PT Bank Mestika Dharma Tbk (ISX:BBMD) Cyclically Adjusted FCF per Share: Rp62.43 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BBMD PT Bank Mestika Dharma Tbk ISX:BBMD
48 GF Score
Price Rp2,000.00
GF Value Rp1,929.63
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is PT Bank Mestika Dharma Tbk Cyclically Adjusted FCF per Share?

PT Bank Mestika Dharma Tbk ISX:BBMD 48 Cyclically Adjusted FCF per Share is Rp62.43 as of Jun. 2026. GuruFocus rates ISX:BBMD with a GF Score™ of 48/100 and a GF Value™ of Rp1,929.63 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Bank Mestika Dharma Tbk's adjusted free cash flow per share for the three months ended in Jun. 2026 was Rp84.315. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp62.43 for the trailing ten years ended in Jun. 2026.

During the past 12 months, PT Bank Mestika Dharma Tbk's average Cyclically Adjusted FCF Growth Rate was -100.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -12.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of PT Bank Mestika Dharma Tbk was -12.90% per year. The lowest was -12.90% per year. And the median was -12.90% per year.

As of today (2026-08-10), PT Bank Mestika Dharma Tbk's current stock price is Rp2000.00. PT Bank Mestika Dharma Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was Rp62.43. PT Bank Mestika Dharma Tbk's Cyclically Adjusted Price-to-FCF of today is 32.04.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Mestika Dharma Tbk was 129.58. The lowest was 15.03. And the median was 33.79.


PT Bank Mestika Dharma Tbk  (ISX:BBMD) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PT Bank Mestika Dharma Tbk's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=2000.00/62.43
=32.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Mestika Dharma Tbk was 129.58. The lowest was 15.03. And the median was 33.79.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Bank Mestika Dharma Tbk Cyclically Adjusted FCF per Share Related Terms


PT Bank Mestika Dharma Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Mestika Dharma Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mestika Dharma Tbk Cyclically Adjusted FCF per Share Chart

PT Bank Mestika Dharma Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 83.73 70.84 15.01 55.41

PT Bank Mestika Dharma Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.41 55.08 55.41 56.63 62.43

PT Bank Mestika Dharma Tbk Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Mestika Dharma Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Mestika Dharma Tbk Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Mestika Dharma Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Mestika Dharma Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:BBMD
48GF Score
PT Bank Mestika Dharma Tbk ISX:BBMD
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Mestika Dharma Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Mestika Dharma Tbk's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=84.315/137.6954*137.6954
=84.315

Current CPI (Jun. 2026) = 137.6954.

PT Bank Mestika Dharma Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 86.538 104.142 114.419
201612 -59.746 105.222 -78.185
201703 -32.585 106.476 -42.139
201706 97.352 107.722 124.441
201709 15.032 108.020 19.162
201712 22.306 109.017 28.174
201803 -22.798 110.097 -28.513
201806 37.984 111.085 47.083
201809 18.097 111.135 22.422
201812 -88.757 112.430 -108.703
201903 51.112 112.829 62.377
201906 -49.909 114.730 -59.899
201909 53.026 114.905 63.543
201912 17.876 115.486 21.314
202003 137.003 116.252 162.274
202006 113.851 116.630 134.415
202009 143.528 116.397 169.791
202012 68.814 117.318 80.766
202103 176.691 117.840 206.463
202106 14.411 118.184 16.790
202109 188.810 118.262 219.837
202112 -86.266 119.516 -99.388
202203 32.199 120.948 36.657
202206 56.171 123.322 62.718
202209 179.721 125.298 197.503
202212 -524.085 126.098 -572.287
202303 91.045 126.953 98.749
202306 205.331 127.663 221.467
202309 -216.053 128.151 -232.143
202312 -196.408 129.395 -209.008
202403 266.146 130.607 280.590
202406 -349.852 130.792 -368.319
202409 -94.433 130.361 -99.746
202412 -307.020 131.432 -321.652
202503 280.709 131.948 292.935
202506 55.155 133.241 56.999
202509 57.963 133.819 59.642
202512 -8.085 135.271 -8.230
202603 -32.089 136.539 -32.361
202606 84.315 137.695 84.315

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp62.43 mean?
PT Bank Mestika Dharma Tbk (ISX:BBMD) has a Cyclically Adjusted FCF per Share of Rp62.43 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Mestika Dharma Tbk and its competitors.
Is PT Bank Mestika Dharma Tbk's Cyclically Adjusted FCF per Share too high?
PT Bank Mestika Dharma Tbk's current Cyclically Adjusted FCF per Share is Rp62.43. Overall, PT Bank Mestika Dharma Tbk has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mestika Dharma Tbk's Cyclically Adjusted FCF per Share compare to competitors?
PT Bank Mestika Dharma Tbk's Cyclically Adjusted FCF per Share of Rp62.43 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Mestika Dharma Tbk and its competitors. PT Bank Mestika Dharma Tbk's current Cyclically Adjusted FCF per Share is Rp62.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mestika Dharma Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mestika Dharma Tbk (ISX:BBMD) is currently considered Fairly Valued. The stock's GF Value™ is Rp1,929.63, compared to a current price of Rp2,000.00 — trading 3.6% above its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp62.43. PT Bank Mestika Dharma Tbk's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Bank Mestika Dharma Tbk (ISX:BBMD), the current Cyclically Adjusted FCF per Share is Rp62.43 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mestika Dharma Tbk (ISX:BBMD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mestika Dharma Tbk stock appears to be overvalued. The current stock price of Rp2,000.00 is trading 3.6% above its estimated GF Value™ of Rp1,929.63. GuruFocus considers PT Bank Mestika Dharma Tbk to be Fairly Valued.

Key valuation signals for ISX:BBMD:

  • Cyclically Adjusted FCF per Share: Rp62.43
  • GF Value™: Rp1,929.63 vs. price of Rp2,000.00 (3.6% above fair value)
  • GF Score™: 48/100 with 3 warning signs

No single metric tells the full story. See the ISX:BBMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Mestika Dharma Tbk Business Description

Address Jalan H. Zainul Arifin No. 118, Mestika Building, Sumatera Utara, Medan, IDN, 20112
PT Bank Mestika Dharma Tbk is a company that specializes in providing a wide range of banking services, including current accounts, savings products, time deposits, and consumer loans. Additionally, it offers convenient digital banking solutions such as internet banking, SMS banking, and e-channel facilities, along with traditional services like safe deposit boxes, money changers, and telegraphic transfers. The company's geographic segments include Sumatra, encompassing areas like Medan, Pematang Siantar, and Palembang etc., as well as areas outside Sumatra, such as Jakarta, Semarang, and Surabaya.
48GF Score

Get the complete analysis for ISX:BBMD

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp2,000.00
Price
Rp1,929.63
GF Value