PT Bank Mestika Dharma Tbk (ISX:BBMD) FCF Margin %: -54.20% (As of Mar. 2026)


ISX:BBMD PT Bank Mestika Dharma Tbk ISX:BBMD
48 GF Score
Price Rp1,900.00
GF Value Rp1,889.80
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Bank Mestika Dharma Tbk FCF Margin %?

PT Bank Mestika Dharma Tbk ISX:BBMD -4.76% 48 FCF Margin % is -54.20% as of Mar. 2026. GuruFocus rates ISX:BBMD with a GF Score™ of 48/100 and a GF Value™ of Rp1,889.80 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,508 Banks companies, PT Bank Mestika Dharma Tbk ranks better than 56.3% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Bank Mestika Dharma Tbk's Free Cash Flow for the three months ended in Mar. 2026 was Rp-129,292 Mil. PT Bank Mestika Dharma Tbk's Revenue for the three months ended in Mar. 2026 was Rp238,527 Mil. Therefore, PT Bank Mestika Dharma Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -54.20%.

As of today, PT Bank Mestika Dharma Tbk's current FCF Yield % is 3.84%.

The historical rank and industry rank for PT Bank Mestika Dharma Tbk's FCF Margin % or its related term are showing as below:

ISX:BBMD' s FCF Margin % Range Over the Past 10 Years
Min: -193.89   Med: 24.94   Max: 200.75
Current: 29.88


During the past 13 years, the highest FCF Margin % of PT Bank Mestika Dharma Tbk was 200.75%. The lowest was -193.89%. And the median was 24.94%.

ISX:BBMD's FCF Margin % is ranked better than
56.3% of 1508 companies
in the Banks industry
Industry Median: 26.355 vs ISX:BBMD: 29.88


PT Bank Mestika Dharma Tbk FCF Margin % Related Terms


PT Bank Mestika Dharma Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Mestika Dharma Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mestika Dharma Tbk FCF Margin % Chart

PT Bank Mestika Dharma Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 113.84 -92.74 -44.72 -193.89 157.02

PT Bank Mestika Dharma Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 461.99 91.08 93.08 -13.03 -54.20

PT Bank Mestika Dharma Tbk FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Mestika Dharma Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Mestika Dharma Tbk FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Mestika Dharma Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Mestika Dharma Tbk's FCF Margin % falls into.


ISX:BBMD
48GF Score
PT Bank Mestika Dharma Tbk ISX:BBMD
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Mestika Dharma Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Bank Mestika Dharma Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1554202.881/989808.611
=157.02 %

PT Bank Mestika Dharma Tbk's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-129291.998/238527.008
=-54.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -54.20% mean?
PT Bank Mestika Dharma Tbk (ISX:BBMD) has a FCF Margin % of -54.20% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Mestika Dharma Tbk and its competitors. According to the industry distribution chart, PT Bank Mestika Dharma Tbk ranks #659 out of 1508 companies in the Banks industry, placing it in the top 43.7%.
Is PT Bank Mestika Dharma Tbk's FCF Margin % too high?
PT Bank Mestika Dharma Tbk's current FCF Margin % is -54.20%. Based on the distribution chart, PT Bank Mestika Dharma Tbk ranks #659 out of 1508 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Mestika Dharma Tbk has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mestika Dharma Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Mestika Dharma Tbk ranks #659 out of 1508 companies for FCF Margin %. This puts PT Bank Mestika Dharma Tbk in the upper half of its industry. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Mestika Dharma Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mestika Dharma Tbk's current FCF Margin % is -54.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mestika Dharma Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mestika Dharma Tbk (ISX:BBMD) is currently considered Fairly Valued. The stock's GF Value™ is Rp1,889.80, compared to a current price of Rp1,900.00 — trading 0.5% above its estimated fair value. The current FCF Margin % is -54.20%. PT Bank Mestika Dharma Tbk's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Mestika Dharma Tbk (ISX:BBMD), the current FCF Margin % is -54.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mestika Dharma Tbk (ISX:BBMD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mestika Dharma Tbk stock appears to be overvalued. The current stock price of Rp1,900.00 is trading 0.5% above its estimated GF Value™ of Rp1,889.80. GuruFocus considers PT Bank Mestika Dharma Tbk to be Fairly Valued.

Key valuation signals for ISX:BBMD:

  • FCF Margin %: -54.20%
  • GF Value™: Rp1,889.80 vs. price of Rp1,900.00 (0.5% above fair value)
  • GF Score™: 48/100 with 3 warning signs

No single metric tells the full story. See the ISX:BBMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Mestika Dharma Tbk Business Description

Address Jalan H. Zainul Arifin No. 118, Mestika Building, Sumatera Utara, Medan, IDN, 20112
PT Bank Mestika Dharma Tbk is a company that specializes in providing a wide range of banking services, including current accounts, savings products, time deposits, and consumer loans. Additionally, it offers convenient digital banking solutions such as internet banking, SMS banking, and e-channel facilities, along with traditional services like safe deposit boxes, money changers, and telegraphic transfers. The company's geographic segments include Sumatra, encompassing areas like Medan, Pematang Siantar, and Palembang etc., as well as areas outside Sumatra, such as Jakarta, Semarang, and Surabaya.
48GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,900.00
Price
Rp1,889.80
GF Value