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Origin BancorpFRA:36Z -0.45%63 FCF Margin % is 45.78% as of Mar. 2026, which is 36% above its 10-year median of 33.66. GuruFocus rates FRA:36Z with a GF Score™ of 63/100 and a GF Value™ of €32.78. The stock has 4 warning signs investors should review. Among 1,499 Banks companies, Origin Bancorp ranks better than 67.51% on this metric.
The historical rank and industry rank for Origin Bancorp's FCF Margin % or its related term are showing as below:
FRA:36Z'
s FCF Margin % Range Over the Past 10 Years
Min: -2.53 Med: 33.66 Max: 62.81
Current: 38.92
During the past 10 years, the highest FCF Margin % of Origin Bancorp was 62.81%. The lowest was -2.53%. And the median was 33.66%.
FRA:36Z's FCF Margin % is ranked better than 67.51% of 1499
companies
in the Banks industry
Industry Median: 26.45
vs FRA:36Z: 38.92
Origin Bancorp FCF Margin % Related Terms
Origin Bancorp FCF Margin % Historical Data
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The historical data trend for Origin Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:36Z vs QCRH, LKFN, BFC: FCF Margin % Comparison
For the Banks - Regional subindustry, Origin Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Origin Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Origin Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Origin Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Origin Bancorp (FRA:36Z) has a FCF Margin % of 45.78% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Origin Bancorp and its competitors. This is 36% above median its historical median of 33.66. According to the industry distribution chart, Origin Bancorp ranks #487 out of 1499 companies in the Banks industry, placing it in the top 32.5%.
Is Origin Bancorp's FCF Margin % too high?
Origin Bancorp's current FCF Margin % of 45.78% is 36% above median its 10-year median of 33.66. The Banks industry median FCF Margin % is 26.45. Origin Bancorp's value of 45.78% is 73.1% above this industry median. Based on the distribution chart, Origin Bancorp ranks #487 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, Origin Bancorp has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Origin Bancorp's FCF Margin % compare to QCRH and LKFN?
According to the Banks industry distribution chart, Origin Bancorp ranks #487 out of 1499 companies for FCF Margin %. This puts Origin Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.45. Origin Bancorp's value of 45.78% is 73.1% above this benchmark. While the company's 10-year median is 33.66 vs. the industry median of 26.45, Origin Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.45, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Origin Bancorp's current FCF Margin % of 45.78% is 73.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Origin Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Origin Bancorp's current FCF Margin % is 45.78%, which is 36% above median its own 10-year median of 33.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Origin Bancorp stock overvalued right now?
Origin Bancorp (FRA:36Z) has a current FCF Margin % of 45.78%. The stock's GF Value™ is €32.78, compared to a current price of €44.60 — trading 36.1% above its estimated fair value. The current FCF Margin % is 45.78%, which is 36% above median its 10-year median of 33.66 and 73.1% above the Banks industry median of 26.45. Origin Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Origin Bancorp (FRA:36Z), the current FCF Margin % is 45.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Origin Bancorp (FRA:36Z) Overvalued in 2026?
Based on GuruFocus' analysis, Origin Bancorp stock appears to be overvalued.
The current stock price of €44.60 is trading 36.1% above its estimated GF Value™ of €32.78.
Key valuation signals for FRA:36Z:
FCF Margin %: 45.78% (36% above median its 10-year median of 33.66)
GF Value™: €32.78 vs. price of €44.60 (36.1% above fair value)
Industry Position: 73.1% above the Banks median (#487 of 1499)
No single metric tells the full story. See the FRA:36Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Origin Bancorp Inc is a financial holding company that provides personalized, relationship banking to businesses, municipalities, and personal clients in the communities it serves. The company offers a broad range of financial services and operates more than 56 locations in Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama, and the Florida Panhandle. It also provides insurance agency products and services through its wholly owned insurance agency subsidiary. The company operates in one business segment, community banking, and is mainly engaged in attracting deposits from individuals and businesses and using these deposits and borrowed funds to originate commercial, residential mortgage, construction, and consumer loans.
63GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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