Yapi Ve Kredi Bankasi AS (IST:YKBNK) OCF Yield %: -26.19 (As of Aug. 01, 2026)

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IST:YKBNK Yapi Ve Kredi Bankasi AS IST:YKBNK
65 GF Score
Price ₺32.76
GF Value ₺21.05
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Yapi Ve Kredi Bankasi AS OCF Yield %?

Yapi Ve Kredi Bankasi AS IST:YKBNK +5.68% 65 OCF Yield % is -26.19 as of Aug. 01, 2026. GuruFocus rates IST:YKBNK with a GF Score™ of 65/100 and a GF Value™ of ₺21.05 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,498 Banks companies, Yapi Ve Kredi Bankasi AS ranks worse than 88.92% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Yapi Ve Kredi Bankasi AS's Trailing 12-Month Cash Flow from Operations is ₺-72,484 Mil, and Market Cap is ₺276,725 Mil. Therefore, Yapi Ve Kredi Bankasi AS's OCF Yield % for today is -26.19%.

The historical rank and industry rank for Yapi Ve Kredi Bankasi AS's OCF Yield % or its related term are showing as below:

IST:YKBNK' s OCF Yield % Range Over the Past 10 Years
Min: -74.52   Med: 18.27   Max: 145.13
Current: -26.19


During the past 13 years, the highest OCF Yield % of Yapi Ve Kredi Bankasi AS was 145.13%. The lowest was -74.52%. And the median was 18.27%.

IST:YKBNK's OCF Yield % is ranked worse than
88.92% of 1498 companies
in the Banks industry
Industry Median: 8.98 vs IST:YKBNK: -26.19

Yapi Ve Kredi Bankasi AS's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Yapi Ve Kredi Bankasi AS OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Yapi Ve Kredi Bankasi AS OCF Yield % Related Terms


Yapi Ve Kredi Bankasi AS OCF Yield % Historical Data

* Premium members only.

The historical data trend for Yapi Ve Kredi Bankasi AS's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yapi Ve Kredi Bankasi AS OCF Yield % Chart

Yapi Ve Kredi Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 97.38 40.28 97.31 13.65 -38.18

Yapi Ve Kredi Bankasi AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -29.23 -71.01 92.25 -157.61 42.29

Yapi Ve Kredi Bankasi AS OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Yapi Ve Kredi Bankasi AS's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yapi Ve Kredi Bankasi AS OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Yapi Ve Kredi Bankasi AS's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Yapi Ve Kredi Bankasi AS's OCF Yield % falls into.


IST:YKBNK
65GF Score
Yapi Ve Kredi Bankasi AS IST:YKBNK
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yapi Ve Kredi Bankasi AS OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Yapi Ve Kredi Bankasi AS's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-116810.365 / 305952.18722
=-38.18%

Yapi Ve Kredi Bankasi AS's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=29489.78 * 4 / 278921.62402
=42.29%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -26.19 mean?
Yapi Ve Kredi Bankasi AS (IST:YKBNK) has a OCF Yield % of -26.19 as of Aug. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Yapi Ve Kredi Bankasi AS and its competitors. According to the industry distribution chart, Yapi Ve Kredi Bankasi AS ranks #1332 out of 1498 companies in the Banks industry, placing it in the top 88.9%.
Is Yapi Ve Kredi Bankasi AS's OCF Yield % too high?
Yapi Ve Kredi Bankasi AS's current OCF Yield % is -26.19. Based on the distribution chart, Yapi Ve Kredi Bankasi AS ranks #1332 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Yapi Ve Kredi Bankasi AS has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yapi Ve Kredi Bankasi AS's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Yapi Ve Kredi Bankasi AS ranks #1332 out of 1498 companies for OCF Yield %. This places Yapi Ve Kredi Bankasi AS in the lower half of its industry. The industry median OCF Yield % is 8.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Yapi Ve Kredi Bankasi AS and its competitors. For the Banks industry, the median OCF Yield % is 8.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yapi Ve Kredi Bankasi AS's current OCF Yield % is -26.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yapi Ve Kredi Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS (IST:YKBNK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₺21.05, compared to a current price of ₺32.76 — trading 55.6% above its estimated fair value. The current OCF Yield % is -26.19. Yapi Ve Kredi Bankasi AS's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Yapi Ve Kredi Bankasi AS (IST:YKBNK), the current OCF Yield % is -26.19 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yapi Ve Kredi Bankasi AS (IST:YKBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS stock appears to be overvalued. The current stock price of ₺32.76 is trading 55.6% above its estimated GF Value™ of ₺21.05. GuruFocus considers Yapi Ve Kredi Bankasi AS to be Significantly Overvalued.

Key valuation signals for IST:YKBNK:

  • OCF Yield %: -26.19
  • GF Value™: ₺21.05 vs. price of ₺32.76 (55.6% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the IST:YKBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yapi Ve Kredi Bankasi AS Business Description

Address Yap Kredi Plaza D Blok Levent, Istanbul, TUR, 34330
Yapi Ve Kredi Bankasi AS is a private capital commercial bank authorised to perform all banking, economic, financial and commercial activities. The company's operating segments are Retail Banking, Corporate Banking, Commercial and SME Banking, Treasury asset-liability management and other. The company generates majority of revenue from retail Banking activities which include card payment systems, individual, individual portfolio, blue class, private banking. Retail Banking products and services offered to customers include card payment systems, consumer loans, commercial installment loans, time and demand deposits, gold banking, investment accounts, life and non-life insurance products and payroll services. It generates majority of income from Domestic country.
65GF Score

Get the complete analysis for IST:YKBNK

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺32.76
Price
₺21.05
GF Value