Sarvottam FinvestBOM:539124 -0.38%63 Quick Ratio is 396.28 as of Mar. 2026, which is 60% below its 10-year median of 995.39. GuruFocus rates BOM:539124 with a GF Score™ of 63/100 and a GF Value™ of ₹21.64 (Fairly Valued). The stock has 2 warning signs investors should review. Among 394 Credit Services companies, Sarvottam Finvest ranks better than 90.36% on this metric.
Sarvottam Finvest has a quick ratio of 396.28. It generally indicates good short-term financial strength.
The historical rank and industry rank for Sarvottam Finvest's Quick Ratio or its related term are showing as below:
BOM:539124'
s Quick Ratio Range Over the Past 10 Years
Min: 181 Med: 995.39 Max: 10789.54
Current: 396.28
During the past 12 years, Sarvottam Finvest's highest Quick Ratio was 10789.54. The lowest was 181.00. And the median was 995.39.
BOM:539124's Quick Ratio is ranked better than 90.36% of 394
companies
in the Credit Services industry
Industry Median: 4.52
vs BOM:539124: 396.28
Sarvottam Finvest (BOM:539124) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Sarvottam Finvest Quick Ratio Related Terms
Sarvottam Finvest Quick Ratio Historical Data
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The historical data trend for Sarvottam Finvest's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sarvottam Finvest's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sarvottam Finvest Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sarvottam Finvest's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Sarvottam Finvest's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Sarvottam Finvest's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sarvottam Finvest (BOM:539124) has a Quick Ratio of 396.28 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Sarvottam Finvest and its competitors. This is 60% below median its historical median of 995.39. Over the past decade, Sarvottam Finvest's Quick Ratio has ranged from 181.00 to 10,789.54. According to the industry distribution chart, Sarvottam Finvest ranks #38 out of 394 companies in the Credit Services industry, placing it in the top 9.6%.
Is Sarvottam Finvest's Quick Ratio too high?
Sarvottam Finvest's current Quick Ratio of 396.28 is 60% below median its 10-year median of 995.39. Over the past 10 years, this metric has ranged from a low of 181.00 to a high of 10,789.54. The Credit Services industry median Quick Ratio is 4.52. Sarvottam Finvest's value of 396.28 is 8667.3% above this industry median. Based on the distribution chart, Sarvottam Finvest ranks #38 out of 394 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Sarvottam Finvest has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sarvottam Finvest's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Sarvottam Finvest ranks #38 out of 394 companies for Quick Ratio. This places Sarvottam Finvest in the top 10% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.52. Sarvottam Finvest's value of 396.28 is 8667.3% above this benchmark. Historically, Sarvottam Finvest's own Quick Ratio has ranged from 181.00 to 10,789.54 over the past decade. While the company's 10-year median is 995.39 vs. the industry median of 4.52, Sarvottam Finvest has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.52, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sarvottam Finvest's current Quick Ratio of 396.28 is 8667.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Sarvottam Finvest and its competitors. For the Credit Services industry, the median Quick Ratio is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sarvottam Finvest's current Quick Ratio is 396.28, which is 60% below median its own 10-year median of 995.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sarvottam Finvest stock overvalued right now?
Based on GuruFocus' analysis, Sarvottam Finvest (BOM:539124) is currently considered Fairly Valued. The stock's GF Value™ is ₹21.64, compared to a current price of ₹21.00 — trading 3% below its estimated fair value. The current Quick Ratio is 396.28, which is 60% below median its 10-year median of 995.39 and 8667.3% above the Credit Services industry median of 4.52. Sarvottam Finvest's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Sarvottam Finvest (BOM:539124), the current Quick Ratio is 396.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sarvottam Finvest (BOM:539124) Overvalued in 2026?
Based on GuruFocus' analysis, Sarvottam Finvest stock appears to be undervalued.
The current stock price of ₹21.00 is trading 3% below its estimated GF Value™ of ₹21.64.
GuruFocus considers Sarvottam Finvest to be Fairly Valued.
Key valuation signals for BOM:539124:
Quick Ratio: 396.28 (60% below median its 10-year median of 995.39)
GF Value™: ₹21.64 vs. price of ₹21.00 (3% below fair value)
Industry Position: 8667.3% above the Credit Services median (#38 of 394)
No single metric tells the full story. See the BOM:539124 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sarvottam Finvest Ltd is an Indian-based non-banking financial company. Its business is to make both long-term and short-term investments in quoted as well as unquoted shares. The company also gives short-term and long-term loans to its borrowers. It earns revenue through interest on loans given to the borrowers, dividends on investments, and revenue by purchase and sale of shares and securities. It is engaged in only one segment which is Financing and all of the Operations are in India.
63GF Score
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