Qatar General Insurance & Reinsurance Co (DSMD:QGRI) Cyclically Adjusted PB Ratio: 0.34 (As of Aug. 30, 2026) — 48% Above Median

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DSMD:QGRI Qatar General Insurance & Reinsurance Co DSMD:QGRI
35 GF Score
Price ر.ق2.34
GF Value ر.ق1.29
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Qatar General Insurance & Reinsurance Co Cyclically Adjusted PB Ratio?

Qatar General Insurance & Reinsurance Co DSMD:QGRI -0.85% 35 Cyclically Adjusted PB Ratio is 0.34 as of Aug. 30, 2026, which is 48% above its 10-year median of 0.23. GuruFocus rates DSMD:QGRI with a GF Score™ of 35/100 and a GF Value™ of ر.ق1.29 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 410 Insurance companies, Qatar General Insurance & Reinsurance Co ranks better than 93.9% on this metric.

As of today (2026-08-30), Qatar General Insurance & Reinsurance Co's current share price is ر.ق2.335. Qatar General Insurance & Reinsurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ر.ق6.91. Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio for today is 0.34.

The historical rank and industry rank for Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

DSMD:QGRI' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.11   Med: 0.23   Max: 0.45
Current: 0.34

During the past years, Qatar General Insurance & Reinsurance Co's highest Cyclically Adjusted PB Ratio was 0.45. The lowest was 0.11. And the median was 0.23.

DSMD:QGRI's Cyclically Adjusted PB Ratio is ranked better than
93.9% of 410 companies
in the Insurance industry
Industry Median: 1.41 vs DSMD:QGRI: 0.34

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Qatar General Insurance & Reinsurance Co's adjusted book value per share data for the three months ended in Jun. 2026 was ر.ق4.312. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ر.ق6.91 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Qatar General Insurance & Reinsurance Co  (DSMD:QGRI) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Qatar General Insurance & Reinsurance Co Cyclically Adjusted PB Ratio Related Terms


Qatar General Insurance & Reinsurance Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar General Insurance & Reinsurance Co Cyclically Adjusted PB Ratio Chart

Qatar General Insurance & Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.30 0.20 0.20 0.16 0.22

Qatar General Insurance & Reinsurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.18 0.18 0.22 0.18 0.26

DSMD:QGRI vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar General Insurance & Reinsurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio falls into.


DSMD:QGRI
35GF Score
Qatar General Insurance & Reinsurance Co DSMD:QGRI
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar General Insurance & Reinsurance Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2.335/6.91
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar General Insurance & Reinsurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Qatar General Insurance & Reinsurance Co's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=4.312/333.9520*333.9520
=4.312

Current CPI (Jun. 2026) = 333.9520.

Qatar General Insurance & Reinsurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201609 7.246 241.428 10.023
201612 7.277 241.432 10.066
201703 7.156 243.801 9.802
201706 7.069 244.955 9.637
201709 6.981 246.819 9.445
201712 6.699 246.524 9.075
201803 6.918 249.554 9.258
201806 6.926 251.989 9.179
201809 7.004 252.439 9.266
201812 6.312 251.233 8.390
201903 7.239 254.202 9.510
201906 7.166 256.143 9.343
201909 7.147 256.759 9.296
201912 5.685 256.974 7.388
202003 5.559 258.115 7.192
202006 5.591 257.797 7.243
202009 5.675 260.280 7.281
202012 5.679 260.474 7.281
202103 5.771 264.877 7.276
202106 5.800 271.696 7.129
202109 5.869 274.310 7.145
202112 5.851 278.802 7.008
202203 5.972 287.504 6.937
202206 5.844 296.311 6.586
202209 5.884 296.808 6.620
202212 5.194 296.797 5.844
202303 5.225 301.836 5.781
202306 5.196 305.109 5.687
202309 5.142 307.789 5.579
202312 3.807 306.746 4.145
202403 3.748 312.332 4.007
202406 3.891 314.175 4.136
202409 3.949 315.301 4.183
202412 3.899 315.605 4.126
202503 3.933 319.799 4.107
202506 4.032 322.561 4.174
202509 4.111 324.800 4.227
202512 4.249 324.054 4.379
202603 4.243 330.213 4.291
202606 4.312 333.952 4.312

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.34 mean?
Qatar General Insurance & Reinsurance Co (DSMD:QGRI) has a Cyclically Adjusted PB Ratio of 0.34 as of Aug. 30, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Qatar General Insurance & Reinsurance Co and its competitors. This is 48% above median its historical median of 0.23. Over the past decade, Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio has ranged from 0.11 to 0.45. According to the industry distribution chart, Qatar General Insurance & Reinsurance Co ranks #25 out of 410 companies in the Insurance industry, placing it in the top 6.1%.
Is Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio too high?
Qatar General Insurance & Reinsurance Co's current Cyclically Adjusted PB Ratio of 0.34 is 48% above median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.45. The Insurance industry median Cyclically Adjusted PB Ratio is 1.41. Qatar General Insurance & Reinsurance Co's value of 0.34 is 75.9% below this industry median. Based on the distribution chart, Qatar General Insurance & Reinsurance Co ranks #25 out of 410 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Qatar General Insurance & Reinsurance Co has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Qatar General Insurance & Reinsurance Co ranks #25 out of 410 companies for Cyclically Adjusted PB Ratio. This places Qatar General Insurance & Reinsurance Co in the top 6% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.41. Qatar General Insurance & Reinsurance Co's value of 0.34 is 75.9% below this benchmark. Historically, Qatar General Insurance & Reinsurance Co's own Cyclically Adjusted PB Ratio has ranged from 0.11 to 0.45 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 1.41, Qatar General Insurance & Reinsurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.41, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar General Insurance & Reinsurance Co's current Cyclically Adjusted PB Ratio of 0.34 is 75.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Qatar General Insurance & Reinsurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar General Insurance & Reinsurance Co's current Cyclically Adjusted PB Ratio is 0.34, which is 48% above median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar General Insurance & Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Qatar General Insurance & Reinsurance Co (DSMD:QGRI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ق1.29, compared to a current price of ر.ق2.34 — trading 81% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.34, which is 48% above median its 10-year median of 0.23 and 75.9% below the Insurance industry median of 1.41. Qatar General Insurance & Reinsurance Co's overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Qatar General Insurance & Reinsurance Co (DSMD:QGRI), the current Cyclically Adjusted PB Ratio is 0.34 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar General Insurance & Reinsurance Co (DSMD:QGRI) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar General Insurance & Reinsurance Co stock appears to be overvalued. The current stock price of ر.ق2.34 is trading 81% above its estimated GF Value™ of ر.ق1.29. GuruFocus considers Qatar General Insurance & Reinsurance Co to be Significantly Overvalued.

Key valuation signals for DSMD:QGRI:

  • Cyclically Adjusted PB Ratio: 0.34 (48% above median its 10-year median of 0.23)
  • GF Value™: ر.ق1.29 vs. price of ر.ق2.34 (81% above fair value)
  • GF Score™: 35/100 with 4 warning signs
  • Industry Position: 75.9% below the Insurance median (#25 of 410)

No single metric tells the full story. See the DSMD:QGRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar General Insurance & Reinsurance Co Business Description

Address Al Asmakh Street, P.O. Box 4500, Doha, QAT
Qatar General Insurance & Reinsurance Co is an insurance company engaged in providing general insurance and reinsurance services. The company also provides Islamic Takaful insurance, real estate, investment, manufacturing, trading and contracting services. The company has various product lines, which are Property and casualty, Life and medical, Motor and Marine and aviation. The company generates the majority of its revenue from Property and casualty.
35GF Score

Get the complete analysis for DSMD:QGRI

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق2.34
Price
ر.ق1.29
GF Value