FFHMY (First Financial Holding Co) Retained Earnings: $1,700 Mil (As of Dec. 2025)

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FFHMY First Financial Holding Co Ltd FFHMY
77 GF Score
Price $9.77
GF Value $8.69
! 7 Warning Signs
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What is First Financial Holding Co Retained Earnings?

First Financial Holding Co FFHMY 77 Retained Earnings is $1,700 Mil as of Dec. 2025. GuruFocus rates FFHMY with a GF Score™ of 77/100 and a GF Value™ of $8.69. The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. First Financial Holding Co's retained earnings for the quarter that ended in Dec. 2025 was $1,700 Mil.

First Financial Holding Co's quarterly retained earnings increased from Jun. 2025 ($1,348 Mil) to Sep. 2025 ($1,573 Mil) and increased from Sep. 2025 ($1,573 Mil) to Dec. 2025 ($1,700 Mil).

First Financial Holding Co's annual retained earnings increased from Dec. 2023 ($1,270 Mil) to Dec. 2024 ($1,399 Mil) and increased from Dec. 2024 ($1,399 Mil) to Dec. 2025 ($1,700 Mil).


First Financial Holding Co  (OTCPK:FFHMY) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


First Financial Holding Co Retained Earnings Historical Data

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The historical data trend for First Financial Holding Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Financial Holding Co Retained Earnings Chart

First Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,085.51 1,111.40 1,270.37 1,399.34 1,700.40

First Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,399.34 1,598.83 1,347.76 1,572.85 1,700.40
FFHMY
77GF Score
First Financial Holding Co Ltd FFHMY
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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First Financial Holding Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $1,700 Mil mean?
First Financial Holding Co (FFHMY) has a Retained Earnings of $1,700 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on First Financial Holding Co and its competitors.
Is First Financial Holding Co's Retained Earnings too high?
First Financial Holding Co's current Retained Earnings is $1,700 Mil. Overall, First Financial Holding Co has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does First Financial Holding Co's Retained Earnings compare to competitors?
First Financial Holding Co's Retained Earnings of $1,700 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on First Financial Holding Co and its competitors. First Financial Holding Co's current Retained Earnings is $1,700 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial Holding Co stock overvalued right now?
First Financial Holding Co (FFHMY) has a current Retained Earnings of $1,700 Mil. The stock's GF Value™ is $8.69, compared to a current price of $9.77 — trading 12.4% above its estimated fair value. The current Retained Earnings is $1,700 Mil. First Financial Holding Co's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For First Financial Holding Co (FFHMY), the current Retained Earnings is $1,700 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Financial Holding Co (FFHMY) Overvalued in 2026?

Based on GuruFocus' analysis, First Financial Holding Co stock appears to be overvalued. The current stock price of $9.77 is trading 12.4% above its estimated GF Value™ of $8.69.

Key valuation signals for FFHMY:

  • Retained Earnings: $1,700 Mil
  • GF Value™: $8.69 vs. price of $9.77 (12.4% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the FFHMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Financial Holding Co Business Description

Other Exchanges 2892:Taiwan
Address 30, Chung King South Road, Sector 1, Taipei, TWN, 100
First Financial Holding Co Ltd is a financial services holding company that consists of various subsidiaries. The majority of the group's activities are overwhelmingly concentrated in Taiwan. Its key revenue contributing subsidiary, First Bank, derives its net revenue from net interest income through the provision of banking and other financial services. The Group operates globally in three business segments: Banking business, Securities business, Investment trust business and Insurance business. Maximum revenue is generated from the Banking business, which provides various banking and financial services such as corporate and personal banking, internet banking, remittance services, investment products, etc. Geographically, it derives key revenue from Taiwan.
77GF Score

Get the complete analysis for FFHMY

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.77
Price
$8.69
GF Value