PT Bank Mestika Dharma Tbk (ISX:BBMD) Cyclically Adjusted PS Ratio: 7.70 (As of Aug. 18, 2026) — Near Median

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ISX:BBMD PT Bank Mestika Dharma Tbk ISX:BBMD
47 GF Score
Price Rp2,020.00
GF Value Rp1,929.46
Valuation Fairly Valued
! 4 Warning Signs
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What is PT Bank Mestika Dharma Tbk Cyclically Adjusted PS Ratio?

PT Bank Mestika Dharma Tbk ISX:BBMD 47 Cyclically Adjusted PS Ratio is 7.70 as of Aug. 18, 2026, which is 6% below its 10-year median of 8.19. GuruFocus rates ISX:BBMD with a GF Score™ of 47/100 and a GF Value™ of Rp1,929.46 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,304 Banks companies, PT Bank Mestika Dharma Tbk ranks worse than 93.02% on this metric.

As of today (2026-08-18), PT Bank Mestika Dharma Tbk's current share price is Rp2020.00. PT Bank Mestika Dharma Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was Rp262.29. PT Bank Mestika Dharma Tbk's Cyclically Adjusted PS Ratio for today is 7.70.

The historical rank and industry rank for PT Bank Mestika Dharma Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:

ISX:BBMD' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 6.89   Med: 8.19   Max: 9.34
Current: 7.7

During the past years, PT Bank Mestika Dharma Tbk's highest Cyclically Adjusted PS Ratio was 9.34. The lowest was 6.89. And the median was 8.19.

ISX:BBMD's Cyclically Adjusted PS Ratio is ranked worse than
93.02% of 1304 companies
in the Banks industry
Industry Median: 3.45 vs ISX:BBMD: 7.70

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Bank Mestika Dharma Tbk's adjusted revenue per share data for the three months ended in Jun. 2026 was Rp61.567. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Rp262.29 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank Mestika Dharma Tbk  (ISX:BBMD) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT Bank Mestika Dharma Tbk Cyclically Adjusted PS Ratio Related Terms


PT Bank Mestika Dharma Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Mestika Dharma Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mestika Dharma Tbk Cyclically Adjusted PS Ratio Chart

PT Bank Mestika Dharma Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 9.21 8.32 7.80 7.97

PT Bank Mestika Dharma Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.65 8.36 7.97 7.62 7.24

PT Bank Mestika Dharma Tbk Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Mestika Dharma Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Mestika Dharma Tbk Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Mestika Dharma Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Mestika Dharma Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:BBMD
47GF Score
PT Bank Mestika Dharma Tbk ISX:BBMD
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Mestika Dharma Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT Bank Mestika Dharma Tbk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2020.00/262.29
=7.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mestika Dharma Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, PT Bank Mestika Dharma Tbk's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=61.567/137.6954*137.6954
=61.567

Current CPI (Jun. 2026) = 137.6954.

PT Bank Mestika Dharma Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 47.542 104.142 62.859
201612 45.208 105.222 59.160
201703 49.720 106.476 64.298
201706 50.507 107.722 64.561
201709 48.691 108.020 62.067
201712 47.776 109.017 60.344
201803 45.753 110.097 57.222
201806 46.438 111.085 57.562
201809 46.744 111.135 57.916
201812 45.536 112.430 55.769
201903 47.306 112.829 57.732
201906 46.365 114.730 55.646
201909 48.241 114.905 57.809
201912 46.388 115.486 55.309
202003 54.252 116.252 64.259
202006 51.718 116.630 61.059
202009 58.344 116.397 69.020
202012 65.183 117.318 76.505
202103 58.478 117.840 68.331
202106 63.692 118.184 74.207
202109 65.634 118.262 76.419
202112 70.137 119.516 80.805
202203 66.190 120.948 75.355
202206 71.092 123.322 79.378
202209 69.175 125.298 76.019
202212 69.563 126.098 75.961
202303 65.782 126.953 71.349
202306 65.752 127.663 70.919
202309 62.965 128.151 67.654
202312 65.123 129.395 69.301
202403 62.148 130.607 65.521
202406 61.265 130.792 64.499
202409 64.212 130.361 67.825
202412 62.789 131.432 65.781
202503 60.761 131.948 63.407
202506 60.558 133.241 62.583
202509 62.272 133.819 64.076
202512 62.072 135.271 63.184
202603 59.201 136.539 59.703
202606 61.567 137.695 61.567

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 7.70 mean?
PT Bank Mestika Dharma Tbk (ISX:BBMD) has a Cyclically Adjusted PS Ratio of 7.70 as of Aug. 18, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Mestika Dharma Tbk and its competitors. This is near median its historical median of 8.19. Over the past decade, PT Bank Mestika Dharma Tbk's Cyclically Adjusted PS Ratio has ranged from 6.89 to 9.34. According to the industry distribution chart, PT Bank Mestika Dharma Tbk ranks #1213 out of 1304 companies in the Banks industry, placing it in the top 93%.
Is PT Bank Mestika Dharma Tbk's Cyclically Adjusted PS Ratio too high?
PT Bank Mestika Dharma Tbk's current Cyclically Adjusted PS Ratio of 7.70 is near median its 10-year median of 8.19. Over the past 10 years, this metric has ranged from a low of 6.89 to a high of 9.34. The Banks industry median Cyclically Adjusted PS Ratio is 3.45. PT Bank Mestika Dharma Tbk's value of 7.70 is 123.2% above this industry median. Based on the distribution chart, PT Bank Mestika Dharma Tbk ranks #1213 out of 1304 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Mestika Dharma Tbk has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mestika Dharma Tbk's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Mestika Dharma Tbk ranks #1213 out of 1304 companies for Cyclically Adjusted PS Ratio. This places PT Bank Mestika Dharma Tbk in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.45. PT Bank Mestika Dharma Tbk's value of 7.70 is 123.2% above this benchmark. Historically, PT Bank Mestika Dharma Tbk's own Cyclically Adjusted PS Ratio has ranged from 6.89 to 9.34 over the past decade. While the company's 10-year median is 8.19 vs. the industry median of 3.45, PT Bank Mestika Dharma Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.45, based on 1,304 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Mestika Dharma Tbk's current Cyclically Adjusted PS Ratio of 7.70 is 123.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Mestika Dharma Tbk and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mestika Dharma Tbk's current Cyclically Adjusted PS Ratio is 7.70, which is near median its own 10-year median of 8.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mestika Dharma Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mestika Dharma Tbk (ISX:BBMD) is currently considered Fairly Valued. The stock's GF Value™ is Rp1,929.46, compared to a current price of Rp2,020.00 — trading 4.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 7.70, which is near median its 10-year median of 8.19 and 123.2% above the Banks industry median of 3.45. PT Bank Mestika Dharma Tbk's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Bank Mestika Dharma Tbk (ISX:BBMD), the current Cyclically Adjusted PS Ratio is 7.70 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mestika Dharma Tbk (ISX:BBMD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mestika Dharma Tbk stock appears to be overvalued. The current stock price of Rp2,020.00 is trading 4.7% above its estimated GF Value™ of Rp1,929.46. GuruFocus considers PT Bank Mestika Dharma Tbk to be Fairly Valued.

Key valuation signals for ISX:BBMD:

  • Cyclically Adjusted PS Ratio: 7.70 (near median its 10-year median of 8.19)
  • GF Value™: Rp1,929.46 vs. price of Rp2,020.00 (4.7% above fair value)
  • GF Score™: 47/100 with 4 warning signs
  • Industry Position: 123.2% above the Banks median (#1213 of 1304)

No single metric tells the full story. See the ISX:BBMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Mestika Dharma Tbk Business Description

Address Jalan H. Zainul Arifin No. 118, Mestika Building, Sumatera Utara, Medan, IDN, 20112
PT Bank Mestika Dharma Tbk is a company that specializes in providing a wide range of banking services, including current accounts, savings products, time deposits, and consumer loans. Additionally, it offers convenient digital banking solutions such as internet banking, SMS banking, and e-channel facilities, along with traditional services like safe deposit boxes, money changers, and telegraphic transfers. The company's geographic segments include Sumatra, encompassing areas like Medan, Pematang Siantar, and Palembang etc., as well as areas outside Sumatra, such as Jakarta, Semarang, and Surabaya.
47GF Score

Get the complete analysis for ISX:BBMD

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp2,020.00
Price
Rp1,929.46
GF Value