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Sarvottam FinvestBOM:539124 +3.16%62 PS Ratio is 11.13 as of Aug. 04, 2026, which is 6% below its 10-year median of 11.79. GuruFocus rates BOM:539124 with a GF Score™ of 62/100 and a GF Value™ of ₹21.59 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 524 Credit Services companies, Sarvottam Finvest ranks worse than 79.96% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Sarvottam Finvest's share price is ₹20.41.
Sarvottam Finvest's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹1.83. Hence, Sarvottam Finvest's PS Ratio for today is 11.13.
The historical rank and industry rank for Sarvottam Finvest's PS Ratio or its related term are showing as below:
BOM:539124'
s PS Ratio Range Over the Past 10 Years
Min: 5.45 Med: 11.79 Max: 33.7
Current: 10.18
During the past 12 years, Sarvottam Finvest's highest PS Ratio was 33.70. The lowest was 5.45. And the median was 11.79.
BOM:539124's PS Ratio is ranked worse than 79.96% of 524
companies
in the Credit Services industry
Industry Median: 2.87
vs BOM:539124: 10.18
Sarvottam Finvest Ltd revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Sarvottam Finvest was -16.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -3.60% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -4.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -7.10% per year.
During the past 12 years, Sarvottam Finvest's highest 3-Year average Revenue per Share Growth Rate was 28.70% per year. The lowest was -17.40% per year. And the median was -4.20% per year.
Sarvottam Finvest (BOM:539124) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Sarvottam Finvest PS Ratio Related Terms
Sarvottam Finvest PS Ratio Historical Data
* Premium members only.
The historical data trend for Sarvottam Finvest's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sarvottam Finvest's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sarvottam Finvest PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sarvottam Finvest's PS Ratio distribution charts can be found below:
* The bar in red indicates where Sarvottam Finvest's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Sarvottam Finvest's Share Price of today is ₹20.41. Sarvottam Finvest's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1.83.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Sarvottam Finvest (BOM:539124) has a PS Ratio of 11.13 as of Aug. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Sarvottam Finvest and its competitors. This is near median its historical median of 11.79. Over the past decade, Sarvottam Finvest's PS Ratio has ranged from 5.45 to 33.70. According to the industry distribution chart, Sarvottam Finvest ranks #419 out of 524 companies in the Credit Services industry, placing it in the top 80%.
Is Sarvottam Finvest's PS Ratio too high?
Sarvottam Finvest's current PS Ratio of 11.13 is near median its 10-year median of 11.79. Over the past 10 years, this metric has ranged from a low of 5.45 to a high of 33.70. The Credit Services industry median PS Ratio is 2.87. Sarvottam Finvest's value of 11.13 is 287.8% above this industry median. Based on the distribution chart, Sarvottam Finvest ranks #419 out of 524 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Sarvottam Finvest has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sarvottam Finvest's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Sarvottam Finvest ranks #419 out of 524 companies for PS Ratio. This places Sarvottam Finvest in the lower half of its industry. The industry median PS Ratio is 2.87. Sarvottam Finvest's value of 11.13 is 287.8% above this benchmark. Historically, Sarvottam Finvest's own PS Ratio has ranged from 5.45 to 33.70 over the past decade. While the company's 10-year median is 11.79 vs. the industry median of 2.87, Sarvottam Finvest has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.87, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sarvottam Finvest's current PS Ratio of 11.13 is 287.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Sarvottam Finvest and its competitors. For the Credit Services industry, the median PS Ratio is 2.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sarvottam Finvest's current PS Ratio is 11.13, which is near median its own 10-year median of 11.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sarvottam Finvest stock overvalued right now?
Based on GuruFocus' analysis, Sarvottam Finvest (BOM:539124) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹21.59, compared to a current price of ₹20.41 — trading 5.5% below its estimated fair value. The current PS Ratio is 11.13, which is near median its 10-year median of 11.79 and 287.8% above the Credit Services industry median of 2.87. Sarvottam Finvest's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Sarvottam Finvest (BOM:539124), the current PS Ratio is 11.13 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sarvottam Finvest (BOM:539124) Overvalued in 2026?
Based on GuruFocus' analysis, Sarvottam Finvest stock appears to be undervalued.
The current stock price of ₹20.41 is trading 5.5% below its estimated GF Value™ of ₹21.59.
GuruFocus considers Sarvottam Finvest to be Modestly Undervalued.
Key valuation signals for BOM:539124:
PS Ratio: 11.13 (near median its 10-year median of 11.79)
GF Value™: ₹21.59 vs. price of ₹20.41 (5.5% below fair value)
Industry Position: 287.8% above the Credit Services median (#419 of 524)
No single metric tells the full story. See the BOM:539124 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sarvottam Finvest Ltd is an Indian-based non-banking financial company. Its business is to make both long-term and short-term investments in quoted as well as unquoted shares. The company also gives short-term and long-term loans to its borrowers. It earns revenue through interest on loans given to the borrowers, dividends on investments, and revenue by purchase and sale of shares and securities. It is engaged in only one segment which is Financing and all of the Operations are in India.
62GF Score
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