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India FinsecBOM:535667 -7.18%67 Pretax Margin % is 33.03% as of Jun. 2026, which is 25% above its 10-year median of 26.32. GuruFocus rates BOM:535667 with a GF Score™ of 67/100. The stock has 6 warning signs investors should review. Among 534 Credit Services companies, India Finsec ranks better than 65.54% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. India Finsec's Pre-Tax Income for the
three
months ended in Jun. 2026 was ₹94.1 Mil. India Finsec's Revenue for the
three
months ended in Jun. 2026 was ₹285.0 Mil. Therefore, India Finsec's pretax margin for the quarter that ended in Jun. 2026 was 33.03%.
The historical rank and industry rank for India Finsec's Pretax Margin % or its related term are showing as below:
BOM:535667'
s Pretax Margin % Range Over the Past 10 Years
Min: 14.6 Med: 26.32 Max: 38.13
Current: 33.7
BOM:535667's Pretax Margin % is ranked better than 65.54% of 534
companies
in the Credit Services industry
Industry Median: 21.61
vs BOM:535667: 33.70
India Finsec (BOM:535667) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
India Finsec Pretax Margin % Related Terms
India Finsec Pretax Margin % Historical Data
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The historical data trend for India Finsec's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:535667 vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, India Finsec's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
India Finsec Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, India Finsec's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where India Finsec's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
India Finsec (BOM:535667) has a Pretax Margin % of 33.03% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on India Finsec and its competitors. This is 25% above median its historical median of 26.32. Over the past decade, India Finsec's Pretax Margin % has ranged from 14.60 to 38.13. According to the industry distribution chart, India Finsec ranks #184 out of 534 companies in the Credit Services industry, placing it in the top 34.5%.
Is India Finsec's Pretax Margin % too high?
India Finsec's current Pretax Margin % of 33.03% is 25% above median its 10-year median of 26.32. Over the past 10 years, this metric has ranged from a low of 14.60 to a high of 38.13. The Credit Services industry median Pretax Margin % is 21.61. India Finsec's value of 33.03% is 52.8% above this industry median. Based on the distribution chart, India Finsec ranks #184 out of 534 companies in the Credit Services industry, which is above the industry midpoint. Overall, India Finsec has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does India Finsec's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, India Finsec ranks #184 out of 534 companies for Pretax Margin %. This puts India Finsec in the upper half of its industry. The industry median Pretax Margin % is 21.61. India Finsec's value of 33.03% is 52.8% above this benchmark. Historically, India Finsec's own Pretax Margin % has ranged from 14.60 to 38.13 over the past decade. While the company's 10-year median is 26.32 vs. the industry median of 21.61, India Finsec has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 21.61, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. India Finsec's current Pretax Margin % of 33.03% is 52.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on India Finsec and its competitors. For the Credit Services industry, the median Pretax Margin % is 21.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. India Finsec's current Pretax Margin % is 33.03%, which is 25% above median its own 10-year median of 26.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Finsec stock overvalued right now?
India Finsec (BOM:535667) has a current Pretax Margin % of 33.03%. The current Pretax Margin % is 33.03%, which is 25% above median its 10-year median of 26.32 and 52.8% above the Credit Services industry median of 21.61. India Finsec's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For India Finsec (BOM:535667), the current Pretax Margin % is 33.03% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
India Finsec Ltd operates as a non-banking financial company. It is engaged in the business of financing, inter corporate deposits, advancing short-term loans, long-term loans, granting credits to individuals and companies, etc. The company also deals in stocks, shares, and securities. It is engaged in a single segment, i.e., finance/lending.
67GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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