PT Bank Mestika Dharma Tbk (ISX:BBMD) 5-Year Yield-on-Cost %: 1.12 (As of Aug. 28, 2026) — 29% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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ISX:BBMD PT Bank Mestika Dharma Tbk ISX:BBMD
49 GF Score
Price Rp1,970.00
GF Value Rp1,927.42
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Bank Mestika Dharma Tbk 5-Year Yield-on-Cost %?

PT Bank Mestika Dharma Tbk ISX:BBMD -1.01% 49 5-Year Yield-on-Cost % is 1.12 as of Aug. 28, 2026, which is 29% below its 10-year median of 1.58. GuruFocus rates ISX:BBMD with a GF Score™ of 49/100 and a GF Value™ of Rp1,927.42 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,247 Banks companies, PT Bank Mestika Dharma Tbk ranks worse than 92.06% on this metric.

PT Bank Mestika Dharma Tbk's yield on cost for the quarter that ended in Jun. 2026 was 1.12.


The historical rank and industry rank for PT Bank Mestika Dharma Tbk's 5-Year Yield-on-Cost % or its related term are showing as below:

ISX:BBMD' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.91   Med: 1.58   Max: 2.01
Current: 1.12


During the past 13 years, PT Bank Mestika Dharma Tbk's highest Yield on Cost was 2.01. The lowest was 0.91. And the median was 1.58.


ISX:BBMD's 5-Year Yield-on-Cost % is ranked worse than
92.06% of 1247 companies
in the Banks industry
Industry Median: 3.86 vs ISX:BBMD: 1.12

PT Bank Mestika Dharma Tbk  (ISX:BBMD) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


PT Bank Mestika Dharma Tbk 5-Year Yield-on-Cost % Related Terms


PT Bank Mestika Dharma Tbk 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Mestika Dharma Tbk's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Mestika Dharma Tbk 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Mestika Dharma Tbk's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where PT Bank Mestika Dharma Tbk's 5-Year Yield-on-Cost % falls into.


ISX:BBMD
49GF Score
PT Bank Mestika Dharma Tbk ISX:BBMD
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Mestika Dharma Tbk 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of PT Bank Mestika Dharma Tbk is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 1.12 mean?
PT Bank Mestika Dharma Tbk (ISX:BBMD) has a 5-Year Yield-on-Cost % of 1.12 as of Aug. 28, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank Mestika Dharma Tbk and its competitors. This is 29% below median its historical median of 1.58. Over the past decade, PT Bank Mestika Dharma Tbk's 5-Year Yield-on-Cost % has ranged from 0.91 to 2.01. According to the industry distribution chart, PT Bank Mestika Dharma Tbk ranks #1148 out of 1247 companies in the Banks industry, placing it in the top 92.1%.
Is PT Bank Mestika Dharma Tbk's 5-Year Yield-on-Cost % too high?
PT Bank Mestika Dharma Tbk's current 5-Year Yield-on-Cost % of 1.12 is 29% below median its 10-year median of 1.58. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 2.01. The Banks industry median 5-Year Yield-on-Cost % is 3.86. PT Bank Mestika Dharma Tbk's value of 1.12 is 71% below this industry median. Based on the distribution chart, PT Bank Mestika Dharma Tbk ranks #1148 out of 1247 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Mestika Dharma Tbk has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mestika Dharma Tbk's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, PT Bank Mestika Dharma Tbk ranks #1148 out of 1247 companies for 5-Year Yield-on-Cost %. This places PT Bank Mestika Dharma Tbk in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. PT Bank Mestika Dharma Tbk's value of 1.12 is 71% below this benchmark. Historically, PT Bank Mestika Dharma Tbk's own 5-Year Yield-on-Cost % has ranged from 0.91 to 2.01 over the past decade. While the company's 10-year median is 1.58 vs. the industry median of 3.86, PT Bank Mestika Dharma Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Mestika Dharma Tbk's current 5-Year Yield-on-Cost % of 1.12 is 71% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank Mestika Dharma Tbk and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mestika Dharma Tbk's current 5-Year Yield-on-Cost % is 1.12, which is 29% below median its own 10-year median of 1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mestika Dharma Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mestika Dharma Tbk (ISX:BBMD) is currently considered Fairly Valued. The stock's GF Value™ is Rp1,927.42, compared to a current price of Rp1,970.00 — trading 2.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.12, which is 29% below median its 10-year median of 1.58 and 71% below the Banks industry median of 3.86. PT Bank Mestika Dharma Tbk's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PT Bank Mestika Dharma Tbk (ISX:BBMD), the current 5-Year Yield-on-Cost % is 1.12 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mestika Dharma Tbk (ISX:BBMD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mestika Dharma Tbk stock appears to be overvalued. The current stock price of Rp1,970.00 is trading 2.2% above its estimated GF Value™ of Rp1,927.42. GuruFocus considers PT Bank Mestika Dharma Tbk to be Fairly Valued.

Key valuation signals for ISX:BBMD:

  • 5-Year Yield-on-Cost %: 1.12 (29% below median its 10-year median of 1.58)
  • GF Value™: Rp1,927.42 vs. price of Rp1,970.00 (2.2% above fair value)
  • GF Score™: 49/100 with 3 warning signs
  • Industry Position: 71% below the Banks median (#1148 of 1247)

No single metric tells the full story. See the ISX:BBMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Mestika Dharma Tbk Business Description

Address Jalan H. Zainul Arifin No. 118, Mestika Building, Sumatera Utara, Medan, IDN, 20112
PT Bank Mestika Dharma Tbk is a company that specializes in providing a wide range of banking services, including current accounts, savings products, time deposits, and consumer loans. Additionally, it offers convenient digital banking solutions such as internet banking, SMS banking, and e-channel facilities, along with traditional services like safe deposit boxes, money changers, and telegraphic transfers. The company's geographic segments include Sumatra, encompassing areas like Medan, Pematang Siantar, and Palembang etc., as well as areas outside Sumatra, such as Jakarta, Semarang, and Surabaya.
49GF Score

Get the complete analysis for ISX:BBMD

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,970.00
Price
Rp1,927.42
GF Value