Origin Bancorp (FRA:36Z) Cyclically Adjusted FCF per Share: €3.24 (As of Mar. 2026)

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FRA:36Z Origin Bancorp Inc FRA:36Z
63 GF Score
Price €44.60
GF Value €32.78
! 4 Warning Signs
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What is Origin Bancorp Cyclically Adjusted FCF per Share?

Origin Bancorp FRA:36Z -0.45% 63 Cyclically Adjusted FCF per Share is €3.24 as of Mar. 2026. GuruFocus rates FRA:36Z with a GF Score™ of 63/100 and a GF Value™ of €32.78. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Origin Bancorp's adjusted free cash flow per share data for the fiscal year that ended in Dec. 2025 was €4.049. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €3.24 for the trailing ten years ended in Dec. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-24), Origin Bancorp's current stock price is € 44.60. Origin Bancorp's Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec. 2025 was €3.24. Origin Bancorp's Cyclically Adjusted Price-to-FCF of today is 13.77.

During the past 10 years, the highest Cyclically Adjusted Price-to-FCF of Origin Bancorp was 13.89. The lowest was 9.96. And the median was 10.79.


Origin Bancorp  (FRA:36Z) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Origin Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=44.60/3.24
=13.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 10 years, the highest Cyclically Adjusted Price-to-FCF of Origin Bancorp was 13.89. The lowest was 9.96. And the median was 10.79.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Origin Bancorp Cyclically Adjusted FCF per Share Related Terms


Origin Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Origin Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Origin Bancorp Cyclically Adjusted FCF per Share Chart

Origin Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 3.24

Origin Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 3.24 0.00 0.00

FRA:36Z vs QCRH, LKFN, BFC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Origin Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Origin Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Origin Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Origin Bancorp's Cyclically Adjusted Price-to-FCF falls into.


FRA:36Z
63GF Score
Origin Bancorp Inc FRA:36Z
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Origin Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Origin Bancorp's adjusted Free Cash Flow per Share data for the fiscal year that ended in Dec. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=4.049/324.0540*324.0540
=4.049

Current CPI (Dec. 2025) = 324.0540.

Origin Bancorp Annual Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201612 2.008 241.432 2.695
201712 2.262 246.524 2.973
201812 2.865 251.233 3.695
201912 1.916 256.974 2.416
202012 -0.221 260.474 -0.275
202112 6.240 278.802 7.253
202212 4.839 296.797 5.283
202312 3.056 306.746 3.228
202412 2.645 315.605 2.716
202512 4.049 324.054 4.049

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €3.24 mean?
Origin Bancorp (FRA:36Z) has a Cyclically Adjusted FCF per Share of €3.24 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Origin Bancorp and its competitors.
Is Origin Bancorp's Cyclically Adjusted FCF per Share too high?
Origin Bancorp's current Cyclically Adjusted FCF per Share is €3.24. Overall, Origin Bancorp has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Origin Bancorp's Cyclically Adjusted FCF per Share compare to QCRH and LKFN?
Origin Bancorp's Cyclically Adjusted FCF per Share of €3.24 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Origin Bancorp and its competitors. Origin Bancorp's current Cyclically Adjusted FCF per Share is €3.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Origin Bancorp stock overvalued right now?
Origin Bancorp (FRA:36Z) has a current Cyclically Adjusted FCF per Share of €3.24. The stock's GF Value™ is €32.78, compared to a current price of €44.60 — trading 36.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €3.24. Origin Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Origin Bancorp (FRA:36Z), the current Cyclically Adjusted FCF per Share is €3.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Origin Bancorp (FRA:36Z) Overvalued in 2026?

Based on GuruFocus' analysis, Origin Bancorp stock appears to be overvalued. The current stock price of €44.60 is trading 36.1% above its estimated GF Value™ of €32.78.

Key valuation signals for FRA:36Z:

  • Cyclically Adjusted FCF per Share: €3.24
  • GF Value™: €32.78 vs. price of €44.60 (36.1% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the FRA:36Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Origin Bancorp Business Description

Other Exchanges OBK:USA
Address 500 South Service Road East, Ruston, LA, USA, 71270
Origin Bancorp Inc is a financial holding company that provides personalized, relationship banking to businesses, municipalities, and personal clients in the communities it serves. The company offers a broad range of financial services and operates more than 56 locations in Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama, and the Florida Panhandle. It also provides insurance agency products and services through its wholly owned insurance agency subsidiary. The company operates in one business segment, community banking, and is mainly engaged in attracting deposits from individuals and businesses and using these deposits and borrowed funds to originate commercial, residential mortgage, construction, and consumer loans.
63GF Score

Get the complete analysis for FRA:36Z

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.60
Price
€32.78
GF Value