Sarvottam Finvest (BOM:539124) E10: ₹-0.25 (As of Mar. 2026)


BOM:539124 Sarvottam Finvest Ltd BOM:539124
63 GF Score
Price ₹21.00
GF Value ₹21.64
Valuation Fairly Valued
! 2 Warning Signs
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What is Sarvottam Finvest E10?

Sarvottam Finvest BOM:539124 -0.38% 63 E10 is ₹-0.25 as of Mar. 2026. GuruFocus rates BOM:539124 with a GF Score™ of 63/100 and a GF Value™ of ₹21.64 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sarvottam Finvest's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹-0.320. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹-0.25 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-09), Sarvottam Finvest's current stock price is ₹21.00. Sarvottam Finvest's E10 for the quarter that ended in Mar. 2026 was ₹-0.25. Sarvottam Finvest's Shiller PE Ratio of today is .


Sarvottam Finvest  (BOM:539124) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sarvottam Finvest E10 Related Terms


Sarvottam Finvest E10 Historical Data

* Premium members only.

The historical data trend for Sarvottam Finvest's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sarvottam Finvest E10 Chart

Sarvottam Finvest Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 -0.12 -0.21 -0.25

Sarvottam Finvest Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.21 -0.24 -0.27 -0.28 -0.25

BOM:539124 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Sarvottam Finvest's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sarvottam Finvest Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sarvottam Finvest's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sarvottam Finvest's Shiller PE Ratio falls into.


BOM:539124
63GF Score
Sarvottam Finvest Ltd BOM:539124
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sarvottam Finvest E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sarvottam Finvest's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.32/164.2724*164.2724
=-0.320

Current CPI (Mar. 2026) = 164.2724.

Sarvottam Finvest Quarterly Data

per share eps CPI Adj_EPS
201606 0.240 105.961 0.372
201609 0.190 105.961 0.295
201612 0.040 105.196 0.062
201703 -0.350 105.196 -0.547
201706 0.130 107.109 0.199
201709 0.150 109.021 0.226
201712 0.090 109.404 0.135
201803 -0.250 109.786 -0.374
201806 -0.020 111.317 -0.030
201809 -0.070 115.142 -0.100
201812 -0.060 115.142 -0.086
201903 -0.140 118.202 -0.195
201906 0.030 120.880 0.041
201909 0.090 123.175 0.120
201912 0.310 126.235 0.403
202003 -0.500 124.705 -0.659
202006 0.130 127.000 0.168
202009 0.120 130.118 0.151
202012 0.130 130.889 0.163
202103 -0.460 131.771 -0.573
202106 0.160 134.084 0.196
202109 0.020 135.847 0.024
202112 -0.130 138.161 -0.155
202203 -0.370 138.822 -0.438
202206 0.070 142.347 0.081
202209 -0.020 144.661 -0.023
202212 -2.320 145.763 -2.615
202303 0.690 146.865 0.772
202306 0.120 150.280 0.131
202309 0.130 151.492 0.141
202312 0.130 152.924 0.140
202403 0.240 153.035 0.258
202406 0.100 155.789 0.105
202409 -0.290 157.882 -0.302
202412 -0.340 158.323 -0.353
202503 -0.090 157.552 -0.094
202506 0.210 159.755 0.216
202509 0.080 162.289 0.081
202512 -0.100 163.281 -0.101
202603 -0.320 164.272 -0.320

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹-0.25 mean?
Sarvottam Finvest (BOM:539124) has a E10 of ₹-0.25 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sarvottam Finvest and its competitors.
Is Sarvottam Finvest's E10 too high?
Sarvottam Finvest's current E10 is ₹-0.25. Overall, Sarvottam Finvest has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sarvottam Finvest's E10 compare to V and MA?
Sarvottam Finvest's E10 of ₹-0.25 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sarvottam Finvest and its competitors. Sarvottam Finvest's current E10 is ₹-0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sarvottam Finvest stock overvalued right now?
Based on GuruFocus' analysis, Sarvottam Finvest (BOM:539124) is currently considered Fairly Valued. The stock's GF Value™ is ₹21.64, compared to a current price of ₹21.00 — trading 3% below its estimated fair value. The current E10 is ₹-0.25. Sarvottam Finvest's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Sarvottam Finvest (BOM:539124), the current E10 is ₹-0.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sarvottam Finvest (BOM:539124) Overvalued in 2026?

Based on GuruFocus' analysis, Sarvottam Finvest stock appears to be undervalued. The current stock price of ₹21.00 is trading 3% below its estimated GF Value™ of ₹21.64. GuruFocus considers Sarvottam Finvest to be Fairly Valued.

Key valuation signals for BOM:539124:

  • E10: ₹-0.25
  • GF Value™: ₹21.64 vs. price of ₹21.00 (3% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the BOM:539124 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sarvottam Finvest Business Description

Address No. 3, Bentinck Street, 2nd Floor, Kolkata, WB, IND, 700001
Sarvottam Finvest Ltd is an Indian-based non-banking financial company. Its business is to make both long-term and short-term investments in quoted as well as unquoted shares. The company also gives short-term and long-term loans to its borrowers. It earns revenue through interest on loans given to the borrowers, dividends on investments, and revenue by purchase and sale of shares and securities. It is engaged in only one segment which is Financing and all of the Operations are in India.
63GF Score

Get the complete analysis for BOM:539124

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹21.00
Price
₹21.64
GF Value