Sarvottam Finvest (BOM:539124) Cyclically Adjusted PB Ratio: (As of Sep. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:539124 Sarvottam Finvest Ltd BOM:539124
58 GF Score
Price ₹16.99
GF Value ₹23.55
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Sarvottam Finvest Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Sarvottam Finvest  (BOM:539124) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Sarvottam Finvest Cyclically Adjusted PB Ratio Related Terms


Sarvottam Finvest Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Sarvottam Finvest's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sarvottam Finvest Cyclically Adjusted PB Ratio Chart

Sarvottam Finvest Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.61 0.47 0.37

Sarvottam Finvest Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.48 0.00 0.37 0.00

BOM:539124 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Sarvottam Finvest's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sarvottam Finvest Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sarvottam Finvest's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Sarvottam Finvest's Cyclically Adjusted PB Ratio falls into.


BOM:539124
58GF Score
Sarvottam Finvest Ltd BOM:539124
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sarvottam Finvest Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Sarvottam Finvest's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Sarvottam Finvest's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

Sarvottam Finvest Quarterly Data

Book Value per Share CPI Adj_Book
201609 35.614 105.961 56.250
201612 0.000 105.196 0.000
201703 35.309 105.196 56.173
201706 0.000 107.109 0.000
201709 35.588 109.021 54.631
201712 0.000 109.404 0.000
201803 35.434 109.786 54.015
201806 0.000 111.317 0.000
201809 35.341 115.142 51.368
201812 0.000 115.142 0.000
201903 35.149 118.202 49.766
201906 0.000 120.880 0.000
201909 36.126 123.175 49.084
201912 0.000 126.235 0.000
202003 35.079 124.705 47.077
202006 0.000 127.000 0.000
202009 35.328 130.118 45.439
202012 0.000 130.889 0.000
202103 35.001 131.771 44.454
202106 0.000 134.084 0.000
202109 35.183 135.847 43.344
202112 0.000 138.161 0.000
202203 34.679 138.822 41.807
202206 0.000 142.347 0.000
202209 34.725 144.661 40.173
202212 0.000 145.763 0.000
202303 33.100 146.865 37.719
202306 0.000 150.280 0.000
202309 33.341 151.492 36.833
202312 0.000 152.924 0.000
202403 33.729 153.035 36.886
202406 0.000 155.789 0.000
202409 33.471 157.882 35.480
202412 0.000 158.323 0.000
202503 32.943 157.552 34.993
202506 0.000 159.755 0.000
202509 33.119 162.289 34.153
202512 0.000 163.281 0.000
202603 32.693 164.272 33.307
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Sarvottam Finvest (BOM:539124) Overvalued in 2026?

Based on GuruFocus' analysis, Sarvottam Finvest stock appears to be undervalued. The current stock price of ₹16.99 is trading 27.9% below its estimated GF Value™ of ₹23.55. GuruFocus considers Sarvottam Finvest to be Modestly Undervalued.

Key valuation signals for BOM:539124:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹23.55 vs. price of ₹16.99 (27.9% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the BOM:539124 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sarvottam Finvest Business Description

Address No. 3, Bentinck Street, 2nd Floor, Kolkata, WB, IND, 700001
Sarvottam Finvest Ltd is an Indian-based non-banking financial company. Its business is to make both long-term and short-term investments in quoted as well as unquoted shares. The company also gives short-term and long-term loans to its borrowers. It earns revenue through interest on loans given to the borrowers, dividends on investments, and revenue by purchase and sale of shares and securities. It is engaged in only one segment which is Financing and all of the Operations are in India.
58GF Score

Get the complete analysis for BOM:539124

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹16.99
Price
₹23.55
GF Value