FFHMY (First Financial Holding Co) Margin of Safety % (DCF Earnings Based): 28.47% (As of Jun. 24, 2026)


FFHMY First Financial Holding Co Ltd FFHMY
76 GF Score
Price $9.77
GF Value $9.05
! 7 Warning Signs
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What is First Financial Holding Co Margin of Safety % (DCF Earnings Based)?

First Financial Holding Co FFHMY 76 Margin of Safety % (DCF Earnings Based) is 28.47% as of Jun. 24, 2026. GuruFocus rates FFHMY with a GF Score™ of 76/100 and a GF Value™ of $9.05. The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), First Financial Holding Co's Predictability Rank is 4-Stars. First Financial Holding Co's intrinsic value calculated from the Discounted Earnings model is $13.66 and current share price is $9.77104. Consequently,

First Financial Holding Co's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 28.47%.

First Financial Holding Co Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, First Financial Holding Co's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Financial Holding Co Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, First Financial Holding Co's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where First Financial Holding Co's Margin of Safety % (DCF Earnings Based) falls into.


FFHMY
76GF Score
First Financial Holding Co Ltd FFHMY
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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First Financial Holding Co Margin of Safety % (DCF Earnings Based) Calculation

First Financial Holding Co's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(13.66-9.77104)/13.66
=28.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 28.47% mean?
First Financial Holding Co (FFHMY) has a Margin of Safety % (DCF Earnings Based) of 28.47% as of Jun. 24, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on First Financial Holding Co.
Is First Financial Holding Co's Margin of Safety % (DCF Earnings Based) too high?
First Financial Holding Co's current Margin of Safety % (DCF Earnings Based) is 28.47%. Overall, First Financial Holding Co has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does First Financial Holding Co's Margin of Safety % (DCF Earnings Based) compare to competitors?
First Financial Holding Co's Margin of Safety % (DCF Earnings Based) of 28.47% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on First Financial Holding Co. First Financial Holding Co's current Margin of Safety % (DCF Earnings Based) is 28.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial Holding Co stock overvalued right now?
First Financial Holding Co (FFHMY) has a current Margin of Safety % (DCF Earnings Based) of 28.47%. The stock's GF Value™ is $9.05, compared to a current price of $9.77 — trading 8% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 28.47%. First Financial Holding Co's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For First Financial Holding Co (FFHMY), the current Margin of Safety % (DCF Earnings Based) is 28.47% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Financial Holding Co (FFHMY) Overvalued in 2026?

Based on GuruFocus' analysis, First Financial Holding Co stock appears to be overvalued. The current stock price of $9.77 is trading 8% above its estimated GF Value™ of $9.05.

Key valuation signals for FFHMY:

  • Margin of Safety % (DCF Earnings Based): 28.47%
  • GF Value™: $9.05 vs. price of $9.77 (8% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the FFHMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Financial Holding Co Business Description

Other Exchanges 2892:Taiwan
Address 30, Chung King South Road, Sector 1, Taipei, TWN, 100
First Financial Holding Co Ltd is a financial services holding company that consists of various subsidiaries. The majority of the group's activities are overwhelmingly concentrated in Taiwan. Its key revenue contributing subsidiary, First Bank, derives its net revenue from net interest income through the provision of banking and other financial services. The Group operates globally in three business segments: Banking business, Securities business, Investment trust business and Insurance business. Maximum revenue is generated from the Banking business, which provides various banking and financial services such as corporate and personal banking, internet banking, remittance services, investment products, etc. Geographically, it derives key revenue from Taiwan.
76GF Score

Get the complete analysis for FFHMY

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.77
Price
$9.05
GF Value