First Financial Holding CoFFHMY 76 OCF Margin % is 49.06% as of Dec. 2025, which is 117% above its 10-year median of 22.65. GuruFocus rates FFHMY with a GF Score™ of 76/100 and a GF Value™ of $9.05. The stock has 7 warning signs investors should review. Among 1,501 Banks companies, First Financial Holding Co ranks better than 81.68% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Financial Holding Co OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, First Financial Holding Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Financial Holding Co OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First Financial Holding Co's OCF Margin % distribution charts can be found below:
* The bar in red indicates where First Financial Holding Co's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Financial Holding Co (FFHMY) has a OCF Margin % of 49.06% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on First Financial Holding Co and its competitors. This is 117% above median its historical median of 22.65. According to the industry distribution chart, First Financial Holding Co ranks #275 out of 1501 companies in the Banks industry, placing it in the top 18.3%.
Is First Financial Holding Co's OCF Margin % too high?
First Financial Holding Co's current OCF Margin % of 49.06% is 117% above median its 10-year median of 22.65. The Banks industry median OCF Margin % is 29.44. First Financial Holding Co's value of 49.06% is 66.6% above this industry median. Based on the distribution chart, First Financial Holding Co ranks #275 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Financial Holding Co has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does First Financial Holding Co's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, First Financial Holding Co ranks #275 out of 1501 companies for OCF Margin %. This places First Financial Holding Co in the top 18% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. First Financial Holding Co's value of 49.06% is 66.6% above this benchmark. While the company's 10-year median is 22.65 vs. the industry median of 29.44, First Financial Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Financial Holding Co's current OCF Margin % of 49.06% is 66.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on First Financial Holding Co and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Financial Holding Co's current OCF Margin % is 49.06%, which is 117% above median its own 10-year median of 22.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial Holding Co stock overvalued right now?
First Financial Holding Co (FFHMY) has a current OCF Margin % of 49.06%. The stock's GF Value™ is $9.05, compared to a current price of $9.77 — trading 8% above its estimated fair value. The current OCF Margin % is 49.06%, which is 117% above median its 10-year median of 22.65 and 66.6% above the Banks industry median of 29.44. First Financial Holding Co's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For First Financial Holding Co (FFHMY), the current OCF Margin % is 49.06% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Financial Holding Co (FFHMY) Overvalued in 2026?
Based on GuruFocus' analysis, First Financial Holding Co stock appears to be overvalued.
The current stock price of $9.77 is trading 8% above its estimated GF Value™ of $9.05.
Key valuation signals for FFHMY:
OCF Margin %: 49.06% (117% above median its 10-year median of 22.65)
GF Value™: $9.05 vs. price of $9.77 (8% above fair value)
Industry Position: 66.6% above the Banks median (#275 of 1501)
No single metric tells the full story. See the FFHMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Financial Holding Co Ltd is a financial services holding company that consists of various subsidiaries. The majority of the group's activities are overwhelmingly concentrated in Taiwan. Its key revenue contributing subsidiary, First Bank, derives its net revenue from net interest income through the provision of banking and other financial services. The Group operates globally in three business segments: Banking business, Securities business, Investment trust business and Insurance business. Maximum revenue is generated from the Banking business, which provides various banking and financial services such as corporate and personal banking, internet banking, remittance services, investment products, etc. Geographically, it derives key revenue from Taiwan.
76GF Score
Get the complete analysis for FFHMY
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FFHMY has been successfully added to your 
