/100 and a GF Value™ of BDT23.85 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Jamuna Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was BDT2.090. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is BDT3.68 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-19), Jamuna Bank's current stock price is BDT24.30. Jamuna Bank's E10 for the quarter that ended in Jun. 2026 was BDT3.68. Jamuna Bank's Shiller PE Ratio of today is 6.60.

During the past 12 years, the highest Shiller PE Ratio of Jamuna Bank was 8.01. The lowest was 6.38. And the median was 6.67.


Jamuna Bank  (DHA:JAMUNABANK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Jamuna Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=24.30/3.68
=6.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Shiller P/E Ratio of Jamuna Bank was 8.01. The lowest was 6.38. And the median was 6.67.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Jamuna Bank E10 Related Terms


Jamuna Bank E10 Historical Data

* Premium members only.

The historical data trend for Jamuna Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jamuna Bank E10 Chart

Jamuna Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 3.26

Jamuna Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 3.20 3.26 3.51 3.68

Jamuna Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Jamuna Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jamuna Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jamuna Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Jamuna Bank's Shiller PE Ratio falls into.


DHA:JAMUNABANK
72GF Score
Jamuna Bank PLC DHA:JAMUNABANK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jamuna Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Jamuna Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.09/333.9520*333.9520
=2.090

Current CPI (Jun. 2026) = 333.9520.

Jamuna Bank Quarterly Data

per share eps CPI Adj_EPS
201609 0.157 241.428 0.217
201612 1.093 241.432 1.512
201703 0.255 243.801 0.349
201706 0.726 244.955 0.990
201709 0.311 246.819 0.421
201712 1.004 246.524 1.360
201803 0.359 249.554 0.480
201806 0.845 251.989 1.120
201809 0.534 252.439 0.706
201812 0.758 251.233 1.008
201903 0.558 254.202 0.733
201906 0.782 256.143 1.020
201909 0.957 256.759 1.245
201912 0.397 256.974 0.516
202003 1.133 258.115 1.466
202006 0.518 257.797 0.671
202009 0.885 260.280 1.135
202012 0.287 260.474 0.368
202103 1.276 264.877 1.609
202106 0.830 271.696 1.020
202109 0.981 274.310 1.194
202112 -0.415 278.802 -0.497
202203 1.372 287.504 1.594
202206 1.056 296.311 1.190
202209 0.813 296.808 0.915
202212 -1.549 296.797 -1.743
202303 1.540 301.836 1.704
202306 1.418 305.109 1.552
202309 0.817 307.789 0.886
202312 -1.230 306.746 -1.339
202403 1.748 312.332 1.869
202406 1.530 314.175 1.626
202409 1.120 315.301 1.186
202412 -1.430 315.605 -1.513
202503 1.910 319.799 1.995
202506 1.400 322.561 1.449
202509 1.130 324.800 1.162
202512 1.480 324.054 1.525
202603 1.940 330.213 1.962
202606 2.090 333.952 2.090

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of BDT3.68 mean?
Jamuna Bank (DHA:JAMUNABANK) has a E10 of BDT3.68 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Jamuna Bank and its competitors.
Is Jamuna Bank's E10 too high?
Jamuna Bank's current E10 is BDT3.68. Overall, Jamuna Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jamuna Bank's E10 compare to competitors?
Jamuna Bank's E10 of BDT3.68 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Jamuna Bank and its competitors. Jamuna Bank's current E10 is BDT3.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jamuna Bank stock overvalued right now?
Based on GuruFocus' analysis, Jamuna Bank (DHA:JAMUNABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT23.85, compared to a current price of BDT24.30 — trading 1.9% above its estimated fair value. The current E10 is BDT3.68. Jamuna Bank's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Jamuna Bank (DHA:JAMUNABANK), the current E10 is BDT3.68 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jamuna Bank (DHA:JAMUNABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Jamuna Bank stock appears to be overvalued. The current stock price of BDT24.30 is trading 1.9% above its estimated GF Value™ of BDT23.85. GuruFocus considers Jamuna Bank to be Fairly Valued.

Key valuation signals for DHA:JAMUNABANK:

  • E10: BDT3.68
  • GF Value™: BDT23.85 vs. price of BDT24.30 (1.9% above fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the DHA:JAMUNABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jamuna Bank Business Description

Address Bir Uttam A.K Khandakar Road, Jamuna Bank Tower, Plot-14, Block-C, Gulshan-1, Dhaka, BGD, 1212
Jamuna Bank PLC is a commercial bank. It offers a range of banking products and services such as personal banking, foreign trade, ADC, lease financing, industrial credit, and others. The business of the company has been divided into five segments which are Corporate Banking, Retail Banking, SME Banking, Agricultural and Micro Credit, and OBU, Credit Card, and others. The company earns the majority of its revenue from the Corporate Banking segment.
72GF Score

Get the complete analysis for DHA:JAMUNABANK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT24.30
Price
BDT23.85
GF Value