Jamuna Bank (DHA:JAMUNABANK) Dividend Payout Ratio: 1.39 (As of Jun. 2026) — 136% Above Median

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DHA:JAMUNABANK Jamuna Bank PLC DHA:JAMUNABANK
72 GF Score
Price BDT24.40
GF Value BDT23.85
Valuation Fairly Valued
! 2 Warning Signs
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What is Jamuna Bank Dividend Payout Ratio?

Jamuna Bank DHA:JAMUNABANK -0.41% 72 Dividend Payout Ratio is 1.39 as of Jun. 2026, which is 136% above its 10-year median of 0.59. GuruFocus rates DHA:JAMUNABANK with a GF Score™ of 72/100 and a GF Value™ of BDT23.85 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,173 Banks companies, Jamuna Bank ranks worse than 68.97% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Jamuna Bank's Dividend Payout Ratio for the months ended in Jun. 2026 was 1.39.

The historical rank and industry rank for Jamuna Bank's Dividend Payout Ratio or its related term are showing as below:

DHA:JAMUNABANK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.3   Med: 0.59   Max: 0.83
Current: 0.44

During the past 12 years, the highest Dividend Payout Ratio of Jamuna Bank was 0.83. The lowest was 0.30. And the median was 0.59.

DHA:JAMUNABANK's Dividend Payout Ratio is ranked worse than
68.97% of 1173 companies
in the Banks industry
Industry Median: 0.32 vs DHA:JAMUNABANK: 0.44

As of today (2026-08-18), the Dividend Yield % of Jamuna Bank is 11.89%.

During the past 12 years, the highest Trailing Annual Dividend Yield of Jamuna Bank was 15.33%. The lowest was 6.69%. And the median was 8.84%.

Jamuna Bank's Dividends per Share for the months ended in Jun. 2026 was BDT2.90.

During the past 12 months, Jamuna Bank's average Dividends Per Share Growth Rate was 65.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 7.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 7.30% per year.

During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of Jamuna Bank was 8.20% per year. The lowest was -6.70% per year. And the median was 6.65% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Jamuna Bank (DHA:JAMUNABANK) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Jamuna Bank Dividend Payout Ratio Related Terms

Jamuna Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Jamuna Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jamuna Bank Dividend Payout Ratio Chart

Jamuna Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 0.83 0.65 0.55 0.30

Jamuna Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.25 0.00 0.00 0.00 1.39

Jamuna Bank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Jamuna Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jamuna Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jamuna Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Jamuna Bank's Dividend Payout Ratio falls into.


DHA:JAMUNABANK
72GF Score
Jamuna Bank PLC DHA:JAMUNABANK
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jamuna Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Jamuna Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.75/ 5.918
=0.30

Jamuna Bank's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=2.9/ 2.09
=1.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.39 mean?
Jamuna Bank (DHA:JAMUNABANK) has a Dividend Payout Ratio of 1.39 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Jamuna Bank and its competitors. This is 136% above median its historical median of 0.59. Over the past decade, Jamuna Bank's Dividend Payout Ratio has ranged from 0.30 to 0.83. According to the industry distribution chart, Jamuna Bank ranks #809 out of 1173 companies in the Banks industry, placing it in the top 69%.
Is Jamuna Bank's Dividend Payout Ratio too high?
Jamuna Bank's current Dividend Payout Ratio of 1.39 is 136% above median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.83. The Banks industry median Dividend Payout Ratio is 0.32. Jamuna Bank's value of 1.39 is 334.4% above this industry median. Based on the distribution chart, Jamuna Bank ranks #809 out of 1173 companies in the Banks industry, which is below the industry midpoint. Overall, Jamuna Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jamuna Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Jamuna Bank ranks #809 out of 1173 companies for Dividend Payout Ratio. This places Jamuna Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Jamuna Bank's value of 1.39 is 334.4% above this benchmark. Historically, Jamuna Bank's own Dividend Payout Ratio has ranged from 0.30 to 0.83 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 0.32, Jamuna Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jamuna Bank's current Dividend Payout Ratio of 1.39 is 334.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Jamuna Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jamuna Bank's current Dividend Payout Ratio is 1.39, which is 136% above median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jamuna Bank stock overvalued right now?
Based on GuruFocus' analysis, Jamuna Bank (DHA:JAMUNABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT23.85, compared to a current price of BDT24.40 — trading 2.3% above its estimated fair value. The current Dividend Payout Ratio is 1.39, which is 136% above median its 10-year median of 0.59 and 334.4% above the Banks industry median of 0.32. Jamuna Bank's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Jamuna Bank (DHA:JAMUNABANK), the current Dividend Payout Ratio is 1.39 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jamuna Bank (DHA:JAMUNABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Jamuna Bank stock appears to be overvalued. The current stock price of BDT24.40 is trading 2.3% above its estimated GF Value™ of BDT23.85. GuruFocus considers Jamuna Bank to be Fairly Valued.

Key valuation signals for DHA:JAMUNABANK:

  • Dividend Payout Ratio: 1.39 (136% above median its 10-year median of 0.59)
  • GF Value™: BDT23.85 vs. price of BDT24.40 (2.3% above fair value)
  • GF Score™: 72/100 with 2 warning signs
  • Industry Position: 334.4% above the Banks median (#809 of 1173)

No single metric tells the full story. See the DHA:JAMUNABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jamuna Bank Business Description

Address Bir Uttam A.K Khandakar Road, Jamuna Bank Tower, Plot-14, Block-C, Gulshan-1, Dhaka, BGD, 1212
Jamuna Bank PLC is a commercial bank. It offers a range of banking products and services such as personal banking, foreign trade, ADC, lease financing, industrial credit, and others. The business of the company has been divided into five segments which are Corporate Banking, Retail Banking, SME Banking, Agricultural and Micro Credit, and OBU, Credit Card, and others. The company earns the majority of its revenue from the Corporate Banking segment.
72GF Score

Get the complete analysis for DHA:JAMUNABANK

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT24.40
Price
BDT23.85
GF Value