Banco de Galicia y Buenos AiresU (BUE:GALI) Cyclically Adjusted PB Ratio: 0.01 (As of Aug. 15, 2026) — 91% Below Median

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What is Banco de Galicia y Buenos AiresU Cyclically Adjusted PB Ratio?

Banco de Galicia y Buenos AiresU BUE:GALI Cyclically Adjusted PB Ratio is 0.01 as of Aug. 15, 2026, which is 91% below its 10-year median of 0.11. The stock has 4 warning signs investors should review.

As of today (2026-08-15), Banco de Galicia y Buenos AiresU's current share price is ARS23.00. Banco de Galicia y Buenos AiresU's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ARS1,770.90. Banco de Galicia y Buenos AiresU's Cyclically Adjusted PB Ratio for today is 0.01.

The historical rank and industry rank for Banco de Galicia y Buenos AiresU's Cyclically Adjusted PB Ratio or its related term are showing as below:

BUE:GALI' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.01   Med: 0.11   Max: 0.73
Current: 0.01

During the past years, Banco de Galicia y Buenos AiresU's highest Cyclically Adjusted PB Ratio was 0.73. The lowest was 0.01. And the median was 0.11.

BUE:GALI's Cyclically Adjusted PB Ratio is not ranked
in the Banks industry.
Industry Median: 1.29 vs BUE:GALI: 0.01

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Banco de Galicia y Buenos AiresU's adjusted book value per share data for the three months ended in Mar. 2026 was ARS8,835.954. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ARS1,770.90 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banco de Galicia y Buenos AiresU  (BUE:GALI) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Banco de Galicia y Buenos AiresU Cyclically Adjusted PB Ratio Related Terms


Banco de Galicia y Buenos AiresU Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Banco de Galicia y Buenos AiresU's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Galicia y Buenos AiresU Cyclically Adjusted PB Ratio Chart

Banco de Galicia y Buenos AiresU Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.22 0.11 0.05 0.02

Banco de Galicia y Buenos AiresU Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.01

BUE:GALI vs USB, PNC, TFC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Banco de Galicia y Buenos AiresU's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de Galicia y Buenos AiresU Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco de Galicia y Buenos AiresU's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Banco de Galicia y Buenos AiresU's Cyclically Adjusted PB Ratio falls into.



Banco de Galicia y Buenos AiresU Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Banco de Galicia y Buenos AiresU's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=23.00/1770.90
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Galicia y Buenos AiresU's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Banco de Galicia y Buenos AiresU's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=8835.954/330.2130*330.2130
=8,835.954

Current CPI (Mar. 2026) = 330.2130.

Banco de Galicia y Buenos AiresU Quarterly Data

Book Value per Share CPI Adj_Book
201603 26.601 238.132 36.887
201606 28.651 241.018 39.254
201609 30.861 241.428 42.210
201612 39.265 241.432 53.704
201703 36.252 243.801 49.101
201706 39.211 244.955 52.859
201709 42.800 246.819 57.261
201712 48.968 246.524 65.591
201803 51.454 249.554 68.085
201806 54.507 251.989 71.427
201809 59.470 252.439 77.792
201812 154.005 251.233 202.419
201903 77.182 254.202 100.261
201906 90.109 256.143 116.166
201909 104.471 256.759 134.358
201912 191.842 256.974 246.518
202003 159.017 258.115 203.434
202006 177.472 257.797 227.324
202009 196.817 260.280 249.699
202012 337.187 260.474 427.465
202103 254.300 264.877 317.027
202106 292.140 271.696 355.060
202109 329.455 274.310 396.596
202112 728.965 278.802 863.386
202203 414.584 287.504 476.171
202206 491.904 296.311 548.184
202209 614.183 296.808 683.308
202212 2,337.937 296.797 2,601.162
202303 824.233 301.836 901.723
202306 1,097.700 305.109 1,188.017
202309 1,556.417 307.789 1,669.810
202312 5,387.403 306.746 5,799.556
202403 4,116.453 312.332 4,352.120
202406 4,638.364 314.175 4,875.143
202409 5,350.951 315.301 5,604.021
202412 6,590.288 315.605 6,895.324
202503 7,097.707 319.799 7,328.838
202506 7,047.346 322.561 7,214.528
202509 7,286.674 324.800 7,408.111
202603 8,835.954 330.213 8,835.954

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.01 mean?
Banco de Galicia y Buenos AiresU (BUE:GALI) has a Cyclically Adjusted PB Ratio of 0.01 as of Aug. 15, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Banco de Galicia y Buenos AiresU and its competitors. This is 91% below median its historical median of 0.11. Over the past decade, Banco de Galicia y Buenos AiresU's Cyclically Adjusted PB Ratio has ranged from 0.01 to 0.73.
Is Banco de Galicia y Buenos AiresU's Cyclically Adjusted PB Ratio too high?
Banco de Galicia y Buenos AiresU's current Cyclically Adjusted PB Ratio of 0.01 is 91% below median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.73. The Banks industry median Cyclically Adjusted PB Ratio is 1.29. Banco de Galicia y Buenos AiresU's value of 0.01 is 99.2% below this industry median.
How does Banco de Galicia y Buenos AiresU's Cyclically Adjusted PB Ratio compare to USB and PNC?
Banco de Galicia y Buenos AiresU's Cyclically Adjusted PB Ratio of 0.01 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PB Ratio is 1.29. Banco de Galicia y Buenos AiresU's value of 0.01 is 99.2% below this benchmark. Historically, Banco de Galicia y Buenos AiresU's own Cyclically Adjusted PB Ratio has ranged from 0.01 to 0.73 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 1.29, Banco de Galicia y Buenos AiresU has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.29, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de Galicia y Buenos AiresU's current Cyclically Adjusted PB Ratio of 0.01 is 99.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Banco de Galicia y Buenos AiresU and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Galicia y Buenos AiresU's current Cyclically Adjusted PB Ratio is 0.01, which is 91% below median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Galicia y Buenos AiresU stock overvalued right now?
Banco de Galicia y Buenos AiresU (BUE:GALI) has a current Cyclically Adjusted PB Ratio of 0.01. The stock's GF Value™ is ARS31.69, compared to a current price of ARS23.00 — trading 27.4% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.01, which is 91% below median its 10-year median of 0.11 and 99.2% below the Banks industry median of 1.29. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Banco de Galicia y Buenos AiresU (BUE:GALI), the current Cyclically Adjusted PB Ratio is 0.01 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco de Galicia y Buenos AiresU Business Description

Address Tte. Gral. Juan D. Peron 430, Autonomous City, Buenos Aires, ARG, C1038AAI
Banco de Galicia y Buenos Aires SAU offers commercial banking services. The bank offers business and consumer loans, mortgages, investment banking, securities brokerage, & foreign exchange services, mutual funds, insurance, annuities, and credit cards. It offers a wide range of financial services to more than three million clients, both individuals and companies. It also operates part of extensive and diversified distribution networks in the Argentine private financial sector.