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The historical rank and industry rank for Banco de Galicia y Buenos AiresU's Return-on-Tangible-Equity or its related term are showing as below:
BUE:GALI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.79 Med: 24.82 Max: 39.27
Current: 0.79
During the past 13 years, Banco de Galicia y Buenos AiresU's highest Return-on-Tangible-Equity was 39.27%. The lowest was 0.79%. And the median was 24.82%.
BUE:GALI's Return-on-Tangible-Equity is not ranked
in the Banks industry.
Industry Median: 11.24
vs BUE:GALI: 0.79
Banco de Galicia y Buenos AiresU (BUE:GALI) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Banco de Galicia y Buenos AiresU Return-on-Tangible-Equity Related Terms
Banco de Galicia y Buenos AiresU Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco de Galicia y Buenos AiresU Return-on-Tangible-Equity Chart
BUE:GALI vs USB, PNC, TFC: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Banco de Galicia y Buenos AiresU's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco de Galicia y Buenos AiresU Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banco de Galicia y Buenos AiresU's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Banco de Galicia y Buenos AiresU's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 3.31% mean?
Banco de Galicia y Buenos AiresU (BUE:GALI) has a Return-on-Tangible-Equity of 3.31% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Banco de Galicia y Buenos AiresU and its competitors. This is 87% below median its historical median of 24.82. Over the past decade, Banco de Galicia y Buenos AiresU's Return-on-Tangible-Equity has ranged from 0.79 to 39.27.
Is Banco de Galicia y Buenos AiresU's Return-on-Tangible-Equity too high?
Banco de Galicia y Buenos AiresU's current Return-on-Tangible-Equity of 3.31% is 87% below median its 10-year median of 24.82. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 39.27. The Banks industry median Return-on-Tangible-Equity is 11.24. Banco de Galicia y Buenos AiresU's value of 3.31% is 70.6% below this industry median.
How does Banco de Galicia y Buenos AiresU's Return-on-Tangible-Equity compare to USB and PNC?
Banco de Galicia y Buenos AiresU's Return-on-Tangible-Equity of 3.31% can be compared against companies in the Banks industry. The industry median Return-on-Tangible-Equity is 11.24. Banco de Galicia y Buenos AiresU's value of 3.31% is 70.6% below this benchmark. Historically, Banco de Galicia y Buenos AiresU's own Return-on-Tangible-Equity has ranged from 0.79 to 39.27 over the past decade. While the company's 10-year median is 24.82 vs. the industry median of 11.24, Banco de Galicia y Buenos AiresU has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.24, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de Galicia y Buenos AiresU's current Return-on-Tangible-Equity of 3.31% is 70.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Banco de Galicia y Buenos AiresU and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Galicia y Buenos AiresU's current Return-on-Tangible-Equity is 3.31%, which is 87% below median its own 10-year median of 24.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Galicia y Buenos AiresU stock overvalued right now?
Banco de Galicia y Buenos AiresU (BUE:GALI) has a current Return-on-Tangible-Equity of 3.31%. The stock's GF Value™ is ARS31.69, compared to a current price of ARS23.00 — trading 27.4% below its estimated fair value. The current Return-on-Tangible-Equity is 3.31%, which is 87% below median its 10-year median of 24.82 and 70.6% below the Banks industry median of 11.24. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Banco de Galicia y Buenos AiresU (BUE:GALI), the current Return-on-Tangible-Equity is 3.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Banco de Galicia y Buenos AiresU Business Description
Banco de Galicia y Buenos Aires SAU offers commercial banking services. The bank offers business and consumer loans, mortgages, investment banking, securities brokerage, & foreign exchange services, mutual funds, insurance, annuities, and credit cards. It offers a wide range of financial services to more than three million clients, both individuals and companies. It also operates part of extensive and diversified distribution networks in the Argentine private financial sector.
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