First Financial Holding CoFFHMY 76 PEG Ratio is 1.33 as of Jul. 01, 2026, which is 64% below its 10-year median of 3.74. GuruFocus rates FFHMY with a GF Score™ of 76/100 and a GF Value™ of $9.00. The stock has 7 warning signs investors should review. Among 1,229 Banks companies, First Financial Holding Co ranks worse than 71.85% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for First Financial Holding Co's PEG Ratio or its related term are showing as below:
FFHMY'
s PEG Ratio Range Over the Past 10 Years
Min: 1.58 Med: 3.74 Max: 7.36
Current: 2.87
During the past 13 years, First Financial Holding Co's highest PEG Ratio was 7.36. The lowest was 1.58. And the median was 3.74.
FFHMY's PEG Ratio is ranked worse than 71.85% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs FFHMY: 2.87
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
First Financial Holding Co (OTCPK:FFHMY) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
First Financial Holding Co PEG Ratio Related Terms
First Financial Holding Co PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Financial Holding Co PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, First Financial Holding Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Financial Holding Co PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, First Financial Holding Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where First Financial Holding Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
First Financial Holding Co (FFHMY) has a PEG Ratio of 1.33 as of Jul. 01, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on First Financial Holding Co and its competitors. This is 64% below median its historical median of 3.74. Over the past decade, First Financial Holding Co's PEG Ratio has ranged from 1.58 to 7.36. According to the industry distribution chart, First Financial Holding Co ranks #883 out of 1229 companies in the Banks industry, placing it in the top 71.8%.
Is First Financial Holding Co's PEG Ratio too high?
First Financial Holding Co's current PEG Ratio of 1.33 is 64% below median its 10-year median of 3.74. Over the past 10 years, this metric has ranged from a low of 1.58 to a high of 7.36. The Banks industry median PEG Ratio is 1.52. First Financial Holding Co's value of 1.33 is 12.5% below this industry median. Based on the distribution chart, First Financial Holding Co ranks #883 out of 1229 companies in the Banks industry, which is below the industry midpoint. Overall, First Financial Holding Co has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does First Financial Holding Co's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, First Financial Holding Co ranks #883 out of 1229 companies for PEG Ratio. This places First Financial Holding Co in the lower half of its industry. The industry median PEG Ratio is 1.52. First Financial Holding Co's value of 1.33 is 12.5% below this benchmark. Historically, First Financial Holding Co's own PEG Ratio has ranged from 1.58 to 7.36 over the past decade. While the company's 10-year median is 3.74 vs. the industry median of 1.52, First Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Financial Holding Co's current PEG Ratio of 1.33 is 12.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on First Financial Holding Co and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Financial Holding Co's current PEG Ratio is 1.33, which is 64% below median its own 10-year median of 3.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial Holding Co stock overvalued right now?
First Financial Holding Co (FFHMY) has a current PEG Ratio of 1.33. The stock's GF Value™ is $9.00, compared to a current price of $9.77 — trading 8.6% above its estimated fair value. The current PEG Ratio is 1.33, which is 64% below median its 10-year median of 3.74 and 12.5% below the Banks industry median of 1.52. First Financial Holding Co's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For First Financial Holding Co (FFHMY), the current PEG Ratio is 1.33 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Financial Holding Co (FFHMY) Overvalued in 2026?
Based on GuruFocus' analysis, First Financial Holding Co stock appears to be overvalued.
The current stock price of $9.77 is trading 8.6% above its estimated GF Value™ of $9.00.
Key valuation signals for FFHMY:
PEG Ratio: 1.33 (64% below median its 10-year median of 3.74)
GF Value™: $9.00 vs. price of $9.77 (8.6% above fair value)
Industry Position: 12.5% below the Banks median (#883 of 1229)
No single metric tells the full story. See the FFHMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Financial Holding Co Ltd is a financial services holding company that consists of various subsidiaries. The majority of the group's activities are overwhelmingly concentrated in Taiwan. Its key revenue contributing subsidiary, First Bank, derives its net revenue from net interest income through the provision of banking and other financial services. The Group operates globally in three business segments: Banking business, Securities business, Investment trust business and Insurance business. Maximum revenue is generated from the Banking business, which provides various banking and financial services such as corporate and personal banking, internet banking, remittance services, investment products, etc. Geographically, it derives key revenue from Taiwan.
76GF Score
Get the complete analysis for FFHMY
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