Yapi Ve Kredi Bankasi AS (IST:YKBNK) OCF Margin %: -57.37% (As of Jun. 2026)

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IST:YKBNK Yapi Ve Kredi Bankasi AS IST:YKBNK
73 GF Score
Price ₺34.02
GF Value ₺42.53
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Yapi Ve Kredi Bankasi AS OCF Margin %?

Yapi Ve Kredi Bankasi AS IST:YKBNK -0.06% 73 OCF Margin % is -57.37% as of Jun. 2026. GuruFocus rates IST:YKBNK with a GF Score™ of 73/100 and a GF Value™ of ₺42.53 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,498 Banks companies, Yapi Ve Kredi Bankasi AS ranks worse than 82.24% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Yapi Ve Kredi Bankasi AS's Cash Flow from Operations for the three months ended in Jun. 2026 was ₺-40,443 Mil. Yapi Ve Kredi Bankasi AS's Revenue for the three months ended in Jun. 2026 was ₺70,498 Mil. Therefore, Yapi Ve Kredi Bankasi AS's OCF Margin % for the quarter that ended in Jun. 2026 was -57.37%.

As of today, Yapi Ve Kredi Bankasi AS's current OCF Yield % is -22.75%.

The historical rank and industry rank for Yapi Ve Kredi Bankasi AS's OCF Margin % or its related term are showing as below:

IST:YKBNK' s OCF Margin % Range Over the Past 10 Years
Min: -53.38   Med: 29.2   Max: 109.05
Current: -22.95


During the past 13 years, the highest OCF Margin % of Yapi Ve Kredi Bankasi AS was 109.05%. The lowest was -53.38%. And the median was 29.20%.

IST:YKBNK's OCF Margin % is ranked worse than
82.24% of 1498 companies
in the Banks industry
Industry Median: 29.705 vs IST:YKBNK: -22.95


Yapi Ve Kredi Bankasi AS OCF Margin % Related Terms


Yapi Ve Kredi Bankasi AS OCF Margin % Historical Data

* Premium members only.

The historical data trend for Yapi Ve Kredi Bankasi AS's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yapi Ve Kredi Bankasi AS OCF Margin % Chart

Yapi Ve Kredi Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 79.41 34.85 102.55 23.54 -48.95

Yapi Ve Kredi Bankasi AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -88.95 104.64 -181.26 34.79 -57.37

Yapi Ve Kredi Bankasi AS OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Yapi Ve Kredi Bankasi AS's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yapi Ve Kredi Bankasi AS OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Yapi Ve Kredi Bankasi AS's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Yapi Ve Kredi Bankasi AS's OCF Margin % falls into.


IST:YKBNK
73GF Score
Yapi Ve Kredi Bankasi AS IST:YKBNK
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yapi Ve Kredi Bankasi AS OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Yapi Ve Kredi Bankasi AS's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-116810.365/238634.809
=-48.95 %

Yapi Ve Kredi Bankasi AS's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-40442.78/70498
=-57.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -57.37% mean?
Yapi Ve Kredi Bankasi AS (IST:YKBNK) has a OCF Margin % of -57.37% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Yapi Ve Kredi Bankasi AS and its competitors. According to the industry distribution chart, Yapi Ve Kredi Bankasi AS ranks #1232 out of 1498 companies in the Banks industry, placing it in the top 82.2%.
Is Yapi Ve Kredi Bankasi AS's OCF Margin % too high?
Yapi Ve Kredi Bankasi AS's current OCF Margin % is -57.37%. Based on the distribution chart, Yapi Ve Kredi Bankasi AS ranks #1232 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Yapi Ve Kredi Bankasi AS has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Yapi Ve Kredi Bankasi AS's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Yapi Ve Kredi Bankasi AS ranks #1232 out of 1498 companies for OCF Margin %. This places Yapi Ve Kredi Bankasi AS in the lower half of its industry. The industry median OCF Margin % is 29.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.71, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Yapi Ve Kredi Bankasi AS and its competitors. For the Banks industry, the median OCF Margin % is 29.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yapi Ve Kredi Bankasi AS's current OCF Margin % is -57.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yapi Ve Kredi Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS (IST:YKBNK) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺42.53, compared to a current price of ₺34.02 — trading 20% below its estimated fair value. The current OCF Margin % is -57.37%. Yapi Ve Kredi Bankasi AS's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Yapi Ve Kredi Bankasi AS (IST:YKBNK), the current OCF Margin % is -57.37% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yapi Ve Kredi Bankasi AS (IST:YKBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS stock appears to be undervalued. The current stock price of ₺34.02 is trading 20% below its estimated GF Value™ of ₺42.53. GuruFocus considers Yapi Ve Kredi Bankasi AS to be Modestly Undervalued.

Key valuation signals for IST:YKBNK:

  • OCF Margin %: -57.37%
  • GF Value™: ₺42.53 vs. price of ₺34.02 (20% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the IST:YKBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yapi Ve Kredi Bankasi AS Business Description

Address Yap Kredi Plaza D Blok Levent, Istanbul, TUR, 34330
Yapi Ve Kredi Bankasi AS is a private capital commercial bank authorised to perform all banking, economic, financial and commercial activities. The company's operating segments are Retail Banking, Corporate Banking, Commercial and SME Banking, Treasury asset-liability management and other. The company generates majority of revenue from retail Banking activities which include card payment systems, individual, individual portfolio, blue class, private banking. Retail Banking products and services offered to customers include card payment systems, consumer loans, commercial installment loans, time and demand deposits, gold banking, investment accounts, life and non-life insurance products and payroll services. It generates majority of income from Domestic country.
73GF Score

Get the complete analysis for IST:YKBNK

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺34.02
Price
₺42.53
GF Value