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India FinsecBOM:535667 -0.48%50 Quick Ratio is 3.82 as of Mar. 2026, which is 96% below its 10-year median of 95.85. GuruFocus rates BOM:535667 with a GF Score™ of 50/100. The stock has 6 warning signs investors should review. Among 398 Credit Services companies, India Finsec ranks worse than 50.25% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. India Finsec's quick ratio for the quarter that ended in Mar. 2026 was 3.82.
India Finsec has a quick ratio of 3.82. It generally indicates good short-term financial strength.
The historical rank and industry rank for India Finsec's Quick Ratio or its related term are showing as below:
BOM:535667'
s Quick Ratio Range Over the Past 10 Years
Min: 3.82 Med: 95.85 Max: 173.16
Current: 3.82
During the past 13 years, India Finsec's highest Quick Ratio was 173.16. The lowest was 3.82. And the median was 95.85.
BOM:535667's Quick Ratio is ranked worse than 50.25% of 398
companies
in the Credit Services industry
Industry Median: 3.84
vs BOM:535667: 3.82
India Finsec (BOM:535667) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
India Finsec Quick Ratio Related Terms
India Finsec Quick Ratio Historical Data
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The historical data trend for India Finsec's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, India Finsec's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
India Finsec Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, India Finsec's Quick Ratio distribution charts can be found below:
* The bar in red indicates where India Finsec's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
India Finsec's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
India Finsec (BOM:535667) has a Quick Ratio of 3.82 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on India Finsec and its competitors. This is 96% below median its historical median of 95.85. Over the past decade, India Finsec's Quick Ratio has ranged from 3.82 to 173.16. According to the industry distribution chart, India Finsec ranks #200 out of 398 companies in the Credit Services industry, placing it in the top 50.3%.
Is India Finsec's Quick Ratio too high?
India Finsec's current Quick Ratio of 3.82 is 96% below median its 10-year median of 95.85. Over the past 10 years, this metric has ranged from a low of 3.82 to a high of 173.16. The Credit Services industry median Quick Ratio is 3.84. India Finsec's value of 3.82 is 0.5% below this industry median. Based on the distribution chart, India Finsec ranks #200 out of 398 companies in the Credit Services industry, which is below the industry midpoint. Overall, India Finsec has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does India Finsec's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, India Finsec ranks #200 out of 398 companies for Quick Ratio. This places India Finsec in the lower half of its industry. The industry median Quick Ratio is 3.84. India Finsec's value of 3.82 is 0.5% below this benchmark. Historically, India Finsec's own Quick Ratio has ranged from 3.82 to 173.16 over the past decade. While the company's 10-year median is 95.85 vs. the industry median of 3.84, India Finsec has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 3.84, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. India Finsec's current Quick Ratio of 3.82 is 0.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on India Finsec and its competitors. For the Credit Services industry, the median Quick Ratio is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. India Finsec's current Quick Ratio is 3.82, which is 96% below median its own 10-year median of 95.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Finsec stock overvalued right now?
India Finsec (BOM:535667) has a current Quick Ratio of 3.82. The current Quick Ratio is 3.82, which is 96% below median its 10-year median of 95.85 and 0.5% below the Credit Services industry median of 3.84. India Finsec's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For India Finsec (BOM:535667), the current Quick Ratio is 3.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
India Finsec Ltd operates as a non-banking financial company. It is engaged in the business of financing, inter corporate deposits, advancing short-term loans, long-term loans, granting credits to individuals and companies, etc. The company also deals in stocks, shares, and securities. It is engaged in a single segment, i.e., finance/lending.
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