India Finsec (BOM:535667) Cyclically Adjusted PB Ratio: (As of Sep. 02, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:535667 India Finsec Ltd BOM:535667
34 GF Score
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What is India Finsec Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


India Finsec  (BOM:535667) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


India Finsec Cyclically Adjusted PB Ratio Related Terms


India Finsec Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for India Finsec's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

India Finsec Cyclically Adjusted PB Ratio Chart

India Finsec Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 5.88

India Finsec Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 5.88 0.00

BOM:535667 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, India Finsec's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


India Finsec Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, India Finsec's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where India Finsec's Cyclically Adjusted PB Ratio falls into.


BOM:535667
34GF Score
India Finsec Ltd BOM:535667
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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India Finsec Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

India Finsec's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, India Finsec's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

India Finsec Quarterly Data

Book Value per Share CPI Adj_Book
201403 17.919 91.425 32.802
201409 18.230 96.780 31.524
201412 0.000 96.780 0.000
201503 16.537 97.163 28.484
201509 16.807 101.753 27.643
201512 0.000 102.901 0.000
201603 16.903 102.518 27.594
201703 17.424 105.196 27.720
201803 18.479 109.786 28.169
201812 0.000 115.142 0.000
201903 18.862 118.202 26.706
201906 0.000 120.880 0.000
201909 19.220 123.175 26.114
201912 0.000 126.235 0.000
202003 19.530 124.705 26.210
202006 0.000 127.000 0.000
202009 20.272 130.118 26.074
202012 0.000 130.889 0.000
202103 21.073 131.771 26.764
202106 0.000 134.084 0.000
202109 22.404 135.847 27.601
202112 0.000 138.161 0.000
202203 23.139 138.822 27.895
202206 0.000 142.347 0.000
202209 23.709 144.661 27.429
202212 0.000 145.763 0.000
202303 24.355 146.865 27.753
202306 0.000 150.280 0.000
202309 25.797 151.492 28.499
202312 0.000 152.924 0.000
202403 27.421 153.035 29.987
202406 0.000 155.789 0.000
202409 29.705 157.882 31.488
202412 0.000 158.323 0.000
202503 38.998 157.552 41.425
202506 0.000 159.755 0.000
202509 41.649 162.289 42.950
202512 0.000 163.281 0.000
202603 44.269 164.272 45.100
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


India Finsec Business Description

Address Prashant Vihar, Sector-14, D-16, 1st Floor, Above ICICI Bank, New Delhi, IND, 110085
India Finsec Ltd operates as a non-banking financial company. It is engaged in the business of financing, inter corporate deposits, advancing short-term loans, long-term loans, granting credits to individuals and companies, etc. The company also deals in stocks, shares, and securities. It is engaged in a single segment, i.e., finance/lending.
34GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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