Origin Bancorp (FRA:36Z) PS Ratio: 3.85 (As of Jul. 24, 2026) — 15% Above Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:36Z Origin Bancorp Inc FRA:36Z
63 GF Score
Price €44.60
GF Value €32.78
! 4 Warning Signs
View Full Analysis

What is Origin Bancorp PS Ratio?

Origin Bancorp FRA:36Z -0.45% 63 PS Ratio is 3.85 as of Jul. 24, 2026, which is 15% above its 10-year median of 3.36. GuruFocus rates FRA:36Z with a GF Score™ of 63/100 and a GF Value™ of €32.78. The stock has 4 warning signs investors should review. Among 1,511 Banks companies, Origin Bancorp ranks worse than 72.73% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Origin Bancorp's share price is €44.60. Origin Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €11.59. Hence, Origin Bancorp's PS Ratio for today is 3.85.

Warning Sign:

Origin Bancorp Inc stock PS Ratio (=4.12) is close to 5-year high of 4.22.

The historical rank and industry rank for Origin Bancorp's PS Ratio or its related term are showing as below:

FRA:36Z' s PS Ratio Range Over the Past 10 Years
Min: 1.97   Med: 3.36   Max: 5.74
Current: 3.9

During the past 10 years, Origin Bancorp's highest PS Ratio was 5.74. The lowest was 1.97. And the median was 3.36.

FRA:36Z's PS Ratio is ranked worse than
72.73% of 1511 companies
in the Banks industry
Industry Median: 3.04 vs FRA:36Z: 3.90

Origin Bancorp's Revenue per Sharefor the three months ended in Mar. 2026 was €2.90. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €11.59.

During the past 12 months, the average Revenue per Share Growth Rate of Origin Bancorp was 11.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 0.60% per year. During the past 5 years, the average Revenue per Share Growth Rate was 2.10% per year.

During the past 10 years, Origin Bancorp's highest 3-Year average Revenue per Share Growth Rate was 14.80% per year. The lowest was 0.20% per year. And the median was 8.20% per year.

Back to Basics: PS Ratio


Origin Bancorp  (FRA:36Z) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Origin Bancorp PS Ratio Related Terms


Origin Bancorp PS Ratio Historical Data

* Premium members only.

The historical data trend for Origin Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Origin Bancorp PS Ratio Chart

Origin Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.82 3.01 3.12 2.95 3.03

Origin Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.22 2.96 3.03 3.25 0.00

FRA:36Z vs QCRH, LKFN, BFC: PS Ratio Comparison

For the Banks - Regional subindustry, Origin Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Origin Bancorp PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Origin Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where Origin Bancorp's PS Ratio falls into.


FRA:36Z
63GF Score
Origin Bancorp Inc FRA:36Z
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Origin Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Origin Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=44.60/11.588
=3.85

Origin Bancorp's Share Price of today is €44.60.
Origin Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €11.59.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 3.85 mean?
Origin Bancorp (FRA:36Z) has a PS Ratio of 3.85 as of Jul. 24, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Origin Bancorp and its competitors. This is 15% above median its historical median of 3.36. Over the past decade, Origin Bancorp's PS Ratio has ranged from 1.97 to 5.74. According to the industry distribution chart, Origin Bancorp ranks #1099 out of 1511 companies in the Banks industry, placing it in the top 72.7%.
Is Origin Bancorp's PS Ratio too high?
Origin Bancorp's current PS Ratio of 3.85 is 15% above median its 10-year median of 3.36. Over the past 10 years, this metric has ranged from a low of 1.97 to a high of 5.74. The Banks industry median PS Ratio is 3.04. Origin Bancorp's value of 3.85 is 26.6% above this industry median. Based on the distribution chart, Origin Bancorp ranks #1099 out of 1511 companies in the Banks industry, which is below the industry midpoint. Overall, Origin Bancorp has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Origin Bancorp's PS Ratio compare to QCRH and LKFN?
According to the Banks industry distribution chart, Origin Bancorp ranks #1099 out of 1511 companies for PS Ratio. This places Origin Bancorp in the lower half of its industry. The industry median PS Ratio is 3.04. Origin Bancorp's value of 3.85 is 26.6% above this benchmark. Historically, Origin Bancorp's own PS Ratio has ranged from 1.97 to 5.74 over the past decade. While the company's 10-year median is 3.36 vs. the industry median of 3.04, Origin Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.04, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Origin Bancorp's current PS Ratio of 3.85 is 26.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Origin Bancorp and its competitors. For the Banks industry, the median PS Ratio is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Origin Bancorp's current PS Ratio is 3.85, which is 15% above median its own 10-year median of 3.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Origin Bancorp stock overvalued right now?
Origin Bancorp (FRA:36Z) has a current PS Ratio of 3.85. The stock's GF Value™ is €32.78, compared to a current price of €44.60 — trading 36.1% above its estimated fair value. The current PS Ratio is 3.85, which is 15% above median its 10-year median of 3.36 and 26.6% above the Banks industry median of 3.04. Origin Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Origin Bancorp (FRA:36Z), the current PS Ratio is 3.85 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Origin Bancorp (FRA:36Z) Overvalued in 2026?

Based on GuruFocus' analysis, Origin Bancorp stock appears to be overvalued. The current stock price of €44.60 is trading 36.1% above its estimated GF Value™ of €32.78.

Key valuation signals for FRA:36Z:

  • PS Ratio: 3.85 (15% above median its 10-year median of 3.36)
  • GF Value™: €32.78 vs. price of €44.60 (36.1% above fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 26.6% above the Banks median (#1099 of 1511)

No single metric tells the full story. See the FRA:36Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Origin Bancorp Business Description

Other Exchanges OBK:USA
Address 500 South Service Road East, Ruston, LA, USA, 71270
Origin Bancorp Inc is a financial holding company that provides personalized, relationship banking to businesses, municipalities, and personal clients in the communities it serves. The company offers a broad range of financial services and operates more than 56 locations in Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama, and the Florida Panhandle. It also provides insurance agency products and services through its wholly owned insurance agency subsidiary. The company operates in one business segment, community banking, and is mainly engaged in attracting deposits from individuals and businesses and using these deposits and borrowed funds to originate commercial, residential mortgage, construction, and consumer loans.
63GF Score

Get the complete analysis for FRA:36Z

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.60
Price
€32.78
GF Value