FFHMY (First Financial Holding Co) Cyclically Adjusted FCF per Share: $0.24 (As of Dec. 2025)


FFHMY First Financial Holding Co Ltd FFHMY
76 GF Score
Price $9.77
GF Value $9.15
! 7 Warning Signs
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What is First Financial Holding Co Cyclically Adjusted FCF per Share?

First Financial Holding Co FFHMY 76 Cyclically Adjusted FCF per Share is $0.24 as of Dec. 2025. GuruFocus rates FFHMY with a GF Score™ of 76/100 and a GF Value™ of $9.15. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

First Financial Holding Co's adjusted free cash flow per share for the three months ended in Dec. 2025 was $0.400. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.24 for the trailing ten years ended in Dec. 2025.

During the past 12 months, First Financial Holding Co's average Cyclically Adjusted FCF Growth Rate was -7.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -26.80% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -9.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of First Financial Holding Co was 21.10% per year. The lowest was -26.80% per year. And the median was 12.20% per year.

As of today (2026-07-10), First Financial Holding Co's current stock price is $9.77104. First Financial Holding Co's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2025 was $0.24. First Financial Holding Co's Cyclically Adjusted Price-to-FCF of today is 40.71.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of First Financial Holding Co was 56.51. The lowest was 12.94. And the median was 22.01.


First Financial Holding Co  (OTCPK:FFHMY) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

First Financial Holding Co's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=9.77104/0.24
=40.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of First Financial Holding Co was 56.51. The lowest was 12.94. And the median was 22.01.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


First Financial Holding Co Cyclically Adjusted FCF per Share Related Terms


First Financial Holding Co Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for First Financial Holding Co's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Financial Holding Co Cyclically Adjusted FCF per Share Chart

First Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.64 0.71 0.58 0.28 0.24

First Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 0.33 0.21 0.17 0.24

First Financial Holding Co Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, First Financial Holding Co's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Financial Holding Co Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, First Financial Holding Co's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where First Financial Holding Co's Cyclically Adjusted Price-to-FCF falls into.


FFHMY
76GF Score
First Financial Holding Co Ltd FFHMY
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Financial Holding Co Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, First Financial Holding Co's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.4/324.0540*324.0540
=0.400

Current CPI (Dec. 2025) = 324.0540.

First Financial Holding Co Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201603 -1.278 238.132 -1.739
201606 -0.614 241.018 -0.826
201609 0.660 241.428 0.886
201612 0.203 241.432 0.272
201703 -0.955 243.801 -1.269
201706 -0.462 244.955 -0.611
201709 0.244 246.819 0.320
201712 0.684 246.524 0.899
201803 -0.896 249.554 -1.163
201806 4.403 251.989 5.662
201809 -1.779 252.439 -2.284
201812 -1.093 251.233 -1.410
201903 -0.654 254.202 -0.834
201906 -0.193 256.143 -0.244
201909 1.543 256.759 1.947
201912 2.632 256.974 3.319
202003 -3.611 258.115 -4.533
202006 -0.670 257.797 -0.842
202009 3.344 260.280 4.163
202012 -1.463 260.474 -1.820
202103 1.551 264.877 1.898
202106 -0.986 271.696 -1.176
202109 0.734 274.310 0.867
202112 2.717 278.802 3.158
202203 -0.643 287.504 -0.725
202206 -1.060 296.311 -1.159
202209 0.724 296.808 0.790
202212 2.066 296.797 2.256
202303 -1.710 301.836 -1.836
202306 -0.790 305.109 -0.839
202309 -0.303 307.789 -0.319
202312 3.284 306.746 3.469
202403 -2.467 312.332 -2.560
202406 1.729 314.175 1.783
202409 -0.503 315.301 -0.517
202412 -2.508 315.605 -2.575
202503 2.350 319.799 2.381
202506 0.972 322.561 0.976
202509 -1.126 324.800 -1.123
202512 0.400 324.054 0.400

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.24 mean?
First Financial Holding Co (FFHMY) has a Cyclically Adjusted FCF per Share of $0.24 as of Dec. 2025. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on First Financial Holding Co and its competitors.
Is First Financial Holding Co's Cyclically Adjusted FCF per Share too high?
First Financial Holding Co's current Cyclically Adjusted FCF per Share is $0.24. Overall, First Financial Holding Co has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does First Financial Holding Co's Cyclically Adjusted FCF per Share compare to competitors?
First Financial Holding Co's Cyclically Adjusted FCF per Share of $0.24 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on First Financial Holding Co and its competitors. First Financial Holding Co's current Cyclically Adjusted FCF per Share is $0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial Holding Co stock overvalued right now?
First Financial Holding Co (FFHMY) has a current Cyclically Adjusted FCF per Share of $0.24. The stock's GF Value™ is $9.15, compared to a current price of $9.77 — trading 6.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.24. First Financial Holding Co's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For First Financial Holding Co (FFHMY), the current Cyclically Adjusted FCF per Share is $0.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Financial Holding Co (FFHMY) Overvalued in 2026?

Based on GuruFocus' analysis, First Financial Holding Co stock appears to be overvalued. The current stock price of $9.77 is trading 6.8% above its estimated GF Value™ of $9.15.

Key valuation signals for FFHMY:

  • Cyclically Adjusted FCF per Share: $0.24
  • GF Value™: $9.15 vs. price of $9.77 (6.8% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the FFHMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Financial Holding Co Business Description

Other Exchanges 2892:Taiwan
Address 30, Chung King South Road, Sector 1, Taipei, TWN, 100
First Financial Holding Co Ltd is a financial services holding company that consists of various subsidiaries. The majority of the group's activities are overwhelmingly concentrated in Taiwan. Its key revenue contributing subsidiary, First Bank, derives its net revenue from net interest income through the provision of banking and other financial services. The Group operates globally in three business segments: Banking business, Securities business, Investment trust business and Insurance business. Maximum revenue is generated from the Banking business, which provides various banking and financial services such as corporate and personal banking, internet banking, remittance services, investment products, etc. Geographically, it derives key revenue from Taiwan.
76GF Score

Get the complete analysis for FFHMY

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.77
Price
$9.15
GF Value