Banco de Galicia y Buenos AiresU (BUE:GALI) Scaled Net Operating Assets: 0.08 (As of Mar. 2026)


What is Banco de Galicia y Buenos AiresU Scaled Net Operating Assets?

Banco de Galicia y Buenos AiresU BUE:GALI Scaled Net Operating Assets is 0.08 as of Mar. 2026. The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco de Galicia y Buenos AiresU's operating assets for the quarter that ended in Mar. 2026 was ARS29,574,318 Mil. Banco de Galicia y Buenos AiresU's operating liabilities for the quarter that ended in Mar. 2026 was ARS26,788,717 Mil. Banco de Galicia y Buenos AiresU's Total Assets for the quarter that ended in Sep. 2025 was ARS34,042,109 Mil. Therefore, Banco de Galicia y Buenos AiresU's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.08.

Banco de Galicia y Buenos AiresU Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco de Galicia y Buenos AiresU's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2024 )
=(Operating Assets (A: Dec. 2024 )-Operating Liabilities (A: Dec. 2024 ))/Total Assets (A: Dec. 2023 )
=(20673920.611-20794167.858)/18886817.34
=-0.01

where

Operating Assets(A: Dec. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=27068820.935 - 6394900.324
=20673920.611

Operating Liabilities(A: Dec. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=21966064.936 - 1171897.078 - 0
=20794167.858

Banco de Galicia y Buenos AiresU's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Sep. 2025 )
=(29574318.085-26788716.515)/34042108.989
=0.08

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=35965123.793 - 6390805.708
=29574318.085

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=29296081.773 - 2507365.258 - 0
=26788716.515

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.08 mean?
Banco de Galicia y Buenos AiresU (BUE:GALI) has a Scaled Net Operating Assets of 0.08 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco de Galicia y Buenos AiresU and its competitors.
Is Banco de Galicia y Buenos AiresU's Scaled Net Operating Assets too high?
Banco de Galicia y Buenos AiresU's current Scaled Net Operating Assets is 0.08.
How does Banco de Galicia y Buenos AiresU's Scaled Net Operating Assets compare to USB and PNC?
Banco de Galicia y Buenos AiresU's Scaled Net Operating Assets of 0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco de Galicia y Buenos AiresU and its competitors. Banco de Galicia y Buenos AiresU's current Scaled Net Operating Assets is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Galicia y Buenos AiresU stock overvalued right now?
Banco de Galicia y Buenos AiresU (BUE:GALI) has a current Scaled Net Operating Assets of 0.08. The stock's GF Value™ is ARS31.69, compared to a current price of ARS23.00 — trading 27.4% below its estimated fair value. The current Scaled Net Operating Assets is 0.08. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banco de Galicia y Buenos AiresU (BUE:GALI), the current Scaled Net Operating Assets is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco de Galicia y Buenos AiresU Business Description

Address Tte. Gral. Juan D. Peron 430, Autonomous City, Buenos Aires, ARG, C1038AAI
Banco de Galicia y Buenos Aires SAU offers commercial banking services. The bank offers business and consumer loans, mortgages, investment banking, securities brokerage, & foreign exchange services, mutual funds, insurance, annuities, and credit cards. It offers a wide range of financial services to more than three million clients, both individuals and companies. It also operates part of extensive and diversified distribution networks in the Argentine private financial sector.