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Origin BancorpFRA:36Z -0.45%63 PE Ratio (TTM) is 16.18 as of Jul. 24, 2026, which is 14% above its 10-year median of 14.24. GuruFocus rates FRA:36Z with a GF Score™ of 63/100 and a GF Value™ of €32.78. The stock has 4 warning signs investors should review. Among 1,443 Banks companies, Origin Bancorp ranks worse than 75.95% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-24), Origin Bancorp's share price is
€44.60.
Origin Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €2.76. Therefore, Origin Bancorp's PE Ratio (TTM) for today is 16.18.
Warning Sign:
Origin Bancorp Inc stock PE Ratio (=20.36) is close to 5-year high of 20.45.
The historical rank and industry rank for Origin Bancorp's PE Ratio (TTM) or its related term are showing as below:
FRA:36Z'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 8.23 Med: 14.24 Max: 58.7
Current: 16.42
During the past 10 years, the highest PE Ratio (TTM) of Origin Bancorp was 58.70. The lowest was 8.23. And the median was 14.24.
FRA:36Z's PE Ratio (TTM) is ranked worse than 75.95% of 1443
companies
in the Banks industry
Industry Median: 11.74
vs FRA:36Z: 16.42
During the past 12 months, Origin Bancorp's average EPS without NRIGrowth Rate was 5.70% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -15.00% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -0.70% per year.
During the past 10 years, Origin Bancorp's highest 3-Year average EPS without NRI Growth Rate was 56.10% per year. The lowest was -19.00% per year. And the median was 18.40% per year.
Origin Bancorp's EPS (Basic) for the
three
months ended in Mar. 2026 was €0.77.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €2.78.
Origin Bancorp (FRA:36Z) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Origin Bancorp PE Ratio (TTM) Related Terms
Origin Bancorp PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for Origin Bancorp's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:36Z vs QCRH, LKFN, BFC: PE Ratio (TTM) Comparison
For the Banks - Regional subindustry, Origin Bancorp's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Origin Bancorp PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, Origin Bancorp's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Origin Bancorp's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Origin Bancorp's PE Ratio (TTM) for today is calculated as
Origin Bancorp's Share Price of today is €44.60.
Origin Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.76.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Origin Bancorp (FRA:36Z) has a PE Ratio (TTM) of 16.18 as of Jul. 24, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Origin Bancorp and its competitors. This is 14% above median its historical median of 14.24. Over the past decade, Origin Bancorp's PE Ratio (TTM) has ranged from 8.23 to 58.70. According to the industry distribution chart, Origin Bancorp ranks #1096 out of 1443 companies in the Banks industry, placing it in the top 76%.
Is Origin Bancorp's PE Ratio (TTM) too high?
Origin Bancorp's current PE Ratio (TTM) of 16.18 is 14% above median its 10-year median of 14.24. Over the past 10 years, this metric has ranged from a low of 8.23 to a high of 58.70. The Banks industry median PE Ratio (TTM) is 11.74. Origin Bancorp's value of 16.18 is 37.8% above this industry median. Based on the distribution chart, Origin Bancorp ranks #1096 out of 1443 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Origin Bancorp has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Origin Bancorp's PE Ratio (TTM) compare to QCRH and LKFN?
According to the Banks industry distribution chart, Origin Bancorp ranks #1096 out of 1443 companies for PE Ratio (TTM). This places Origin Bancorp in the lower half of its industry. The industry median PE Ratio (TTM) is 11.74. Origin Bancorp's value of 16.18 is 37.8% above this benchmark. Historically, Origin Bancorp's own PE Ratio (TTM) has ranged from 8.23 to 58.70 over the past decade. While the company's 10-year median is 14.24 vs. the industry median of 11.74, Origin Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.74, based on 1,443 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Origin Bancorp's current PE Ratio (TTM) of 16.18 is 37.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Origin Bancorp and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Origin Bancorp's current PE Ratio (TTM) is 16.18, which is 14% above median its own 10-year median of 14.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Origin Bancorp stock overvalued right now?
Origin Bancorp (FRA:36Z) has a current PE Ratio (TTM) of 16.18. The stock's GF Value™ is €32.78, compared to a current price of €44.60 — trading 36.1% above its estimated fair value. The current PE Ratio (TTM) is 16.18, which is 14% above median its 10-year median of 14.24 and 37.8% above the Banks industry median of 11.74. Origin Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Origin Bancorp (FRA:36Z), the current PE Ratio (TTM) is 16.18 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Origin Bancorp (FRA:36Z) Overvalued in 2026?
Based on GuruFocus' analysis, Origin Bancorp stock appears to be overvalued.
The current stock price of €44.60 is trading 36.1% above its estimated GF Value™ of €32.78.
Key valuation signals for FRA:36Z:
PE Ratio (TTM): 16.18 (14% above median its 10-year median of 14.24)
GF Value™: €32.78 vs. price of €44.60 (36.1% above fair value)
Industry Position: 37.8% above the Banks median (#1096 of 1443)
No single metric tells the full story. See the FRA:36Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Origin Bancorp Inc is a financial holding company that provides personalized, relationship banking to businesses, municipalities, and personal clients in the communities it serves. The company offers a broad range of financial services and operates more than 56 locations in Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama, and the Florida Panhandle. It also provides insurance agency products and services through its wholly owned insurance agency subsidiary. The company operates in one business segment, community banking, and is mainly engaged in attracting deposits from individuals and businesses and using these deposits and borrowed funds to originate commercial, residential mortgage, construction, and consumer loans.
63GF Score
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PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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