Banco de Galicia y Buenos AiresU (BUE:GALI) LT-Debt-to-Total-Asset: 0.07 (As of Mar. 2026)

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What is Banco de Galicia y Buenos AiresU LT-Debt-to-Total-Asset?

Banco de Galicia y Buenos AiresU BUE:GALI LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Banco de Galicia y Buenos AiresU's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.07.

Banco de Galicia y Buenos AiresU's long-term debt to total assets ratio increased from Dec. 2024 (0.04) to Mar. 2026 (0.07). It may suggest that Banco de Galicia y Buenos AiresU is progressively becoming more dependent on debt to grow their business.

Banco de Galicia y Buenos AiresU  (BUE:GALI) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Banco de Galicia y Buenos AiresU LT-Debt-to-Total-Asset Related Terms

Banco de Galicia y Buenos AiresU LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Banco de Galicia y Buenos AiresU's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Galicia y Buenos AiresU LT-Debt-to-Total-Asset Chart

Banco de Galicia y Buenos AiresU Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.03 0.03 0.03 0.04

Banco de Galicia y Buenos AiresU Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.05 0.05 0.06 0.07

Banco de Galicia y Buenos AiresU LT-Debt-to-Total-Asset Calculation

Banco de Galicia y Buenos AiresU's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )/Total Assets (A: Dec. 2024 )
=1171897.078/27068820.935
=0.04

Banco de Galicia y Buenos AiresU's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=2507365.258/35965123.793
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.07 mean?
Banco de Galicia y Buenos AiresU (BUE:GALI) has a LT-Debt-to-Total-Asset of 0.07 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banco de Galicia y Buenos AiresU and its competitors.
Is Banco de Galicia y Buenos AiresU's LT-Debt-to-Total-Asset too high?
Banco de Galicia y Buenos AiresU's current LT-Debt-to-Total-Asset is 0.07.
How does Banco de Galicia y Buenos AiresU's LT-Debt-to-Total-Asset compare to USB and PNC?
Banco de Galicia y Buenos AiresU's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banco de Galicia y Buenos AiresU and its competitors. Banco de Galicia y Buenos AiresU's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Galicia y Buenos AiresU stock overvalued right now?
Banco de Galicia y Buenos AiresU (BUE:GALI) has a current LT-Debt-to-Total-Asset of 0.07. The stock's GF Value™ is ARS31.69, compared to a current price of ARS23.00 — trading 27.4% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Banco de Galicia y Buenos AiresU (BUE:GALI), the current LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco de Galicia y Buenos AiresU Business Description

Address Tte. Gral. Juan D. Peron 430, Autonomous City, Buenos Aires, ARG, C1038AAI
Banco de Galicia y Buenos Aires SAU offers commercial banking services. The bank offers business and consumer loans, mortgages, investment banking, securities brokerage, & foreign exchange services, mutual funds, insurance, annuities, and credit cards. It offers a wide range of financial services to more than three million clients, both individuals and companies. It also operates part of extensive and diversified distribution networks in the Argentine private financial sector.