PT Bank Mestika Dharma Tbk (ISX:BBMD) PB Ratio: 1.50 (As of Aug. 07, 2026) — 18% Below Median

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ISX:BBMD PT Bank Mestika Dharma Tbk ISX:BBMD
48 GF Score
Price Rp2,000.00
GF Value Rp1,930.24
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is PT Bank Mestika Dharma Tbk PB Ratio?

PT Bank Mestika Dharma Tbk ISX:BBMD 48 PB Ratio is 1.50 as of Aug. 07, 2026, which is 18% below its 10-year median of 1.82. GuruFocus rates ISX:BBMD with a GF Score™ of 48/100 and a GF Value™ of Rp1,930.24 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,513 Banks companies, PT Bank Mestika Dharma Tbk ranks worse than 75.74% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-07), PT Bank Mestika Dharma Tbk's share price is Rp2000.00. PT Bank Mestika Dharma Tbk's Book Value per Share for the quarter that ended in Jun. 2026 was Rp1,329.14. Hence, PT Bank Mestika Dharma Tbk's PB Ratio of today is 1.50.

The historical rank and industry rank for PT Bank Mestika Dharma Tbk's PB Ratio or its related term are showing as below:

ISX:BBMD' s PB Ratio Range Over the Past 10 Years
Min: 1.35   Med: 1.82   Max: 3.3
Current: 1.5

During the past 13 years, PT Bank Mestika Dharma Tbk's highest PB Ratio was 3.30. The lowest was 1.35. And the median was 1.82.

ISX:BBMD's PB Ratio is ranked worse than
75.74% of 1513 companies
in the Banks industry
Industry Median: 1.12 vs ISX:BBMD: 1.50

During the past 12 months, PT Bank Mestika Dharma Tbk's average Book Value Per Share Growth Rate was 0.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 7.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 9.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Bank Mestika Dharma Tbk was 13.30% per year. The lowest was 6.20% per year. And the median was 9.20% per year.

Back to Basics: PB Ratio


PT Bank Mestika Dharma Tbk  (ISX:BBMD) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


PT Bank Mestika Dharma Tbk PB Ratio Related Terms


PT Bank Mestika Dharma Tbk PB Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Mestika Dharma Tbk's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mestika Dharma Tbk PB Ratio Chart

PT Bank Mestika Dharma Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.06 1.88 1.64 1.53 1.52

PT Bank Mestika Dharma Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.65 1.60 1.52 1.49 1.43

PT Bank Mestika Dharma Tbk PB Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Mestika Dharma Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Mestika Dharma Tbk PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Mestika Dharma Tbk's PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Mestika Dharma Tbk's PB Ratio falls into.


ISX:BBMD
48GF Score
PT Bank Mestika Dharma Tbk ISX:BBMD
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Mestika Dharma Tbk PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

PT Bank Mestika Dharma Tbk's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2026)
=2000.00/1329.141
=1.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.50 mean?
PT Bank Mestika Dharma Tbk (ISX:BBMD) has a PB Ratio of 1.50 as of Aug. 07, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Mestika Dharma Tbk and its competitors. This is 18% below median its historical median of 1.82. Over the past decade, PT Bank Mestika Dharma Tbk's PB Ratio has ranged from 1.35 to 3.30. According to the industry distribution chart, PT Bank Mestika Dharma Tbk ranks #1146 out of 1513 companies in the Banks industry, placing it in the top 75.7%.
Is PT Bank Mestika Dharma Tbk's PB Ratio too high?
PT Bank Mestika Dharma Tbk's current PB Ratio of 1.50 is 18% below median its 10-year median of 1.82. Over the past 10 years, this metric has ranged from a low of 1.35 to a high of 3.30. The Banks industry median PB Ratio is 1.12. PT Bank Mestika Dharma Tbk's value of 1.50 is 33.9% above this industry median. Based on the distribution chart, PT Bank Mestika Dharma Tbk ranks #1146 out of 1513 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Mestika Dharma Tbk has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mestika Dharma Tbk's PB Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Mestika Dharma Tbk ranks #1146 out of 1513 companies for PB Ratio. This places PT Bank Mestika Dharma Tbk in the lower half of its industry. The industry median PB Ratio is 1.12. PT Bank Mestika Dharma Tbk's value of 1.50 is 33.9% above this benchmark. Historically, PT Bank Mestika Dharma Tbk's own PB Ratio has ranged from 1.35 to 3.30 over the past decade. While the company's 10-year median is 1.82 vs. the industry median of 1.12, PT Bank Mestika Dharma Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Mestika Dharma Tbk's current PB Ratio of 1.50 is 33.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Mestika Dharma Tbk and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mestika Dharma Tbk's current PB Ratio is 1.50, which is 18% below median its own 10-year median of 1.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mestika Dharma Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mestika Dharma Tbk (ISX:BBMD) is currently considered Fairly Valued. The stock's GF Value™ is Rp1,930.24, compared to a current price of Rp2,000.00 — trading 3.6% above its estimated fair value. The current PB Ratio is 1.50, which is 18% below median its 10-year median of 1.82 and 33.9% above the Banks industry median of 1.12. PT Bank Mestika Dharma Tbk's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Bank Mestika Dharma Tbk (ISX:BBMD), the current PB Ratio is 1.50 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mestika Dharma Tbk (ISX:BBMD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mestika Dharma Tbk stock appears to be overvalued. The current stock price of Rp2,000.00 is trading 3.6% above its estimated GF Value™ of Rp1,930.24. GuruFocus considers PT Bank Mestika Dharma Tbk to be Fairly Valued.

Key valuation signals for ISX:BBMD:

  • PB Ratio: 1.50 (18% below median its 10-year median of 1.82)
  • GF Value™: Rp1,930.24 vs. price of Rp2,000.00 (3.6% above fair value)
  • GF Score™: 48/100 with 3 warning signs
  • Industry Position: 33.9% above the Banks median (#1146 of 1513)

No single metric tells the full story. See the ISX:BBMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Mestika Dharma Tbk Business Description

Address Jalan H. Zainul Arifin No. 118, Mestika Building, Sumatera Utara, Medan, IDN, 20112
PT Bank Mestika Dharma Tbk is a company that specializes in providing a wide range of banking services, including current accounts, savings products, time deposits, and consumer loans. Additionally, it offers convenient digital banking solutions such as internet banking, SMS banking, and e-channel facilities, along with traditional services like safe deposit boxes, money changers, and telegraphic transfers. The company's geographic segments include Sumatra, encompassing areas like Medan, Pematang Siantar, and Palembang etc., as well as areas outside Sumatra, such as Jakarta, Semarang, and Surabaya.
48GF Score

Get the complete analysis for ISX:BBMD

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp2,000.00
Price
Rp1,930.24
GF Value