India Finsec (BOM:535667) Days Payable: 0.00 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:535667 India Finsec Ltd BOM:535667
50 GF Score
Price ₹228.40
GF Value ₹180.02
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is India Finsec Days Payable?

India Finsec BOM:535667 -0.48% 50 Days Payable is 0.00 as of Mar. 2026. GuruFocus rates BOM:535667 with a GF Score™ of 50/100 and a GF Value™ of ₹180.02 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 301 Credit Services companies, India Finsec ranks worse than 85.05% on this metric.

India Finsec's average Accounts Payable for the three months ended in Mar. 2026 was ₹0.7 Mil. India Finsec's Cost of Goods Sold for the three months ended in Mar. 2026 was ₹0.0 Mil.

The historical rank and industry rank for India Finsec's Days Payable or its related term are showing as below:

BOM:535667' s Days Payable Range Over the Past 10 Years
Min: 2.99   Med: 5.96   Max: 9.36
Current: 4.34

During the past 13 years, India Finsec's highest Days Payable was 9.36. The lowest was 2.99. And the median was 5.96.

BOM:535667's Days Payable is ranked worse than
85.05% of 301 companies
in the Credit Services industry
Industry Median: 33.87 vs BOM:535667: 4.34

India Finsec's Days Payable declined from Mar. 2025 (11.15) to Mar. 2026 (0.00). It may suggest that India Finsec accelerated paying its suppliers.


India Finsec Days Payable Historical Data

* Premium members only.

The historical data trend for India Finsec's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

India Finsec Days Payable Chart

India Finsec Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.99 5.96 8.89 9.36 0.00

India Finsec Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.15 8.32 0.00 0.00 0.00

BOM:535667 vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, India Finsec's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


India Finsec Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, India Finsec's Days Payable distribution charts can be found below:

* The bar in red indicates where India Finsec's Days Payable falls into.


BOM:535667
50GF Score
India Finsec Ltd BOM:535667
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

India Finsec Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

India Finsec's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (8.982 + 0.684) / 2 ) / 0*365
=4.833 / 0*365
=N/A

India Finsec's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0 + 0.684) / 1 ) / 0*365 / 4
=0.684 / 0*365 / 4
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 0.00 mean?
India Finsec (BOM:535667) has a Days Payable of 0.00 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on India Finsec and its competitors. Over the past decade, India Finsec's Days Payable has ranged from 2.99 to 9.36. According to the industry distribution chart, India Finsec ranks #256 out of 301 companies in the Credit Services industry, placing it in the top 85%.
Is India Finsec's Days Payable too high?
India Finsec's current Days Payable is 0.00. Over the past 10 years, this metric has ranged from a low of 2.99 to a high of 9.36. Based on the distribution chart, India Finsec ranks #256 out of 301 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, India Finsec has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does India Finsec's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, India Finsec ranks #256 out of 301 companies for Days Payable. This places India Finsec in the lower half of its industry. The industry median Days Payable is 33.87. Historically, India Finsec's own Days Payable has ranged from 2.99 to 9.36 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on India Finsec and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. India Finsec's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is India Finsec stock overvalued right now?
Based on GuruFocus' analysis, India Finsec (BOM:535667) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹180.02, compared to a current price of ₹228.40 — trading 26.9% above its estimated fair value. The current Days Payable is 0.00. India Finsec's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For India Finsec (BOM:535667), the current Days Payable is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is India Finsec (BOM:535667) Overvalued in 2026?

Based on GuruFocus' analysis, India Finsec stock appears to be overvalued. The current stock price of ₹228.40 is trading 26.9% above its estimated GF Value™ of ₹180.02. GuruFocus considers India Finsec to be Modestly Overvalued.

Key valuation signals for BOM:535667:

  • Days Payable: 0.00
  • GF Value™: ₹180.02 vs. price of ₹228.40 (26.9% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the BOM:535667 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


India Finsec Business Description

Address Prashant Vihar, Sector-14, D-16, 1st Floor, Above ICICI Bank, New Delhi, IND, 110085
India Finsec Ltd operates as a non-banking financial company. It is engaged in the business of financing, inter corporate deposits, advancing short-term loans, long-term loans, granting credits to individuals and companies, etc. The company also deals in stocks, shares, and securities. It is engaged in a single segment, i.e., finance/lending.
50GF Score

Get the complete analysis for BOM:535667

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹228.40
Price
₹180.02
GF Value