India Finsec (BOM:535667) PEG Ratio: 0.79 (As of Sep. 09, 2026) — 36% Above Median

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BOM:535667 India Finsec Ltd BOM:535667
67 GF Score
Price ₹226.90
! 6 Warning Signs
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What is India Finsec PEG Ratio?

India Finsec BOM:535667 -7.18% 67 PEG Ratio is 0.79 as of Sep. 09, 2026, which is 36% above its 10-year median of 0.58. GuruFocus rates BOM:535667 with a GF Score™ of 67/100. The stock has 6 warning signs investors should review. Among 232 Credit Services companies, India Finsec ranks worse than 431034.05% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, India Finsec's PE Ratio without NRI is 28.41. India Finsec's 5-Year EBITDA growth rate is 36.10%. Therefore, India Finsec's PEG Ratio for today is 0.79.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for India Finsec's PEG Ratio or its related term are showing as below:

BOM:535667' s PEG Ratio Range Over the Past 10 Years
Min: 0.16   Med: 0.58   Max: 20.35
Current: 0.79


During the past 13 years, India Finsec's highest PEG Ratio was 20.35. The lowest was 0.16. And the median was 0.58.


BOM:535667's PEG Ratio is not ranked
in the Credit Services industry.
Industry Median: 0.8 vs BOM:535667: 0.79

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


India Finsec  (BOM:535667) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


India Finsec PEG Ratio Related Terms


India Finsec PEG Ratio Historical Data

* Premium members only.

The historical data trend for India Finsec's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

India Finsec PEG Ratio Chart

India Finsec Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.22 0.55 0.51

India Finsec Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.61 0.65 0.63 0.51 0.57

BOM:535667 vs V, MA, AXP: PEG Ratio Comparison

For the Credit Services subindustry, India Finsec's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


India Finsec PEG Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, India Finsec's PEG Ratio distribution charts can be found below:

* The bar in red indicates where India Finsec's PEG Ratio falls into.


BOM:535667
67GF Score
India Finsec Ltd BOM:535667
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

India Finsec PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

India Finsec's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=28.412221387428/36.10
=0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.79 mean?
India Finsec (BOM:535667) has a PEG Ratio of 0.79 as of Sep. 09, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on India Finsec and its competitors. This is 36% above median its historical median of 0.58. Over the past decade, India Finsec's PEG Ratio has ranged from 0.16 to 20.35. According to the industry distribution chart, India Finsec ranks #999999 out of 232 companies in the Credit Services industry.
Is India Finsec's PEG Ratio too high?
India Finsec's current PEG Ratio of 0.79 is 36% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 20.35. The Credit Services industry median PEG Ratio is 0.80. India Finsec's value of 0.79 is 1.3% below this industry median. Based on the distribution chart, India Finsec ranks #999999 out of 232 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, India Finsec has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does India Finsec's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, India Finsec ranks #999999 out of 232 companies for PEG Ratio. This places India Finsec in the lower half of its industry. The industry median PEG Ratio is 0.80. India Finsec's value of 0.79 is 1.3% below this benchmark. Historically, India Finsec's own PEG Ratio has ranged from 0.16 to 20.35 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 0.80, India Finsec has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.80, based on 232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. India Finsec's current PEG Ratio of 0.79 is 1.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on India Finsec and its competitors. For the Credit Services industry, the median PEG Ratio is 0.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. India Finsec's current PEG Ratio is 0.79, which is 36% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Finsec stock overvalued right now?
India Finsec (BOM:535667) has a current PEG Ratio of 0.79. The current PEG Ratio is 0.79, which is 36% above median its 10-year median of 0.58 and 1.3% below the Credit Services industry median of 0.80. India Finsec's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For India Finsec (BOM:535667), the current PEG Ratio is 0.79 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

India Finsec Business Description

Address Prashant Vihar, Sector-14, D-16, 1st Floor, Above ICICI Bank, New Delhi, IND, 110085
India Finsec Ltd operates as a non-banking financial company. It is engaged in the business of financing, inter corporate deposits, advancing short-term loans, long-term loans, granting credits to individuals and companies, etc. The company also deals in stocks, shares, and securities. It is engaged in a single segment, i.e., finance/lending.
67GF Score

Get the complete analysis for BOM:535667

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹226.90
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